AToM’s lender panel is now in excess of 25 lenders.
All three new lenders offer excellent choice for first time buyers and customers that may find it difficult to prove income.
Unique Selling Points:
Amber
- Can go up to 90% LTV on Prime Self Cert products and some Adverse products, Full Status and Self Cert
- Full menu driven tailor made “Bespoke” product
- No credit score
Future
- Can go up to 90% LTV on ‘prime’ self cert cases (including first time buyers)
- Income multiples up to 3.75 x 1 or 3.25 x joint
Rooftop
- Can go up to 90% LTV on all cases including self cert and first time buyers
- Income multiples up to 4.5 + 1 or 3.25 joint - ranging from light adverse to heavy adverse.
In addition to this Future and Rooftop have also been included in AToM’s Branded Lender panel. This facility offers a complete in-house process from initial enquiry right through to completion; AToM’s Branded Lender panel also includes GMAC, Preferred Mortgages and Mortgages Plc.
Vic Jannels Managing Director of the AToM Group said: "We are delighted to further extend our lender panel and Branded Lending Programme. Branded Lending is a key element of our distribution strategy and provides excellent benefits to brokers as we are able to control the entire application process up to completion – 2004 has only just begun but it already looks like being a very exciting year for AToM! ”
