A&L reveals reprice

Changes include:

  • Prime Self Cert – 2-year fixed rate 7.29% until 31 October 2009, maximum 85% loan-to-value (LTV), arrangement fee £1,999
  • Near Prime – 2-year fixed rate 7.49% until 31 October 2009, maximum 80% LTV, arrangement fee £1,999
  • Near Prime buy-to-let – 2-year fixed rate 7.59% until 31 October 2009, maximum 75% LTV, arrangement fee £1,999
The Group's Prime residential, Prime buy-to-let and Plus mortgage rates remain unaffected, and include:

Two-year discount deal

  • 5.55% (SVR -2.34%) discounted until 30 September 2009, then Standard Variable Rate (currently 7.89%), LTV up to 95%, product fee - £599, maximum loan £250,000, early repayment charges apply for first two years
Two-year Base Rate tracker mortgage
  • 5.44% fixed until 30 September 2009, then BBR +0.99%, customers can borrow up to 95% of the property value, product fee - £1,499, early repayment charges apply for first two years, maximum loan - £500,000
Buy-to-let – 2-year base rate tracker
  • 5.59% (BBR -0.16%) for two years, then BBR 2.14%, up to 85% LTV, arrangement fee £1,999
Buy-to-let – 2-year Base Rate tracker

  • 5.89% (BBR +1.4%) for two years, then BBR 2.14%, up to 85% LTV, arrangement fee £699
Plus Mortgage – 2-year fixed rate

  • 6.14% until 30 September 2009, maximum LTV 115%, arrangement fee £1,999, reverts to BBR +1.99%
Plus Mortgage – 2-year fixed rate
  • 6.34% until 30 September 2009, maximum LTV 125%, arrangement fee £1,999, reverts to BBR +1.99%