The poll asked over 1,000 people in the UK whether they currently feel financially stable enough to live comfortably both now and in future.
The most comfortable demographic is over 65s with 84% responding positively, while 79% of the 25 to 34 year old age group felt secure.
The least financially stable groups are 18 to 24 year olds (37%) and 45 to 54 year olds (38%).
Ian Williams, spokesman for Ocean Finance, said: "After the five year squeeze on the nation's personal finances, it is encouraging to see how many people feel confident about their financial situation now.
“It is unsurprising that young people feel the most unstable as they grapple with laying the financial foundations for the future.
"But it is also interesting to see how people between 45 and 54 are feeling the pressure financially, perhaps because they are squeezed three ways: paying for their own home, trying to save for retirement whilst funding their kids and, potentially, looking after elderly relatives too.
"That said, the fact that people still err on the side of caution about their money is not only testament to the economic struggles many have faced, but also the shrewd and altogether healthier attitude that people have adopted since the recession."
Nearly three-quarters (74%) of men feel stable compared to 68% of women.
People living in the South East and the Midlands felt most comfortable geographically, with 78% and 74% reacting positively to the poll.