For FTBs, the changes include reductions of up to 0.10% across 2 and 3-year fixed rate products at 75%, 80% and 95% LTV.
Nationwide has made a series of reductions to selected mortgages by up to 0.17%, affecting first-time buyers (FTBs) and second steppers from 29 September.
Selected shared equity mortgage rates have also been reduced by up to 0.35%.
For FTBs, the changes include reductions of up to 0.10% across 2 and 3-year fixed rate products at 75%, 80% and 95% loan-to-value (LTV).
Notable cuts include the 95% LTV 2-year fix reduced by 0.10% to 2.89% and the 80% LTV 2-year fix cut by 0.10% to 1.44%. Both deals include a £999 fee.
For new customers moving home, the lender has made reductions of up to 0.16% across 2- and 3-year fixed rate products at 75%, 80% and 95% LTV.
This includes the 75% LTV 2-year fix cut by 0.16% to 1.23% and the 95% LTV 3-year fix reduced by 0.15% to 2.89%.
Looking to remortgages, the lender has made reductions of up to 0.12% across selected 2 and 3-year fixed rate products at 75% and 80% LTV.
For example, its 75% LTV 3-year fix has been cut by 0.07% to 1.39% and the 80% LTV 2-year fix by 0.12% to 1.47%. The latter offering includes a £999 fee.
The society has reduced rates by up to 0.35% on selected 2 and 5-year fixed shared equity product rates between 60% and 80% LTV.
Rates start from 1.09% for 2-year fixed mortgages and 1.24% for the 5-year fixed products.
For the society’s existing members moving home, Nationwide has reduced rates by up to 0.17% on selected 2, 3 and 5-year fixed rate products starting from 60% LTV.
Nationwide has also reduced selected further advance, family deposit mortgage and switcher rates between 60% and 95% LTV by up to 0.17%.
Nationwide’s first-time buyer mortgages also come with £500 cashback, while those looking to remortgage to the society can choose between £500 cashback or free standard legal fees.
Henry Jordan, director of mortgages at Nationwide, said: “We regularly review our mortgage rates to ensure that we remain one of the most competitive lenders around for all types of borrowers, whether they are purchasing that first home, moving into their next or looking for a better deal on their existing property.
“These latest cuts and the introduction of market-leading rates on our shared equity range show we are doing all we can to support people as they look at all the options available to get into a home of their own.”