Atom Bank expands product range

Another 80% LTV 2-year fix stands at 1.89% with no fee, while 5-year fixes cost 2.44% with no fee and 2.19% with a £900 fee.

Atom Bank expands product range

Atom Bank has unveiled a selection of rates at 80% and 85% loan-to-value – including an 80% LTV 2-year fix at 1.44% with a £900 product fee.

Another 80% LTV 2-year fix stands at 1.89% with no fee, while 5-year fixes cost 2.44% with no fee and 2.19% with a £900 fee.

To 85% LTV the lender is offering 2-year fixes at 1.54% with a £900 fee and 1.99% with no fee, and 5-year fixes at 2.29% with a £900 fee and 2.59% with no fee.

Maria Harris, director of retail mortgages, said: “We are delighted to be expanding our range of products so soon after launching the new proposition.

“Our mortgages are designed to be easy to understand, with fair and transparent fees and no charges where there isn’t a true cost.

“We strongly believe that offering mortgages via independent experts gives our customers the best service and the very best advice when choosing a mortgage.

“Our ultimate aim is to help people get what’s right for them, and for them to have the best experience along the way.

“Customers can find an intermediary who is able to discuss Atom mortgages via our customer support team. In time, this too will be managed via the app.”

Atom Bank offers residential lending for the self-employed, contractors, lending into retirement, purchase, remortgage, shared ownership, first-time-buyers and new-build properties.