TAB joins TMA Mortgage Club panel to expand specialist lending access

Brokers gain direct access to bridging and commercial mortgage products through one of the UK's largest mortgage clubs

TAB joins TMA Mortgage Club panel to expand specialist lending access

TMA Mortgage Club has added specialist property finance lender TAB to its lender panel, opening up a broader range of bridging and commercial mortgage options for broker members across the UK.

The move gives intermediaries direct access to TAB's full product suite, spanning residential, semi-commercial and commercial property finance – all processed through a single, integrated platform.

TAB's mortgage range is aimed at professional property investors, with rates starting from 3.50 per cent above the Bank of England base rate. Loans are available on an interest-only basis from £100,000 to £5 million, with loan-to-value (LTV) ratios of up to 75 per cent on residential assets and up to 70 per cent on commercial property.

The lender's bridging finance offer runs from £100,000 to £5 million, with terms of up to 24 months and monthly rates from 0.68 per cent – designed to serve clients in time-pressured or complex transactions.

What brokers get through the partnership

Karen Rodrigues, sales director at TAB, said the panel addition was built specifically around the needs of intermediaries working with property investor clients.

"For brokers with clients in need of fast, flexible funding, TAB will represent a significant addition to the TMA panel," she said. "TMA members will now have access to our products, including our commercial mortgages, all of which have been built around brokers. Our proposition is designed for professional property investors who need pace without compromise – mortgage terms delivered with a bridging mindset."

Rodrigues also pointed to TAB's operational structure as a differentiator. "Whichever product they are using, TMA members will get direct access to key contacts, dedicated business development managers and a single platform where sales, underwriting and collections all work from the same information in real time," she said. "And the underwriter the broker meets at the start of a deal will be the same one who sees it through to completion: no handovers, no having to repeat the story, no late surprises. That's what sets TAB apart – how we work with intermediaries."

TAB, which launched in 2018, has lent £759 million to date, according to Rodrigues. The lender secured a £500 million funding facility from CarVal – a global alternative investment manager – which Rodrigues said had strengthened the firm's capacity to deliver across varying market conditions.

Broadening the TMA panel for complex cases

Robert McCoy, senior product and business manager at TMA Mortgage Club, said the addition reinforced the club's ability to support brokers dealing with more intricate client scenarios.

"TAB's specialist property finance range is a strong addition to the TMA panel, and broadens the extensive choice already available to our members," he said. "TAB's focus on commercial mortgages and bridging finance, supported by swift decision-making and streamlined underwriting, will give our members more options for property investor clients with complex or time-sensitive funding needs."

TMA Mortgage Club is one of the largest mortgage distribution networks in the UK, providing intermediaries with access to a wide range of residential and buy-to-let lender, alongside technology support and business development resources.

The panel expansion follows broader growth in UK specialist lending activity. Bridging finance completions have risen steadily as property investors navigate a more complex regulatory and rate environment – a trend covered in detail in Mortgage Introducer's analysis of the UK bridging finance market in 2026.

For advisers working in the commercial and semi-commercial space, access to lenders with dedicated underwriting support for property investor cases has become an increasingly important consideration when selecting panel relationships.

Rodrigues concluded: "We're proud to be able to bring this to one of the largest mortgage distributors in the country."

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