Moving home rates are very similar to first time buyer rates with most available between 4.10% and 6.49% with varying product fees and LTV percentages. There are currently 166 products available from 9 lenders

Moving home rates are very similar to first time buyer rates with most available between 4.10% and 6.49% with varying product fees and LTV percentages. There are currently 166 products available from 9 lenders.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of January 23, 2023 and rates are subject to change.
Moving Home
COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
---|---|---|---|---|---|---|
Coventry BS | Moving Home Bank Base Rate Flexx Tracker +0.58 | 2 years | 4.08% | 6.0 APRC | £999.00 | 65% |
Coventry BS | Moving Home Bank Base Rate Flexx Tracker +0.73 | 2 years | 4.23% | 6.1 APRC | £999.00 | 75% |
Coventry BS | Moving Home Bank Base Rate Flexx Tracker +0.83 | 2 years | 4.33% | 6.1 APRC | £999.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 2 years | 4.65% | 6.2 APRC | £999.00 | 65% |
Coventry BS | Moving Home Fixed Rate | 2 years | 4.70% | 6.2 APRC | £999.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 2 years | 4.93% | 6.3 APRC | £999.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.04% | 6.2 APRC | £0.00 | 65% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.09% | 6.2 APRC | £0.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.11% | 6.3 APRC | £999.00 | 90% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.32% | 6.3 APRC | £0.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.44% | 6.4 APRC | £999.00 | 95% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.50% | 6.3 APRC | £0.00 | 90% |
Coventry BS | Moving Home Fixed Rate | 2 years | 5.83% | 6.4 APRC | £0.00 | 95% |
Coventry BS | Moving Home Fixed Rate | 3 years | 4.55% | 6.0 APRC | £999.00 | 65% |
Coventry BS | Moving Home Fixed Rate | 3 years | 4.60% | 6.0 APRC | £999.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 3 years | 4.83% | 6.1 APRC | £999.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 3 years | 4.94% | 6.1 APRC | £0.00 | 65% |
Coventry BS | Moving Home Fixed Rate | 3 years | 4.99% | 6.1 APRC | £0.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 3 years | 5.01% | 6.1 APRC | £999.00 | 90% |
Coventry BS | Moving Home Fixed Rate | 3 years | 5.22% | 6.2 APRC | £0.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 3 years | 5.34% | 6.3 APRC | £999.00 | 95% |
Coventry BS | Moving Home Fixed Rate | 3 years | 5.40% | 6.2 APRC | £0.00 | 90% |
Coventry BS | Moving Home Fixed Rate | 3 years | 5.73% | 6.3 APRC | £0.00 | 95% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.35% | 5.6 APRC | £999.00 | 65% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.40% | 5.6 APRC | £999.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.51% | 5.6 APRC | £0.00 | 65% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.56% | 5.7 APRC | £0.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.63% | 5.5 APRC | £999.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.79% | 5.8 APRC | £0.00 | 85% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.81% | 5.8 APRC | £999.00 | 90% |
Coventry BS | Moving Home Offset Fixed Rate | 5 years | 4.90% | 5.6 APRC | £999.00 | 75% |
Coventry BS | Moving Home Fixed Rate | 5 years | 4.97% | 5.9 APRC | £0.00 | 90% |
Coventry BS | Moving Home Fixed Rate | 5 years | 5.14% | 6.0 APRC | £999.00 | 95% |
Coventry BS | Moving Home Fixed Rate | 5 years | 5.30% | 6.2 APRC | £0.00 | 95% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 4.99% | 6.2 APRC | £0.00 | 60% |
HSBC | Moving Home Fixed Standard | 2 years | 4.74% | 6.2 APRC | £999.00 | 60% |
HSBC | Moving Home Fixed Fee Saver | 5 years | 4.59% | 5.7 APRC | £0.00 | 60% |
HSBC | Moving Home Fixed Standard | 5 years | 4.39% | 5.7 APRC | £999.00 | 60% |
HSBC | Moving Home Fixed Premier Standard | 5 years | 4.36% | 5.7 APRC | £1499.00 | 60% |
HSBC | Moving Home Tracker Standard | 2 years | 3.84% | 6.1 APRC | £999.00 | 60% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 5.09% | 6.2 APRC | £0.00 | 70% |
HSBC | Moving Home Fixed Standard | 2 years | 4.84% | 6.3 APRC | £999.00 | 70% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 4.64% | 5.7 APRC | £0.00 | 70% |
HSBC | Moving Home Fixed Standard | 5 years | 4.44% | 5.7 APRC | £999.00 | 70% |
HSBC | Moving Home Fixed Premier Standard | 5 years | 4.41% | 5.7 APRC | £1499.00 | 70% |
HSBC | Moving Home Tracker Standard | 2 years | 3.99% | 6.1 APRC | £999.00 | 70% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 5.09% | 6.2 APRC | £0.00 | 75% |
HSBC | Moving Home Fixed Standard | 2 years | 4.84% | 6.3 APRC | £999.00 | 75% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 4.64% | 5.7 APRC | £0.00 | 75% |
HSBC | Moving Home Fixed Standard | 5 years | 4.44% | 5.7 APRC | £999.00 | 75% |
HSBC | Moving Home Fixed Premier Standard | 5 years | 4.41% | 5.7 APRC | £1499.00 | 75% |
HSBC | Moving Home Tracker Standard | 2 years | 3.99% | 6.1 APRC | £999.00 | 75% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 5.24% | 6.3 APRC | £0.00 | 80% |
HSBC | Moving Home Fixed Standard | 2 years | 4.94% | 6.3 APRC | £999.00 | 80% |
HSBC | Moving Home Fixed Fee Saver | 5 years | 4.74% | 5.8 APRC | £0.00 | 80% |
HSBC | Moving Home Fixed Standard | 5 years | 4.59% | 5.8 APRC | £999.00 | 80% |
HSBC | Moving Home Fixed Premier Standard | 5 years | 4.56% | 5.8 APRC | £1499.00 | 80% |
HSBC | Moving Home Tracker Standard | 2 years | 4.24% | 6.1 APRC | £999.00 | 80% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 5.29% | 6.3 APRC | £0.00 | 85% |
HSBC | Moving Home Fixed Standard | 2 years | 4.99% | 6.3 APRC | £999.00 | 85% |
HSBC | Moving Home Fixed Fee Saver | 5 years | 4.79% | 5.8 APRC | £0.00 | 85% |
HSBC | Moving Home Fixed Standard | 5 years | 4.64% | 5.8 APRC | £999.00 | 85% |
HSBC | Moving Home Fixed Premier Standard | 5 years | 4.61% | 5.8 APRC | £1499.00 | 85% |
HSBC | Moving Home Tracker Standard | 2 years | 4.29% | 6.2 APRC | £999.00 | 85% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 5.54% | 6.3 APRC | £0.00 | 90% |
HSBC | Moving Home Fixed Standard | 2 years | 5.29% | 6.3 APRC | £999.00 | 90% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 4.94% | 5.9 APRC | £0.00 | 90% |
HSBC | Moving Home Fixed Standard | 5 years | 4.78% | 5.9 APRC | £999.00 | 90% |
HSBC | Moving Home Fixed Premier Standard | 5 years | 4.75% | 5.9 APRC | £1499.00 | 90% |
HSBC | Moving Home Tracker Standard | 2 years | 4.55% | 6.2 APRC | £999.00 | 90% |
HSBC | Moving Home Fixed Fee Saver | 2 years | 6.19% | 6.5 APRC | £0.00 | 95% |
HSBC | Moving Home Fixed Fee Saver | 5 years | 5.75% | 6.2 APRC | £0.00 | 95% |
LLOYDS BANK | Club Lloyds Moving Home Fixed Rate | 2 years | 5.89% | undefined | £0.00 | 60%-75% |
LLOYDS BANK | Non-Club Lloyds Moving Home Fixed Rate | 2 years | 5.89% | undefined | £0.00 | 60%-75% |
LLOYDS BANK | Club Lloyds Moving Home Fixed Rate | 5 years | 5.39% | undefined | £0.00 | 60%-75% |
LLOYDS BANK | Non-Club Lloyds Moving Home Fixed Rate | 5 years | 5.39% | undefined | £0.00 | 60%-75% |
LLOYDS BANK | Club Lloyds Moving Home Fixed Rate | 10 years | 5.00% | undefined | £999.00 | 60%-75% |
LLOYDS BANK | Club Lloyds Moving Home Fixed Rate | 10 years | 5.04% | undefined | £0.00 | 60%-75% |
NATIONWIDE BS | Moving Home Fixed Rate | 2 years | 4.79% | 6.8 APRC | £999.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 2 years | 5.04% | 6.8 APRC | £0.00 | 75% |
NATIONWIDE BS | Moving Home Tracker | 2 years | 3.94% | 6.6 APRC | £999.00 | 75% |
NATIONWIDE BS | Moving Home Tracker | 2 years | 4.84% | 6.8 APRC | £0.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 3 years | 4.79% | 6.6 APRC | £999.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 3 years | 5.04% | 6.7 APRC | £0.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 5 years | 4.39% | 6.1 APRC | £999.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 5 years | 4.54% | 6.2 APRC | £0.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 10 years | 5.09% | 5.9 APRC | £999.00 | 75% |
NATIONWIDE BS | Moving Home Fixed Rate | 10 years | 5.34% | 6.0 APRC | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Tracker | 2 years | 4.04% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Tracker | 2 years | 4.29% | 6.74% | £995.00 | 80% |
NATWEST BANK PLC | Moving Home Tracker | 2 years | 4.79% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Tracker | 2 years | 4.79% | 6.74% | £0.00 | 80% |
NATWEST BANK PLC | Moving Home Online Only Fixed Rate | 2 years | 4.83% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Green Mortgage | 2 years | 4.83% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 4.88% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Online Only Fixed Rate | 2 years | 4.93% | 6.74% | £995.00 | 80% |
NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 4.98% | 6.74% | £995.00 | 80% |
NATWEST BANK PLC | Moving Home Fixed Rate Shared Equity Exclusive Cashback | 2 years | 5.03% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Help to Buy Shared Equity Cashback | 2 years | 5.03% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 5.13% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Shared Equity Exclusive | 2 years | 5.28% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Help to Buy Shared Equity | 2 years | 5.28% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 5.28% | 6.74% | £0.00 | 80% |
NATWEST BANK PLC | Moving Home Online Only Fixed Rate | 5 years | 4.43% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Green Mortgage | 5 years | 4.43% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate | 5 years | 4.48% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Online Only Fixed Rate | 5 years | 4.58% | 6.74% | £995.00 | 80% |
NATWEST BANK PLC | Moving Home Fixed Rate | 5 years | 4.60% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Shared Equity Exclusive Cashback | 5 years | 4.63% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Help to Buy Shared Equity Cashback | 5 years | 4.63% | 6.74% | £995.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate | 5 years | 4.63% | 6.74% | £995.00 | 80% |
NATWEST BANK PLC | Moving Home Fixed Rate Shared Equity Exclusive | 5 years | 4.75% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate Help to Buy Shared Equity | 5 years | 4.75% | 6.74% | £0.00 | 75% |
NATWEST BANK PLC | Moving Home Fixed Rate | 5 years | 4.75% | 6.74% | £0.00 | 80% |
Santander UK PLC. | Moving Home Fixed Rate | 2 years | 4.87% | 6.6 APRC | £999.00 | 75% |
Santander UK PLC. | Moving Home Fixed Rate | 2 years | 5.03% | 6.6 APRC | £999.00 | 85% |
Santander UK PLC. | Moving Home Fixed Rate | 2 years | 5.12% | 6.6 APRC | £0.00 | 75% |
Santander UK PLC. | Moving Home Fixed Rate | 2 years | 5.33% | 6.7 APRC | £0.00 | 85% |
Santander UK PLC. | Moving Home Fixed Rate | 2 years | 5.39% | 6.7 APRC | £999.00 | 90% |
Santander UK PLC. | Moving Home Fixed Rate | 2 years | 5.64% | 6.8 APRC | £0.00 | 90% |
Santander UK PLC. | Moving Home Tracker | 2 years | 4.09% | 6.5 APRC | £999.00 | 75% |
Santander UK PLC. | Moving Home Tracker | 2 years | 5.04% | 6.6 APRC | £0.00 | 90% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 4.43% | 5.9 APRC | £999.00 | 75% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 4.58% | 5.9 APRC | £0.00 | 75% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 4.68% | 6.1 APRC | £999.00 | 85% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 4.83% | 6.1 APRC | £0.00 | 85% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 4.94% | 6.2 APRC | £999.00 | 90% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 5.09% | 6.3 APRC | £0.00 | 90% |
Santander UK PLC. | Moving Home Fixed Rate | 5 years | 5.84% | 6.6 APRC | £0.00 | 95% |
TSB | Moving Home Fixed Rate | 2 years | 4.69% | 5.9 APRC | £995.00 | 60% |
TSB | Moving Home Fixed Rate | 2 years | 5.09% | 5.8 APRC | £0.00 | 60% |
TSB | Moving Home Fixed Rate | 2 years | 4.74% | 5.9 APRC | £995.00 | 60% to 75% |
TSB | Moving Home Fixed Rate | 2 years | 5.14% | 5.8 APRC | £0.00 | 60% to 75% |
TSB | Moving Home Fixed Rate | 2 years | 4.94% | 5.9 APRC | £995.00 | 75% to 80% |
TSB | Moving Home Fixed Rate | 2 years | 5.34% | 5.8 APRC | £0.00 | 75% to 80% |
TSB | Moving Home Fixed Rate | 2 years | 4.94% | 5.9 APRC | £995.00 | 80% to 85% |
TSB | Moving Home Fixed Rate | 2 years | 5.34% | 5.8 APRC | £0.00 | 80% to 85% |
TSB | Moving Home Fixed Rate | 2 years | 5.59% | 5.9 APRC | £0.00 | 85% to 90% |
TSB | Moving Home Fixed Rate | 2 years | 6.49% | 6.1 APRC | £0.00 | 90% to 95% |
TSB | Moving Home Tracker Rate | 2 years | 4.19% | 5.9 APRC | £995.00 | 60% |
TSB | Moving Home Tracker Rate | 2 years | 4.24% | 5.9 APRC | £995.00 | 60% to 75% |
TSB | Moving Home Tracker Rate | 2 years | 4.49% | 5.9 APRC | £995.00 | 75% to 80% |
TSB | Moving Home Tracker Rate | 2 years | 4.49% | 5.9 APRC | £995.00 | 80% to 85% |
TSB | Moving Home Fixed Rate | 5 years | 4.39% | 6.0 APRC | £995.00 | 60% |
TSB | Moving Home Fixed Rate | 5 years | 4.59% | 6.5 APRC | £0.00 | 60% |
TSB | Moving Home Fixed Rate | 5 years | 4.44% | 6.2 APRC | £995.00 | 60% to 75% |
TSB | Moving Home Fixed Rate | 5 years | 4.64% | 6.5 APRC | £0.00 | 60% to 75% |
TSB | Moving Home Fixed Rate | 5 years | 4.64% | 6.5 APRC | £995.00 | 75% to 80% |
TSB | Moving Home Fixed Rate | 5 years | 4.84% | 6.6 APRC | £0.00 | 75% to 80% |
TSB | Moving Home Fixed Rate | 5 years | 4.69% | 6.4 APRC | £995.00 | 80% to 85% |
TSB | Moving Home Fixed Rate | 5 years | 4.89% | 6.6 APRC | £0.00 | 80% to 85% |
TSB | Moving Home Fixed Rate | 5 years | 4.94% | 6.8 APRC | £0.00 | 85% to 90% |
TSB | Moving Home Fixed Rate | 5 years | 5.94% | 6.9 APRC | £0.00 | 90% to 95% |
TSB | Moving Home Fixed Rate | 10 years | 4.64% | 5.7 APRC | £995.00 | 60% |
TSB | Moving Home Fixed Rate | 10 years | 4.64% | 5.7 APRC | £995.00 | 60%-75% |
Virgin Money | Moving Home Everyday Freedom to Fix Tracker | 2 years | 4.37% | 6.8 APRC | £995.00 | |
Virgin Money | Moving Home Greener NewBuild Fixed Cashback Everyday | 2 years | 4.65% | 6.9 APRC | £995.00 | |
Virgin Money | Moving Home Everyday Fixed Cashback | 2 years | 4.70% | 6.9 APRC | £995.00 | |
Virgin Money | Moving Home Everyday Fixed | 2 years | 5.09% | 6.9 APRC | £0.00 | |
Virgin Money | Moving Home Greener NewBuild Fixed Cashback Everyday | 5 years | 4.35% | 6.1 APRC | £995.00 | |
Virgin Money | Moving Home Everyday Fixed Cashback | 5 years | 4.40% | 6.1 APRC | £995.00 | |
Virgin Money | Moving Home Everyday Fixed | 5 years | 4.56% | 6.1 APRC | £0.00 | |
Virgin Money | Moving Home Everyday Fixed | 10 years | 4.10% | 5.2 APRC | £995.00 | |
Yorkshire BS | Moving Home Fixed Rate | 2 years | 4.58% | 5.77 APRC | £1495.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 2 years | 4.73% | 5.81 APRC | £495.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 2 years | 4.82% | 5.86 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate Offset | 2 years | 5.12% | 5.92 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Tracker | 2 years | 3.69% | 5.61 APRC | £995.00 | 75% |
Yorkshire BS | Moving Home Tracker | 2 years | 3.89% | 5.68 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate Offset | 2 years | 4.87% | 5.83 APRC | £995.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 3 years | 4.79% | 5.78 APRC | £495.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 3 years | 4.85% | 5.83 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 5 years | 4.18% | 5.43 APRC | £1495.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 5 years | 4.34% | 5.51 APRC | £495.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 5 years | 4.39% | 5.56 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate Offset | 5 years | 4.69% | 5.69 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate Offset | 5 years | 4.44% | 5.54 APRC | £995.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 7 years | 4.95% | 5.58 APRC | £495.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 10 years | 4.96% | 5.38 APRC | £0.00 | 75% |
Yorkshire BS | Moving Home Fixed Rate | 10 years | 4.86% | 5.27 APRC | £995.00 | 75% |