A mid-term option for borrowers is a 7-year term, whilst limited in options, there are just 3 providers on our database offering 7-year fixed rate mortgages. Yorkshire Building Society are offering 4.51% with a £495 product fee for the First Time Buyer and Remortgage Fixed Rate 7-year products. Barclays are offering 3.49% with a £999 product fee for their Residential Purchase and Remortgage Fixed Rate products
A mid-term option for borrowers is a 7-year term, whilst limited in options, there are just 3 providers on our database offering 7-year fixed rate mortgages. Yorkshire Building Society are offering 4.51% with a £495 product fee for the First Time Buyer and Remortgage Fixed Rate 7-year products. Barclays are offering 3.49% with a £999 product fee for their Residential Purchase and Remortgage Fixed Rate products.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of September 26, 2022 and rates are subject to change.
7 Year Fixed Rate Mortgages
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BARCLAYS | Fixed Rate Residential Purchase | 7 years | 3.49% | 4.4 APRC | £999.00 | 60% |
| BARCLAYS | Residential Remortgage Fixed Rate | 7 years | 3.49% | 4.4 APRC | £999.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 7 years | 3.18% | 4.1 APRC | £749.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 7 years | 3.30% | 4.1 APRC | £0.00 | 75% |
| Virgin Money | First Time Buyer 7 Year Everyday Fixed Cashback | 7 years | 4.25% | 5.2 APRC | £995.00 | |
| Virgin Money | Remortgage Everyday Fixed | 7 years | 4.25% | 5.1 APRC | £995.00 | |
| Yorkshire BS | First Time Buyer Fixed Rate | 7 years | 4.51% | 4.86 APRC | £495.00 | 75% |
| Yorkshire BS | Remortgage Fixed Rate | 7 years | 4.51% | 4.86 APRC | £495.00 | 75% |
