A mid-term option for borrowers is a 7-year term, currently just two lenders are offering products for this term. For Residential Remortgages, Barclays are offering 5% with a £999 product fee. Yorkshire Building Society are offering 4.95% with a £495 product fee for First Time Buyers, Moving Home and Remortgaging
A mid-term option for borrowers is a 7-year term, currently just two lenders are offering products for this term. For Residential Remortgages, Barclays are offering 5% with a £999 product fee. Yorkshire Building Society are offering 4.95% with a £495 product fee for First Time Buyers, Moving Home and Remortgaging.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of January 23, 2023 and rates are subject to change.
7 Year Fixed Rate Mortgages
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 7 years | 5.00% | 5.9 APRC | £749.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 7 years | 5.11% | 5.9 APRC | £0.00 | 75% |
| Yorkshire BS | First Time Buyer Fixed Rate | 7 years | 4.95% | 5.58 APRC | £495.00 | 75% |
| Yorkshire BS | Remortgage Fixed Rate | 7 years | 4.95% | 5.58 APRC | £495.00 | 75% |
| Yorkshire BS | Moving Home Fixed Rate | 7 years | 4.95% | 5.58 APRC | £495.00 | 75% |
