7 Year Fixed Rate Mortgages

A mid-term option for borrowers is a 7-year term, whilst limited in options, there are just 3 providers on our database offering 7-year fixed rate mortgages. Yorkshire Building Society are offering 4.51% with a £495 product fee for the First Time Buyer and Remortgage Fixed Rate 7-year products. Barclays are offering 3.49% with a £999 product fee for their Residential Purchase and Remortgage Fixed Rate products

7 Year Fixed Rate Mortgages

A mid-term option for borrowers is a 7-year term, whilst limited in options, there are just 3 providers on our database offering 7-year fixed rate mortgages. Yorkshire Building Society are offering 4.51% with a £495 product fee for the First Time Buyer and Remortgage Fixed Rate 7-year products. Barclays are offering 3.49% with a £999 product fee for their Residential Purchase and Remortgage Fixed Rate products.

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of September 26, 2022 and rates are subject to change. 

7 Year Fixed Rate Mortgages

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
BARCLAYS Fixed Rate Residential Purchase 7 years 3.49% 4.4 APRC £999.00 60%
BARCLAYS Residential Remortgage Fixed Rate 7 years 3.49% 4.4 APRC £999.00 60%
BARCLAYS Existing Mortgage Customers Reward Fixed 7 years 3.18% 4.1 APRC £749.00 75%
BARCLAYS Existing Mortgage Customers Reward Fixed 7 years 3.30% 4.1 APRC £0.00 75%
Virgin Money First Time Buyer 7 Year Everyday Fixed Cashback 7 years 4.25% 5.2 APRC £995.00  
Virgin Money Remortgage Everyday Fixed 7 years 4.25% 5.1 APRC £995.00  
Yorkshire BS First Time Buyer Fixed Rate 7 years 4.51% 4.86 APRC £495.00 75%
Yorkshire BS Remortgage Fixed Rate 7 years 4.51% 4.86 APRC £495.00 75%