5 Year Fixed Rate Mortgages

There are 429 5-year fixed rate mortgages on our database from these 10 lenders, it’s worth checking what those rates are and what fees they entail. Whilst the rates are quite varied, Coventry Building Society’s First Time Buyer Fixed rate starts at 4.53% with a £999 product fee and Natwest is offering 4.57% on their Moving Home Online Fixed rate with a £1,495 product fee

5 Year Fixed Rate Mortgages

There are 429 5-year fixed rate mortgages on our database from these 10 lenders, it’s worth checking what those rates are and what fees they entail. Whilst the rates are quite varied, Coventry Building Society’s First Time Buyer Fixed rate starts at 4.53% with a £999 product fee and Natwest is offering 4.57% on their Moving Home Online Fixed rate with a £1,495 product fee.        

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of June 11, 2024 and rates are subject to change.

Barclays 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
BARCLAYS Fixed Rate Residential Purchase Premier Exclusive 5 years 4.33% 7.1 APRC £699.00 60%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.34% 7.1 APRC £899.00 60%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.44% 7.1 APRC £899.00 75%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.58% 7.1 APRC £0.00 75%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.78% 7.3 APRC £899.00 85%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.95% 7.3 APRC £0.00 85%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.90% 7.3 APRC £999.00 90%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.32% 7.0 APRC £1999.00 60%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.40% 7.0 APRC £1999.00 70%
BARCLAYS Fixed Rate Residential Purchase 5 years 4.45% 7.1 APRC £1999.00 75%
BARCLAYS Green Home Mortgages Fixed Rate 5 years 4.80% 7.3 APRC £999.00 90%
BARCLAYS Family Springboard Mortgages Fixed Rate 5 years 5.80% 7.1 APRC £0.00 95%
BARCLAYS Family Springboard Mortgages Fixed Rate 5 years 5.84% 7.1 APRC £0.00 100%
BARCLAYS Mortgage Guarantee Scheme Fixed Rate 5 years 5.56% 7.6 APRC £0.00 95%
BARCLAYS Residential Remortgage Fixed Rate (Premium Exclusive) 5 years 4.31% 7.1 APRC £999.00 60%
BARCLAYS Residential Remortgage Fixed Rate 5 years 4.32% 7.1 APRC £999.00 60%
BARCLAYS Residential Remortgage Fixed Rate 5 years 4.45% 7.1 APRC £999.00 75%
BARCLAYS Residential Remortgage Fixed Rate 5 years 5.03% 7.4 APRC £999.00 85%
BARCLAYS Residential Remortgage Fixed Rate 5 years 4.32% 7.0 APRC £1999.00 60%
BARCLAYS Residential Remortgage Fixed Rate 5 years 4.40% 7.0 APRC £1999.00 70%
BARCLAYS Residential Remortgage Fixed Rate 5 years 4.45% 7.1 APRC £1999.00 75%
BARCLAYS Residential Remortgage Fixed Rate Great Escape 5 years 4.51% 7.1 APRC £0.00 60%
BARCLAYS Residential Remortgage Fixed Rate Great Escape 5 years 5.35% 7.5 APRC £0.00 85%
BARCLAYS Green Home Buy to Let (BTL) Fixed Rate 5 years 4.62% 7.8 APRC £1295.00 75%
BARCLAYS Buy to Let (BTL) Purchase & Remortgage Fixed Rate (Not available for Portfolio Landlords) 5 years 5.40% 8.1 APRC £2495.00 60%
BARCLAYS Buy to Let (BTL) Purchase Only Fixed Rate (Not available for Portfolio Landlords) 5 years 4.72% 7.8 APRC £1295.00 75%
BARCLAYS Buy to Let (BTL) Remortgage Only Fixed (Not available for Portfolio Landlords) 5 years 4.83% 7.8 APRC £0.00 60%
BARCLAYS Buy to Let (BTL) Remortgage Only Fixed (Not available for Portfolio Landlords) 5 years 4.60% 7.8 APRC £1795.00 75%
BARCLAYS Buy to Let (BTL) Remortgage Only Fixed (Not available for Portfolio Landlords) 5 years 4.88% 7.8 APRC £0.00 75%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 4.31% 6.8 APRC £999.00 60%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 4.51% 6.8 APRC £0.00 60%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 4.45% 6.9 APRC £999.00 75%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 4.95% 7.1 APRC £0.00 75%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 5.03% 7.2 APRC £999.00 85%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 5.25% 7.2 APRC £0.00 85%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 5.98% 7.6 APRC £0.00 Over 85%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 5 years 4.32% 6.7 APRC £1999.00 70%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed - Rate Switch Only 5 years 4.40% 6.8 APRC £1999.00 Over 70%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Fixed 5 years 4.44% 7.5 APRC £1795.00 65%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Fixed 5 years 4.68% 7.4 APRC £0.00 65%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Fixed 5 years 4.45% 7.5 APRC £1795.00 75%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Fixed 5 years 4.73% 7.4 APRC £0.00 75%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Fixed 5 years 4.96% 7.6 APRC £0.00 Over 75%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Fixed 5 years 5.25% 7.7 APRC £1795.00 60%

 

Coventry BS 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
COVENTRY BS First Time Buyer Fixed Rate Offset 5 years 5.22% 6.7 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.53% 6.3 APRC £999.00 65%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.66% 6.4 APRC £999.00 75%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.80% 6.5 APRC £999.00 80%
COVENTRY BS First Time Buyer Fixed Rate 5 years 5.10% 6.6 APRC £999.00 85%
COVENTRY BS First Time Buyer Fixed Rate 5 years 5.24% 6.7 APRC £999.00 90%
COVENTRY BS First Time Buyer Fixed Rate 5 years 5.55% 6.8 APRC £999.00 95%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.65% 6.3 APRC £0.00 65%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.74% 6.4 APRC £0.00 75%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 4.86% 6.4 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate 5 years 4.96% 6.5 APRC £0.00 80%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 5.00% 6.5 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate CV 5 years 5.00% 6.5 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 5.14% 6.6 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate CV 5 years 5.14% 6.6 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate FTB 5 years 5.45% 6.7 APRC £0.00 95%
COVENTRY BS First Time Buyer Fixed Rate CV 5 years 5.45% 6.7 APRC £0.00 95%
COVENTRY BS Moving Home Fixed Rate 5 years 4.53% 6.3 APRC £999.00 65%
COVENTRY BS Moving Home Fixed Rate 5 years 4.66% 6.4 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 5 years 4.80% 6.5 APRC £999.00 80%
COVENTRY BS Moving Home Fixed Rate 5 years 5.10% 6.6 APRC £999.00 85%
COVENTRY BS Moving Home Fixed Rate 5 years 5.24% 6.7 APRC £999.00 90%
COVENTRY BS Moving Home Fixed Rate 5 years 5.55% 6.8 APRC £999.00 95%
COVENTRY BS Moving Home Fixed Rate Offset 5 years 5.22% 6.7 APRC £999.00 75%
COVENTRY BS Moving Home Fixed Rate 5 years 4.75% 6.4 APRC £0.00 65%
COVENTRY BS Moving Home Fixed Rate 5 years 4.84% 6.4 APRC £0.00 75%
COVENTRY BS Moving Home Fixed Rate 5 years 4.96% 6.5 APRC £0.00 80%
COVENTRY BS Moving Home Fixed Rate 5 years 5.15% 6.6 APRC £0.00 85%
COVENTRY BS Moving Home Fixed Rate 5 years 5.29% 6.6 APRC £0.00 90%
COVENTRY BS Moving Home Fixed Rate 5 years 5.60% 6.8 APRC £0.00 95%
COVENTRY BS Remortgage Fixed Rate 5 years 4.58% 6.3 APRC £999.00 65%
COVENTRY BS Remortgage Fixed Rate 5 years 4.69% 6.4 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 5 years 5.05% 6.6 APRC £999.00 80%
COVENTRY BS Remortgage Fixed Rate 5 years 5.45% 6.8 APRC £999.00 85%
COVENTRY BS Remortgage Fixed Rate 5 years 5.50% 6.8 APRC £999.00 90%
COVENTRY BS Remortgage Fixed Rate Offset 5 years 5.22% 6.7 APRC £999.00 75%
COVENTRY BS Remortgage Fixed Rate 5 years 4.75% 6.4 APRC £0.00 65%
COVENTRY BS Remortgage Fixed Rate 5 years 4.86% 6.5 APRC £0.00 75%
COVENTRY BS Remortgage Fixed Rate 5 years 5.22% 6.6 APRC £0.00 80%
COVENTRY BS Remortgage Fixed Rate 5 years 5.50% 6.7 APRC £0.00 85%
COVENTRY BS Remortgage Fixed Rate 5 years 5.55% 6.8 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 5 years 4.53% 6.3 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate 5 years 4.66% 6.4 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate 5 years 4.80% 6.5 APRC £999.00 80%
COVENTRY BS Existing Members Fixed Rate 5 years 4.96% 6.5 APRC £999.00 85%
COVENTRY BS Existing Members Fixed Rate 5 years 5.08% 6.6 APRC £999.00 90%
COVENTRY BS Existing Members Fixed Rate 5 years 5.43% 6.8 APRC £999.00 95%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 4.96% 6.5 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 5.08% 6.6 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 5.03% 6.5 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate Offset 5 years 5.11% 6.6 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 5 years 4.73% 6.4 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate 5 years 4.81% 6.4 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 5 years 4.90% 6.4 APRC £0.00 80%
COVENTRY BS Existing Members Fixed Rate 5 years 5.08% 6.5 APRC £0.00 85%
COVENTRY BS Existing Members Fixed Rate 5 years 5.17% 6.6 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 5 years 5.48% 6.7 APRC £0.00 95%

 

HSBC 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
HSBC First Time Buyer Fixed Fee Saver 5 years 4.70% 6.2 APRC £0.00 60%
HSBC First Time Buyer Fixed Standard 5 years 4.48% 6.2 APRC £999.00 60%
HSBC First Time Buyer Fixed Premier Standard 5 years 4.45% 6.2 APRC £1499.00 60%
HSBC First Time Buyer Fixed Fee Saver 5 years 4.77% 6.2 APRC £0.00 70%
HSBC First Time Buyer Fixed Standard 5 years 4.56% 6.2 APRC £999.00 70%
HSBC First Time Buyer Fixed Premier Standard 5 years 4.53% 6.2 APRC £1499.00 70%
HSBC First Time Buyer Fixed Fee Saver 5 years 4.77% 6.2 APRC £0.00 75%
HSBC First Time Buyer Fixed Standards 5 years 4.56% 6.2 APRC £999.00 75%
HSBC First Time Buyer Fixed Premier Standard 5 years 4.53% 6.2 APRC £1499.00 75%
HSBC First Time Buyer Fixed Fee Saver 5 years 5.00% 6.3 APRC £0.00 80%
HSBC First Time Buyer Fixed Standard 5 years 4.76% 6.3 APRC £999.00 80%
HSBC First Time Buyer Fixed Premier Standard 5 years 4.73% 6.3 APRC £1499.00 80%
HSBC First Time Buyer Fixed Fee Saver 5 years 5.00% 6.3 APRC £0.00 85%
HSBC First Time Buyer Fixed Standard 5 years 4.76% 6.3 APRC £999.00 85%
HSBC First Time Buyer Fixed Premier Standard 5 years 3.73% 6.3 APRC £1499.00 85%
HSBC First Time Buyer Fixed Fee Saver 5 years 5.11% 6.4 APRC £0.00 90%
HSBC First Time Buyer Fixed Standard 5 years 4.93% 6.4 APRC £999.00 90%
HSBC First Time Buyer Fixed Premier Standard 5 years 4.90% 6.4 APRC £1499.00 90%
HSBC First Time Buyer Fixed Fee Saver 5 years 5.47% 6.5 APRC £0.00 95%
HSBC Remortgage Fixed Fee Saver 5 years 4.69% 6.2 APRC £0.00 60%
HSBC Remortgage Fixed Fee Saver (Cashback) 5 years 4.69% 6.2 APRC £0.00 60%
HSBC Remortgage Fixed Standard 5 years 4.54% 6.2 APRC £999.00 60%
HSBC Remortgage Fixed Standard (Cashback) 5 years 4.54% 6.2 APRC £999.00 60%
HSBC Remortgage Fixed Premier Standard 5 years 4.51% 6.2 APRC £1499.00 60%
HSBC Remortgage Fixed Fee Saver 5 years 4.89% 6.3 APRC £0.00 70%
HSBC Remortgage Fixed Fee Saver (Cashback) 5 years 4.89% 6.3 APRC £0.00 70%
HSBC Remortgage Fixed Standard 5 years 4.74% 6.3 APRC £999.00 70%
HSBC Remortgage Fixed Standard (Cashback) 5 years 4.74% 6.3 APRC £999.00 70%
HSBC Remortgage Fixed Premier Standard 5 years 4.71% 6.3 APRC £1499.00 70%
HSBC Remortgage Fixed Fee Saver 5 years 4.89% 6.3 APRC £0.00 75%
HSBC Remortgage Fixed Fee Saver (Cashback) 5 years 4.89% 6.3 APRC £0.00 75%
HSBC Remortgage Fixed Standard 5 years 4.74% 6.3 APRC £999.00 75%
HSBC Remortgage Fixed Standard (Cashback) 5 years 4.74% 6.3 APRC £999.00 75%
HSBC Remortgage Fixed Premier Standard 5 years 4.71% 6.3 APRC £1499.00 75%
HSBC Remortgage Fixed Fee Saver 5 years 5.38% 6.5 APRC £0.00 80%
HSBC Remortgage Fixed Fee Saver 5 years 5.38% 6.5 APRC £0.00 80%
HSBC Remortgage Fixed Standard 5 years 5.14% 6.4 APRC £999.00 80%
HSBC Remortgage Fixed Standard 5 years 5.14% 6.4 APRC £999.00 80%
HSBC Remortgage Fixed Premier Standard 5 years 5.11% 6.5 APRC £1499.00 80%
HSBC Remortgage Fixed Fee Saver 5 years 5.38% 6.5 APRC £0.00 85%
HSBC Remortgage Fixed Fee Saver (Cashback) 5 years 5.14% 6.5 APRC £0.00 85%
HSBC Remortgage Fixed Standard 5 years 5.14% 6.4 APRC £999.00 85%
HSBC Remortgage Fixed Standard (Cashback) 5 years 5.11% 6.4 APRC £999.00 85%
HSBC Remortgage Fixed Premier Standard 5 years 5.08% 6.5 APRC £1499.00 85%
HSBC Remortgage Fixed Fee Saver 5 years 5.54% 6.6 APRC £0.00 90%
HSBC Remortgage Fixed Fee Saver (Cashback) 5 years 5.54% 6.6 APRC £0.00 90%
HSBC Remortgage Fixed Standard 5 years 5.37% 6.5 APRC £999.00 90%
HSBC Remortgage Fixed Standard (Cashback) 5 years 5.37% 6.5 APRC £999.00 90%
HSBC Remortgage Fixed Premier Standard 5 years 5.34% 6.6 APRC £1499.00 90%
HSBC Buy-to-Let Purchase Fixed Fee Saver 5 years 4.90% 6.6 APRC £0.00 60%
HSBC Buy-to-Let Purchase Fixed Standard 5 years 4.69% 6.8 APRC £1999.00 60%
HSBC Buy-to-Let Purchase Fixed Standard 5 years 4.29% 6.9 APRC £3999.00 60%
HSBC Buy-to-Let Remortgage Fixed Fee Saver 5 years 4.86% 6.6 APRC £0.00 60%
HSBC Buy-to-Let Remortgage Fixed Standard 5 years 4.63% 6.8 APRC £1999.00 60%
HSBC Buy-to-Let Remortgage Fixed Standard 5 years 4.23% 6.8 APRC £3999.00 60%
HSBC Buy-to-Let Purchase Fixed Fee Saver 5 years 4.90% 6.6 APRC £0.00 65%
HSBC Buy-to-Let Purchase Fixed Standard 5 years 4.69% 6.8 APRC £1999.00 65%
HSBC Buy-to-Let Purchase Fixed Standard 5 years 4.29% 6.9 APRC £3999.00 65%
HSBC Buy-to-Let Remortgage Fixed Fee Saver 5 years 4.96% 6.6 APRC £0.00 65%
HSBC Buy-to-Let Remortgage Fixed Standard 5 years 4.63% 6.8 APRC £1999.00 65%
HSBC Buy-to-Let Remortgage Fixed Standard 5 years 4.23% 6.8 APRC £3999.00 65%
HSBC Buy-to-Let Purchase Fixed Fee Saver 5 years 5.04% 6.7 APRC £0.00 75%
HSBC Buy-to-Let Purchase Fixed Standard 5 years 4.79% 6.8 APRC £1999.00 75%
HSBC Buy-to-Let Purchase Fixed Standard 5 years 4.39% 6.9 APRC £3999.00 75%
HSBC Buy-to-Let Remortgage Fixed Fee Saver 5 years 5.03% 6.7 APRC £0.00 75%
HSBC Buy-to-Let Remortgage Fixed Standard 5 years 4.73% 6.8 APRC £1999.00 75%
HSBC Buy-to-Let Remortgage Fixed Standard 5 years 4.33% 6.9 APRC £3999.00 75%
HSBC Moving Home Fixed Fee Saver 5 years 4.70% 6.2 APRC £0.00 60%
HSBC Moving Home Fixed Standard 5 years 4.48% 6.2 APRC £999.00 60%
HSBC Moving Home Fixed Premier Standard 5 years 4.45% 6.2 APRC £1499.00 60%
HSBC Moving Home Fixed Fee Saver 5 years 4.77% 6.2 APRC £0.00 70%
HSBC Moving Home Fixed Standard 5 years 4.56% 6.2 APRC £999.00 70%
HSBC Moving Home Fixed Premier Standard 5 years 4.53% 6.2 APRC £1499.00 70%
HSBC Moving Home Fixed Fee Saver 5 years 4.77% 6.2 APRC £0.00 75%
HSBC Moving Home Fixed Standard 5 years 4.56% 6.2 APRC £999.00 75%
HSBC Moving Home Fixed Premier Standard 5 years 4.53% 6.2 APRC £1499.00 75%
HSBC Moving Home Fixed Fee Saver 5 years 5.00% 6.3 APRC £0.00 80%
HSBC Moving Home Fixed Standard 5 years 4.76% 6.3 APRC £999.00 80%
HSBC Moving Home Fixed Premier Standard 5 years 4.73% 6.3 APRC £1499.00 80%
HSBC Moving Home Fixed Fee Saver 5 years 5.00% 6.3 APRC £0.00 85%
HSBC Moving Home Fixed Standard 5 years 4.76% 6.3 APRC £999.00 85%
HSBC Moving Home Fixed Premier Standard 5 years 4.73% 6.3 APRC £1499.00 85%
HSBC Moving Home Fixed Fee Saver 5 years 5.11% 6.4 APRC £0.00 90%
HSBC Moving Home Fixed Standard 5 years 4.93% 6.4 APRC £999.00 90%
HSBC Moving Home Fixed Premier Standard 5 years 4.90% 6.4 APRC £1499.00 90%
HSBC Moving Home Fixed Fee Saver 5 years 5.47% 6.5 APRC £0.00 95%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 4.58% 6.1 APRC £0.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 5 years 4.39% 6.3 APRC £999.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver Buy to Let 5 years 4.68% 6.5 APRC £0.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Standard Buy to Let 5 years 4.52% 7.0 APRC £1999.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Premier Standard 5 years 4.36% 6.4 APRC £1499.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver Buy to Let 5 years 4.68% 6.5 APRC £0.00 65%
HSBC Existing Customer (Switch to New Rate) Fixed Standard Buy to Let 5 years 4.53% 7.0 APRC £1999.00 65%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 4.77% 6.2 APRC £0.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 5 years 4.53% 6.4 APRC £999.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Premier Standard 5 years 4.50% 6.5 APRC £1499.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 4.77% 6.2 APRC £0.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 5 years 4.53% 6.4 APRC £999.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver Buy to Let 5 years 4.87% 6.6 APRC £0.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Standard Buy to Let 5 years 4.55% 7.0 APRC £1999.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Premier Standard 5 years 4.50% 6.5 APRC £1499.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 5.00% 6.3 APRC £0.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 5 years 4.76% 6.5 APRC £999.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Premier Standard 5 years 4.73% 6.6 APRC £1499.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 5.00% 6.3 APRC £0.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 5 years 4.76% 6.5 APRC £999.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Premier Standard 5 years 4.73% 6.6 APRC £1499.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 5.11% 6.4 APRC £0.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 5 years 4.93% 6.6 APRC £999.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Premier Standard 5 years 4.90% 6.7 APRC £1499.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 5 years 5.47% 6.5 APRC £0.00 95%

 

Lloyds Bank 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
LLOYDS BANK Club Lloyds New Buy to Let Fixed Rate 5 years 4.76% 8.2 APRC £0.00 0-70%
LLOYDS BANK Non-Club Lloyds New Buy to Let Fixed Rate 5 years 4.96% 8.2 APRC £0.00 0-70%
LLOYDS BANK Non-Club Lloyds Buy to Let Remortgages Fixed Rate 5 years 4.76% 8.2 APRC £0.00 0-70%
LLOYDS BANK Non-Club Lloyds Buy to Let Remortgages Fixed Rate 5 years 4.96% 8.2 APRC £0.00 0-70%
LLOYDS BANK Club Lloyds First Time Buyer Fixed Rate 5 years 4.65% undefined £0.00 60%-75%
LLOYDS BANK Non-Club Lloyds First Time Buyer Fixed Rate 5 years 4.85% undefined £0.00 60%-75%
LLOYDS BANK Club Lloyds Moving Home Fixed Rate 5 years 4.65% undefined £0.00 60%-75%
LLOYDS BANK Non-Club Lloyds Moving Home Fixed Rate 5 years 4.85% undefined £0.00 60%-75%
LLOYDS BANK Non-Club Lloyds Remortgage Fixed Rate 5 years NaN% undefined £0.00 75%
LLOYDS BANK Club Lloyds Remortgage Fixed Rate 5 years NaN% undefined £0.00 75%

 

Nationwide BS 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.14% 8.49% 3% of loan 55.00000000000001%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.19% 8.49% 3% of loan 55.00000000000001%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.49% 8.49% £3995.00 55.00000000000001%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.64% 8.49% £3995.00 55.00000000000001%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.59% 8.49% £1495.00 55.00000000000001%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.74% 8.49% £1495.00 55.00000000000001%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.74% 8.49% £0.00 55.00000000000001%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.79% 8.49% £0.00 55.00000000000001%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.14% 8.49% 3% of loan 65%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.24% 8.49% 3% of loan 65%
NATIONWIDE BS Buy to Let Further Advance Fixed 5 years 4.24% 8.49% 3% of loan 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.54% 8.49% £3995.00 65%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.64% 8.49% £3995.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.69% 8.49% £1495.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.74% 8.49% £0.00 65%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.74% 8.49% £1495.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed Cashback 5 years 4.79% 8.49% £1495.00 65%
NATIONWIDE BS Buy to Let Further Advance Fixed 5 years 4.84% 8.49% £0.00 65%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.84% 8.49% £0.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.24% 8.99% 3% of loan 75%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.29% 8.99% 3% of loan 75%
NATIONWIDE BS Buy to Let Further Advance Fixed 5 years 4.29% 8.99% 3% of loan 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.54% 8.99% £3995.00 75%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.69% 8.99% £3995.00 75%
NATIONWIDE BS Buy to Let Green Further Advance Fixed 5 years 4.49% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.64% 8.99% £1495.00 75%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.79% 8.99% £1495.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed Cashback 5 years 4.84% 8.99% £1495.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 4.89% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Remortgage Fixed 5 years 4.94% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Further Advance Fixed 5 years 4.94% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Fixed (HMO) 5 years 4.99% 8.99% 3% of loan 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Fixed (HMO) 5 years 5.29% 8.99% £1495.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Fixed (HMO) 5 years 5.34% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 5.14% 8.99% 2% of loan 80%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed Cashback 5 years 5.29% 8.99% 2% of loan 80%
NATIONWIDE BS But to Let Further Advance Fixed 5 years 5.29% 8.99% 2% of loan 80%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed 5 years 5.54% 8.99% £0.00 80%
NATIONWIDE BS But to Let Further Advance Fixed 5 years 5.69% 8.99% £0.00 80%
NATIONWIDE BS Buy to Let Purchase Remortgage Fixed Cashback 5 years 5.69% 8.99% £0.00 80%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 4.99% 8.99% 5% of loan 70%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed (HMO) 5 years 5.34% 8.99% 3% of loan 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 5.49% 8.99% 3% of loan 75%
NATIONWIDE BS Buy to Let Green Further Advance Limited Company Fixed 5 years 5.49% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 5.59% 8.99% £3995.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 5.84% 8.99% £1495.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 5.99% 8.99% £0.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 5.99% 8.99% 2% of loan 80%
NATIONWIDE BS Buy to Let Purchase Remortgage Further Advance Limited Company Fixed 5 years 6.49% 8.99% £0.00 80%
NATIONWIDE BS First Time Buyer Fixed Rate 5 years 4.67% 6.9 APRC £999.00 75%
NATIONWIDE BS First Time Buyer Fixed Rate 5 years 4.89% 7.0 APRC £0.00 75%
NATIONWIDE BS Remortgage Fixed Rate 5 years 4.74% 6.9 APRC £999.00 75%
NATIONWIDE BS Remortgage Fixed Rate 5 years 4.89% 6.9 APRC £0.00 75%
NATIONWIDE BS Moving Home Fixed Rate 5 years 4.55% 6.8 APRC £999.00 75%
NATIONWIDE BS Moving Home Fixed Rate 5 years 4.74% 6.8 APRC £0.00 75%

 

NatWest Bank 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
NATWEST BANK PLC First Time Buyer Fixed Rate Green Mortgage 5 years 4.57% 8.24% £995.00 75%
NATWEST BANK PLC First Time Buyer Fixed Rate 5 years 4.62% 8.24% £995.00 75%
NATWEST BANK PLC First Time Buyer Fixed Rate Online Only 5 years 4.57% 8.24% £1495.00 75%
NATWEST BANK PLC First Time Buyer Fixed Rate Online Only 5 years 4.68% 8.24% £1495.00 80%
NATWEST BANK PLC First Time Buyer Fixed Rate 5 years 4.73% 8.24% £995.00 80%
NATWEST BANK PLC First Time Buyer Shared Equity Exclusive Cashback Fixed Rate 5 years 4.77% 8.24% £995.00 75%
NATWEST BANK PLC First Time Buyer Fixed Rate 5 years 4.77% 8.24% £0.00 75%
NATWEST BANK PLC First Time Buyer Shared Equity Exclusive Fixed Rate 5 years 4.92% 8.24% £0.00 75%
NATWEST BANK PLC First Time Buyer Fixed Rate 5 years 4.87% 8.24% £0.00 80%
NATWEST BANK PLC Moving Home Fixed Rate Online Only 5 years 4.57% 8.24% £1495.00 75%
NATWEST BANK PLC Moving Home Fixed Rate Green Mortgage 5 years 4.57% 8.24% £995.00 75%
NATWEST BANK PLC Moving Home Fixed Rate 5 years 4.62% 8.24% £995.00 75%
NATWEST BANK PLC Moving Home Fixed Rate Online Only 5 years 4.68% 8.24% £1495.00 80%
NATWEST BANK PLC Moving Home Fixed Rate 5 years 4.77% 8.24% £0.00 75%
NATWEST BANK PLC Moving Home Fixed Rate Shared Equity Exclusive Cashback 5 years 4.77% 8.24% £995.00 75%
NATWEST BANK PLC Moving Home Fixed Rate 5 years 4.73% 8.24% £995.00 80%
NATWEST BANK PLC Moving Home Fixed Rate Shared Equity Exclusive 5 years 4.92% 8.24% £0.00 75%
NATWEST BANK PLC Moving Home Fixed Rate 5 years 4.87% 8.24% £0.00 80%
NATWEST BANK PLC Remortgage Fixed Rate Green Mortgage 5 years 4.72% 8.24% £995.00 75%
NATWEST BANK PLC Remortgage Fixed Rate Online Only 5 years 4.62% 8.24% £1495.00 75%
NATWEST BANK PLC Remortgage Fixed Rate 5 years 4.77% 8.24% £995.00 75%
NATWEST BANK PLC Remortgage Fixed Rate 5 years 4.91% 8.24% £0.00 75%
NATWEST BANK PLC Remortgage Fixed Rate Help to Buy Shared Equity Cashback 5 years 4.92% 8.24% £995.00 75%
NATWEST BANK PLC Remortgage Fixed Rate Online Only 5 years 5.14% 8.24% £1495.00 80%
NATWEST BANK PLC Remortgage Fixed Rate 5 years 5.19% 8.24% £995.00 80%
NATWEST BANK PLC Remortgage Fixed Rate Help to Buy Shared Equity Cashback 5 years 5.06% 8.24% £0.00 75%
NATWEST BANK PLC Remortgage Fixed Rate 5 years 5.33% 8.24% £0.00 80%

 

Santander Bank BS 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
SANTANDER UK PLC. First Time Buyer Fixed Rate 5 years 4.58% 6.5 APRC £999.00 75%
SANTANDER UK PLC. First Time Buyer Fixed Rate 5 years 4.68% 6.4 APRC £0.00 75%
SANTANDER UK PLC. First Time Buyer Fixed Rate 5 years 4.80% 6.6 APRC £999.00 85%
SANTANDER UK PLC. First Time Buyer Fixed Rate 5 years 5.01% 6.7 APRC £0.00 85%
SANTANDER UK PLC. First Time Buyer Fixed Rate 5 years 5.20% 6.8 APRC £999.00 90%
SANTANDER UK PLC. First Time Buyer Fixed Rate 5 years 5.31% 6.8 APRC £0.00 90%
SANTANDER UK PLC. First Time Buyer Fixed Rate Cashback 5 years 5.61% 7.0 APRC £0.00 95%
SANTANDER UK PLC. Remortgage Fixed Rate 5 years 4.60% 6.4 APRC £999.00 75%
SANTANDER UK PLC. Remortgage Fixed Rate 5 years 4.80% 6.1 APRC £0.00 75%
SANTANDER UK PLC. Remortgage Fixed Rate 5 years 5.21% 6.9 APRC £999.00 85%
SANTANDER UK PLC. Remortgage Fixed Rate 5 years 5.40% 6.7 APRC £0.00 85%
SANTANDER UK PLC. Remortgage Fixed Rate 5 years 5.57% 7.0 APRC £999.00 90%
SANTANDER UK PLC. Remortgage Fixed Rate 5 years 5.75% 6.8 APRC £0.00 90%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 4.58% 6.5 APRC £999.00 75%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 4.68% 6.4 APRC £0.00 75%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 4.80% 6.6 APRC £999.00 85%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 5.01% 6.7 APRC £0.00 85%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 5.20% 6.8 APRC £999.00 90%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 5.31% 6.8 APRC £0.00 90%
SANTANDER UK PLC. Moving Home Fixed Rate 5 years 5.61% 7.0 APRC £0.00 95%

 

TSB 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
TSB First Time Buyer Fixed Rate 5 years 4.39% 6.8 APRC £995.00 60%
TSB First Time Buyer Fixed Rate 5 years 4.59% 6.8 APRC £0.00 60%
TSB First Time Buyer Fixed Rate 5 years 4.54% 6.8 APRC £995.00 60% to 75%
TSB First Time Buyer Fixed Rate 5 years 4.74% 6.8 APRC £0.00 60% to 75%
TSB First Time Buyer Fixed Rate 5 years 4.79% 6.9 APRC £995.00 75% to 80%
TSB First Time Buyer Fixed Rate 5 years 4.99% 6.9 APRC £0.00 75% to 80%
TSB First Time Buyer Fixed Rate 5 years 4.79% 6.9 APRC £995.00 80% to 85%
TSB First Time Buyer Fixed Rate 5 years 4.99% 6.9 APRC £0.00 80% to 85%
TSB First Time Buyer Fixed Rate 5 years 5.19% 7.1 APRC £995.00 85% to 90%
TSB First Time Buyer Fixed Rate 5 years 5.24% 7.0 APRC £0.00 85% to 90%
TSB First Time Buyer Fixed Rate 5 years 5.44% 7.1 APRC £0.00 90% to 95%
TSB Remortgage Fixed Rate 5 years 4.54% 7.1 APRC £995.00 60%
TSB Remortgage Fixed Rate 5 years 4.74% 7.1 APRC £0.00 60%
TSB Remortgage Fixed Rate 5 years 4.69% 7.2 APRC £995.00 60% to 75%
TSB Remortgage Fixed Rate 5 years 4.89% 7.2 APRC £0.00 60% to 75%
TSB Remortgage Fixed Rate 5 years 5.09% 7.4 APRC £995.00 75% to 80%
TSB Remortgage Fixed Rate 5 years 5.29% 7.4 APRC £0.00 75% to 80%
TSB Remortgage Fixed Rate 5 years 5.14% 7.4 APRC £995.00 80% to 85%
TSB Remortgage Fixed Rate 5 years 5.34% 7.4 APRC £0.00 80% to 85%
TSB Remortgage Fixed Rate 5 years 5.39% 7.4 APRC £0.00 85% to 90%
TSB Moving Home Fixed Rate 5 years 4.39% 7.2 APRC £995.00 60%
TSB Moving Home Fixed Rate 5 years 4.59% 7.3 APRC £0.00 60%
TSB Moving Home Fixed Rate 5 years 4.54% 7.3 APRC £995.00 60% to 75%
TSB Moving Home Fixed Rate 5 years 4.74% 7.3 APRC £0.00 60% to 75%
TSB Moving Home Fixed Rate 5 years 4.79% 7.4 APRC £995.00 75% to 80%
TSB Moving Home Fixed Rate 5 years 4.99% 7.4 APRC £0.00 75% to 80%
TSB Moving Home Fixed Rate 5 years 4.79% 7.4 APRC £995.00 80% to 85%
TSB Moving Home Fixed Rate 5 years 4.99% 7.4 APRC £0.00 80% to 85%
TSB Moving Home Fixed Rate 5 years 5.19% 7.6 APRC £995.00 85% to 90%
TSB Moving Home Fixed Rate 5 years 5.24% 7.5 APRC £0.00 85% to 90%
TSB Moving Home Fixed Rate 5 years 5.44% 7.6 APRC £0.00 90% to 95%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 4.39% 6.9 APRC £995.00 60%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 4.54% 6.8 APRC £0.00 60%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 4.54% 6.9 APRC £995.00 60% to 75%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 4.69% 6.9 APRC £0.00 60% to 75%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 4.99% 7.2 APRC £995.00 75% to 80%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 5.14% 7.1 APRC £0.00 75% to 80%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 5.04% 7.2 APRC £995.00 80% to 85%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 5.19% 7.2 APRC £0.00 80% to 85%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 5.19% 7.3 APRC £995.00 85% to 90%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 5.34% 7.2 APRC £0.00 85% to 90%
TSB Existing Customers Product Transfer Residential Fixed Rate 5 years 5.79% 7.5 APRC £0.00 90% to 120%
TSB Existing Customers Additional Borrowing Residential Fixed Rate 5 years 4.54% 6.8 APRC £0.00 60%
TSB Existing Customers Additional Borrowing Residential Fixed Rate 5 years 4.69% 6.9 APRC £0.00 60% to 75%
TSB Existing Customers Additional Borrowing Residential Fixed Rate 5 years 5.14% 7.1 APRC £0.00 75% to 80%
TSB Existing Customers Additional Borrowing Residential Fixed Rate 5 years 5.19% 7.2 APRC £0.00 80% to 85%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 4.59% 7.4 APRC £995.00 60%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 4.79% 7.4 APRC £0.00 60%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 4.64% 7.4 APRC £995.00 60% to 75%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 4.84% 7.4 APRC £0.00 60% to 75%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 5.14% 7.7 APRC £995.00 75% to 80%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 5.34% 7.7 APRC £0.00 75% to 80%
TSB Existing Customers Product Transfer Buy-to-Let Fixed Rate 5 years 5.59% 7.8 APRC £0.00 80% to 120%
TSB Existing Customers Additional Borrowing Buy-to-Let Fixed Rate 5 years 4.79% 7.4 APRC £0.00 60%
TSB Existing Customers Additional Borrowing Buy-to-Let Fixed Rate 5 years 4.84% 7.4 APRC £0.00 60% to 75%
TSB Buy-to-Let House Purchase Fixed Rate 5 years 4.49% 7.9 APRC £1995.00 60%
TSB Buy-to-Let House Purchase Fixed Rate 5 years 4.69% 7.9 APRC £995.00 60%
TSB Buy-to-Let House Purchase Fixed Rate 5 years 4.89% 7.9 APRC £0.00 60%
TSB Buy-to-Let House Purchase Fixed Rate 5 years 4.59% 7.9 APRC £1995.00 60% to 75%
TSB Buy-to-Let House Purchase Fixed Rate 5 years 4.74% 7.9 APRC £995.00 60% to 75%
TSB Buy-to-Let House Purchase Fixed Rate 5 years 4.94% 7.9 APRC £0.00 60% to 75%
TSB Buy-to-Let Remortgage Fixed Rate 5 years 4.49% 7.6 APRC £1995.00 60%
TSB Buy-to-Let Remortgage Fixed Rate 5 years 4.69% 7.6 APRC £995.00 60%
TSB Buy-to-Let Remortgage Fixed Rate 5 years 4.89% 7.7 APRC £0.00 60%
TSB Buy-to-Let Remortgage Fixed Rate 5 years 4.59% 7.6 APRC £1995.00 60% to 75%
TSB Buy-to-Let Remortgage Fixed Rate 5 years 4.74% 7.7 APRC £995.00 60% to 75%
TSB Buy-to-Let Remortgage Fixed Rate 5 years 4.94% 7.7 APRC £0.00 60% to 75%

 

Virgin Money 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
VIRGIN MONEY First Time Buyer Greener NewBuild Fixed Cashback Everyday 5 years 4.64% 7.5 APRC £995.00  
VIRGIN MONEY First Time Buyer Everyday Fixed Cashback 5 years 4.69% 7.5 APRC £995.00  
VIRGIN MONEY First Time Buyer Everyday Fixed 5 years 4.89% 7.6 APRC £0.00  
VIRGIN MONEY First Time Buyer CA Rewards Everyday Fixed Cashback 5 years 5.00% 7.6 APRC £0.00  
VIRGIN MONEY Moving Home Everyday Fixed Cashback CA Rewards 5 years 5.00% 7.6 APRC £0.00  
VIRGIN MONEY Moving Home Greener NewBuild Fixed Cashback Everyday 5 years 4.64% 7.5 APRC £995.00  
VIRGIN MONEY Moving Home Everyday Fixed Cashback 5 years 4.69% 7.5 APRC £995.00  
VIRGIN MONEY Moving Home Everyday Fixed 5 years 4.89% 7.6 APRC £0.00  
VIRGIN MONEY Remortgage Everyday Fixed 5 years 4.89% 7.6 APRC £995.00  
VIRGIN MONEY Remortgage Everyday Fixed 5 years 5.09% 7.6 APRC £0.00  
VIRGIN MONEY Remortgage Everyday Fixed CA Rewards 5 years 4.74% 7.5 APRC £895.00  
VIRGIN MONEY Purchase a Buy-to-Let Property CA Rewards
Everyday Fixed
5 years 4.70% 8.2 APRC £1495.00  
VIRGIN MONEY Purchase a Buy-to-Let Property
Everyday Fixed Cashback
5 years 5.09% 8.3 APRC £995.00  
VIRGIN MONEY Purchase a Buy-to-Let Property
Everyday Fixed Cashback
5 years 5.19% 8.3 APRC £0.00  
VIRGIN MONEY Remortgage Buy-to-Let CA RewardsEveryday Fixed 5 years 4.70% 8.2 APRC £1495.00  
VIRGIN MONEY Remortgage Buy-to-Let Everyday Fixed 5 years 5.09% 8.3 APRC £995.00  
VIRGIN MONEY Remortgage Buy-to-Let Everyday Fixed Cashback 5 years 5.09% 8.3 APRC £995.00  
VIRGIN MONEY Remortgage Buy-to-Let Everyday Fixed 5 years 5.19% 8.3 APRC £0.00  
VIRGIN MONEY Remortgage Buy-to-Let Everyday Fixed Cashback 5 years 5.19% 8.3 APRC £995.00  

 

Yorkshire BS 5-year fixed rate mortgage

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
YORKSHIRE BS First Time Buyer Fixed Rate 5 years 4.69% 6.84 APRC £1495.00 75%
YORKSHIRE BS First Time Buyer Fixed Rate Cashback 5 years 4.79% 6.89 APRC £495.00 75%
YORKSHIRE BS First Time Buyer Fixed Rate 5 years 4.84% 6.91 APRC £0.00 75%
YORKSHIRE BS First Time Buyer Fixed Rate Offset 5 years 5.14% 7.05 APRC £0.00 75%
YORKSHIRE BS First Time Buyer Fixed Rate Cashback 5 years 4.84% 6.91 APRC £0.00 75%
YORKSHIRE BS First Time Buyer Fixed Rate Offset 5 years 4.99% 6.98 APRC £1495.00 75%
YORKSHIRE BS Remortgage Fixed Rate 5 years 4.79% 6.64 APRC £1495.00 75%
YORKSHIRE BS Remortgage Fixed Rate 5 years 4.89% 6.69 APRC £495.00 75%
YORKSHIRE BS Remortgage Fixed Rate 5 years 4.94% 6.72 APRC £0.00 75%
YORKSHIRE BS Remortgage Fixed Rate Cashback 5 years 4.84% 6.91 APRC £0.00 75%
YORKSHIRE BS Remortgage Fixed Rate 5 years 4.94% 6.72 APRC £0.00 75%
YORKSHIRE BS Remortgage Fixed Rate Offset 5 years 5.24% 6.88 APRC £0.00 75%
YORKSHIRE BS Remortgage Fixed Rate Offset 5 years 5.09% 6.80 APRC £1495.00 75%
YORKSHIRE BS Moving Home Fixed Rate 5 years 4.69% 6.84 APRC £1495.00 75%
YORKSHIRE BS Moving Home Fixed Rate Cashback 5 years 4.79% 6.89 APRC £495.00 75%
YORKSHIRE BS Moving Home Fixed Rate 5 years 4.84% 6.91 APRC £0.00 75%
YORKSHIRE BS Moving Home Fixed Rate Offset 5 years 5.14% 7.05 APRC £0.00 75%
YORKSHIRE BS Moving Home Fixed Rate Cashback 5 years 4.84% 6.91 APRC £0.00 75%
YORKSHIRE BS Moving Home Fixed Rate Offset 5 years 4.99% 6.98 APRC £1495.00 75%

 

5 Year Fixed Rate Mortgages

Is it a good idea to get a 5-year fixed mortgage?

The decision of whether to get a 5-year fixed mortgage or not ultimately depends on your individual circumstances and financial goals. However, there are some factors to consider when making this decision:

Pros of a 5-year fixed rate mortgage:

  • Predictability: With a fixed rate mortgage, you know exactly what your monthly mortgage payments will be for the next 5 years, regardless of any changes to interest rates.
  • Protection against interest rate increases: If interest rates rise during the term of your mortgage, you will not be affected as your rate is locked in for 5 years.
  • Peace of mind: Knowing that your mortgage payments will not change for a set period can provide peace of mind and help with financial planning.

Cons of a 5-year fixed rate mortgage:

  • Less flexibility: A fixed rate mortgage may not be as flexible as a variable rate mortgage, as you are locked into a specific rate for a longer period.
  • Higher penalty fees: If you need to break your mortgage early, the penalty fees for a fixed rate mortgage are often higher than those for a variable rate mortgage.
  • Potentially higher interest rate: Fixed rate mortgages may have higher interest rates than variable rate mortgages, which could mean paying more in interest over the term of your mortgage.

Ultimately, the decision to get a 5-year fixed rate mortgage should be based on your personal financial goals and circumstances. It may be helpful to speak with a mortgage professional to discuss your options and determine which type of mortgage is best for you.

Is it best to get a fixed-rate mortgage now?

Fixed-rate mortgages offer the benefit of predictable payments and protection against interest rate increases, which can be appealing for many borrowers. If you value stability and certainty in your mortgage payments, a fixed-rate mortgage may be a good choice for you.

Ultimately, the decision to get a fixed-rate mortgage should be based on your individual financial goals and circumstances. It may be helpful to consult with a mortgage professional to discuss your options and determine which type of mortgage is best for you.

Is a 5% mortgage interest rate high?

A 5% mortgage interest rate is currently a little higher than the average rate. Historically, 5% is a relatively low mortgage interest rate. For instance, in the 1980s, mortgage rates peaked at around 18%, and in the early 2000s, they were around 7-8%. Therefore, compared to those times, 5% can be considered low.

However, mortgage interest rates are influenced by a range of factors, including inflation, economic growth, and monetary policy. The current market conditions can also impact interest rates. For example, during times of economic uncertainty, interest rates may be lower as the government tries to stimulate the economy. During times of economic growth, interest rates may be higher to curb inflation.

Additionally, your individual financial situation can also impact whether a 5% interest rate is high or not. If you have a high credit score, a stable income, and a low debt-to-income ratio, you may be able to secure a lower interest rate. On the other hand, if you have a lower credit score, unstable income, or a high debt-to-income ratio, you may be offered a higher interest rate.

Overall, 5% mortgage interest rate can be considered relatively low by historical standards, but it's important to consider the current market conditions and your individual financial situation when evaluating whether a particular interest rate is high or not.