Our database has 56 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate is 4.94% with a £999 product fee and Barclays Existing Mortgage Customer Fixed Reward is 5.60% with a £999 product fee
Our database has 56 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate is 4.94% with a £999 product fee and Barclays Existing Mortgage Customer Fixed Reward is 5.60% with a £999 product fee.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of January 23, 2023 and rates are subject to change.
3 Year Fixed Rate Mortgages
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 5.60% | 6.8 APRC | £999.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 5.76% | 6.8 APRC | £0.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 5.80% | 6.9 APRC | £999.00 | 85% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 6.02% | 6.9 APRC | £0.00 | 85% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.55% | 6.0 APRC | £999.00 | 65% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.60% | 6.0 APRC | £999.00 | 75% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.83% | 6.1 APRC | £999.00 | 85% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.94% | 6.1 APRC | £0.00 | 65% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.99% | 6.1 APRC | £0.00 | 75% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 5.01% | 6.1 APRC | £999.00 | 90% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 5.22% | 6.2 APRC | £0.00 | 85% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 5.34% | 6.3 APRC | £999.00 | 95% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 5.40% | 6.2 APRC | £0.00 | 90% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 5.73% | 6.3 APRC | £0.00 | 95% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.55% | 6.0 APRC | £999.00 | 65% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.60% | 6.0 APRC | £999.00 | 75% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.83% | 6.1 APRC | £999.00 | 85% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.94% | 6.1 APRC | £0.00 | 65% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.99% | 6.1 APRC | £0.00 | 75% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 5.01% | 6.1 APRC | £999.00 | 90% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 5.22% | 6.2 APRC | £0.00 | 85% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 5.34% | 6.3 APRC | £999.00 | 95% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 5.40% | 6.2 APRC | £0.00 | 90% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 5.73% | 6.3 APRC | £0.00 | 95% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.55% | 6.0 APRC | £999.00 | 65% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.60% | 6.0 APRC | £999.00 | 75% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.83% | 6.1 APRC | £999.00 | 85% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.94% | 6.1 APRC | £0.00 | 65% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.99% | 6.1 APRC | £0.00 | 75% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 5.01% | 6.1 APRC | £999.00 | 90% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 5.22% | 6.2 APRC | £0.00 | 85% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 5.40% | 6.2 APRC | £0.00 | 90% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.45% | 6.0 APRC | £999.00 | 65% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.50% | 6.0 APRC | £999.00 | 75% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.73% | 6.1 APRC | £999.00 | 85% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.84% | 6.0 APRC | £0.00 | 65% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.89% | 6.1 APRC | £0.00 | 75% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.91% | 6.1 APRC | £999.00 | 90% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 5.12% | 6.1 APRC | £0.00 | 85% |
| Coventry BS | Existing Members Fixed Rate (excl. Further Advance) | 3 years | 5.24% | 6.2 APRC | £999.00 | 95% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 5.30% | 6.2 APRC | £0.00 | 90% |
| Coventry BS | Existing Members Fixed Rate (excl. Further Advance) | 3 years | 5.63% | 6.3 APRC | £0.00 | 95% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.89% | 6.1 APRC | £0.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.59% | 6.3 APRC | £999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.94% | 6.1 APRC | £0.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.64% | 6.3 APRC | £999.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.94% | 6.1 APRC | £0.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.64% | 6.3 APRC | £999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 5.04% | 6.1 APRC | £0.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.74% | 6.3 APRC | £999.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 5.09% | 6.1 APRC | £0.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.79% | 6.3 APRC | £999.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 5.34% | 6.2 APRC | £0.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 5.14% | 6.4 APRC | £999.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 5.69% | 6.3 APRC | £0.00 | 95% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 5.19% | 6.0 APRC | £0.00 | 95% |
| NATIONWIDE BS | First Time Buyer Fixed Rate | 3 years | 4.79% | 6.7 APRC | £999.00 | 75% |
| NATIONWIDE BS | First Time Buyer Fixed Rate | 3 years | 5.29% | 6.8 APRC | £0.00 | 75% |
| NATIONWIDE BS | Remortgage Fixed Rate | 3 years | 4.74% | 6.6 APRC | £999.00 | 75% |
| NATIONWIDE BS | Remortgage Fixed Rate | 3 years | 5.19% | 6.7 APRC | £0.00 | 75% |
| NATIONWIDE BS | Moving Home Fixed Rate | 3 years | 4.79% | 6.6 APRC | £999.00 | 75% |
| NATIONWIDE BS | Moving Home Fixed Rate | 3 years | 5.04% | 6.7 APRC | £0.00 | 75% |
| TSB | Remortgage Fixed Rate | 3 years | 4.64% | 6.6 APRC | £995.00 | 60% |
| TSB | Remortgage Fixed Rate | 3 years | 4.64% | 6.6 APRC | £995.00 | 60%-75% |
| Yorkshire BS | First Time Buyer Fixed Rate | 3 years | 4.79% | 5.78 APRC | £495.00 | 75% |
| Yorkshire BS | First Time Buyer Fixed Rate | 3 years | 4.85% | 5.83 APRC | £0.00 | 75% |
| Yorkshire BS | Remortgage Fixed Rate | 3 years | 4.79% | 5.57 APRC | £495.00 | 75% |
| Yorkshire BS | Remortgage Fixed Rate | 3 years | 4.85% | 5.83 APRC | £0.00 | 75% |
| Yorkshire BS | Moving Home Fixed Rate | 3 years | 4.79% | 5.78 APRC | £495.00 | 75% |
| Yorkshire BS | Moving Home Fixed Rate | 3 years | 4.85% | 5.83 APRC | £0.00 | 75% |
