3 Year Fixed Rate Mortgages

Our database has 76 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate 3 year is 4.79% with no product fee and Virgin Money’s First Time Buyer Everyday Fixed Rate is 4.79% with no product fee

3 Year Fixed Rate Mortgages

Our database has 76 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate 3 year is 4.79% with no product fee and Virgin Money’s First Time Buyer Everyday Fixed Rate is 4.79% with no product fee.

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of September 26, 2022 and rates are subject to change. 

3 Year Fixed Rate Mortgages

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
BARCLAYS Buy to Let (BTL) Purchase Only Fixed Rate (Not available for Portfolio Landlords) 3 years 3.35% 5.6 APRC £0.00 75%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 3.30% 4.8 APRC £999.00 60%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 3.46% 4.8 APRC £0.00 60%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 3.50% 4.9 APRC £999.00 85%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 3.72% 4.8 APRC £0.00 85%
Coventry BS First Time Buyer Fixed Rate 3 years 4.17% 4.7 APRC £999.00 75%
Coventry BS First Time Buyer Fixed Rate 3 years 4.27% 4.8 APRC £999.00 85%
Coventry BS First Time Buyer Fixed Rate 3 years 4.45% 4.8 APRC £0.00 75%
Coventry BS First Time Buyer Fixed Rate 3 years 4.65% 4.9 APRC £999.00 90%
Coventry BS First Time Buyer Fixed Rate 3 years 4.70% 4.9 APRC £0.00 85%
Coventry BS First Time Buyer Fixed Rate (excl. Further Advance) 3 years 4.75% 4.9 APRC £999.00 95%
Coventry BS First Time Buyer FTB Fixed Rate 3 years 5.20% 5.0 APRC £0.00 90%
Coventry BS First Time Buyer Fixed Rate 3 years 5.20% 5.0 APRC £0.00 90%
Coventry BS First Time Buyer FTB Fixed Rate 3 years 5.25% 5.0 APRC £0.00 95%
Coventry BS First Time Buyer Fixed Rate (excl. Further Advance) 3 years 5.25% 5.0 APRC £0.00 95%
Coventry BS Moving Home Fixed Rate 3 years 4.17% 4.7 APRC £999.00 75%
Coventry BS Moving Home Fixed Rate 3 years 4.27% 4.8 APRC £999.00 85%
Coventry BS Moving Home Fixed Rate 3 years 4.45% 4.8 APRC £0.00 75%
Coventry BS Moving Home Fixed Rate 3 years 4.65% 4.9 APRC £999.00 90%
Coventry BS Moving Home Fixed Rate 3 years 4.70% 4.9 APRC £0.00 85%
Coventry BS Moving Home Fixed Rate (excl. Further Advance) 3 years 4.75% 4.9 APRC £999.00 95%
Coventry BS Moving Home Fixed Rate 3 years 5.20% 5.0 APRC £0.00 90%
Coventry BS Moving Home Fixed Rate (excl. Further Advance) 3 years 5.25% 5.0 APRC £0.00 95%
Coventry BS Remortgage Fixed Rate 3 years 4.17% 4.7 APRC £999.00 75%
Coventry BS Remortgage Fixed Rate 3 years 4.27% 4.8 APRC £999.00 85%
Coventry BS Remortgage Fixed Rate 3 years 4.45% 4.8 APRC £0.00 75%
Coventry BS Remortgage Fixed Rate 3 years 4.65% 4.9 APRC £999.00 90%
Coventry BS Remortgage Fixed Rate 3 years 4.70% 4.9 APRC £0.00 85%
Coventry BS Remortgage Fixed Rate 3 years 5.20% 5.0 APRC £0.00 90%
Coventry BS Existing Members Fixed Rate 3 years 4.07% 4.7 APRC £999.00 65%
Coventry BS Existing Members Fixed Rate 3 years 4.17% 4.7 APRC £999.00 75%
Coventry BS Existing Members Fixed Rate 3 years 4.27% 4.8 APRC £999.00 85%
Coventry BS Existing Members Fixed Rate 3 years 4.33% 4.7 APRC £0.00 65%
Coventry BS Existing Members Fixed Rate 3 years 4.43% 4.8 APRC £0.00 75%
Coventry BS Existing Members Fixed Rate 3 years 4.45% 4.8 APRC £0.00 75%
Coventry BS Existing Members Fixed Rate 3 years 4.53% 4.8 APRC £0.00 85%
Coventry BS Existing Members Fixed Rate 3 years 4.65% 4.9 APRC £999.00 90%
Coventry BS Existing Members Fixed Rate 3 years 4.70% 4.9 APRC £0.00 85%
Coventry BS Existing Members Fixed Rate (excl. Further Advance) 3 years 4.75% 4.9 APRC £999.00 95%
Coventry BS Existing Members Fixed Rate 3 years 5.20% 5.0 APRC £0.00 90%
Coventry BS Existing Members Fixed Rate (excl. Further Advance) 3 years 5.25% 5.0 APRC £0.00 95%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.70% 5.1 APRC £0.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.40% 5.2 APRC £999.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.72% 5.1 APRC £0.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.40% 5.2 APRC £999.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.72% 5.1 APRC £0.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.40% 5.2 APRC £999.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.78% 5.1 APRC £0.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.50% 5.3 APRC £999.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.83% 5.1 APRC £0.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.50% 5.3 APRC £999.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.92% 5.1 APRC £0.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.64% 5.3 APRC £999.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.99% 5.1 APRC £0.00 95%
NATIONWIDE BS First Time Buyer Fixed Rate 3 years 4.84% 5.3 APRC £0.00 75%
NATIONWIDE BS Remortgage Fixed Rate 3 years 4.79% 5.2 APRC £0.00 75%
TSB Remortgage Fixed Rate 3 years 4.49% 5.1 APRC £0.00 60%
TSB Remortgage Fixed Rate 3 years 4.54% 5.2 APRC £0.00 60%-75%
TSB Remortgage Fixed Rate 3 years 4.59% 5.2 APRC £0.00 75%-80%
TSB Remortgage Fixed Rate 3 years 4.64% 5.2 APRC £0.00 80%-85%
TSB Remortgage Fixed Rate 3 years 4.84% 5.3 APRC £0.00 85%-90%
Virgin Money First Time Buyer Everyday Fixed 3 years 4.79% 5.7 APRC £0.00  
Virgin Money Moving Home Everyday Fixed 3 years 4.79% 5.7 APRC £0.00  
Virgin Money Remortgage Everyday Fixed 3 years 4.79% 5.7 APRC £0.00  
Virgin Money Purchase a Buy-to-Let Property
Everyday Fixed Cashback
3 years 4.16% 6.0 APRC £1995.00  
Virgin Money Purchase a Buy-to-Let Property
Everyday Fixed Cashback
3 years 4.41% 6.1 APRC £995.00  
Virgin Money Remortgage Buy-to-Let Everyday Fixed 3 years 4.16% 6.0 APRC £1995.00  
Virgin Money Remortgage Buy-to-Let Everyday Fixed Cashback 3 years 4.16% 6.0 APRC £1995.00  
Virgin Money Remortgage Buy-to-Let Everyday Fixed 3 years 4.41% 6.0 APRC £995.00  
Virgin Money Remortgage Buy-to-Let Everyday Fixed Cashback 3 years 4.41% 6.1 APRC £995.00  
Yorkshire BS First Time Buyer Fixed Rate 3 years 4.65% 4.97 APRC £495.00 75%
Yorkshire BS First Time Buyer Fixed Rate 3 years 4.71% 5.01 APRC £0.00 75%
Yorkshire BS Remortgage Fixed Rate 3 years 4.65% 4.84 APRC £495.00 75%
Yorkshire BS Remortgage Fixed Rate 3 years 4.71% 5.01 APRC £0.00 75%
Yorkshire BS Moving Home Fixed Rate 3 years 4.72% 4.98 APRC £495.00 85%
Yorkshire BS Moving Home Fixed Rate 3 years 4.85% 5.05 APRC £0.00 85%