3 Year Fixed Rate Mortgages

Our database has 56 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate is 4.94% with a £999 product fee and Barclays Existing Mortgage Customer Fixed Reward is 5.60% with a £999 product fee

3 Year Fixed Rate Mortgages

Our database has 56 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate is 4.94% with a £999 product fee and Barclays Existing Mortgage Customer Fixed Reward is 5.60% with a £999 product fee.

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of January 23, 2023 and rates are subject to change. 

3 Year Fixed Rate Mortgages

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 5.60% 6.8 APRC £999.00 60%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 5.76% 6.8 APRC £0.00 60%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 5.80% 6.9 APRC £999.00 85%
BARCLAYS Existing Mortgage Customers Reward Fixed 3 years 6.02% 6.9 APRC £0.00 85%
Coventry BS First Time Buyer Fixed Rate 3 years 4.55% 6.0 APRC £999.00 65%
Coventry BS First Time Buyer Fixed Rate 3 years 4.60% 6.0 APRC £999.00 75%
Coventry BS First Time Buyer Fixed Rate 3 years 4.83% 6.1 APRC £999.00 85%
Coventry BS First Time Buyer Fixed Rate 3 years 4.94% 6.1 APRC £0.00 65%
Coventry BS First Time Buyer Fixed Rate 3 years 4.99% 6.1 APRC £0.00 75%
Coventry BS First Time Buyer Fixed Rate 3 years 5.01% 6.1 APRC £999.00 90%
Coventry BS First Time Buyer Fixed Rate 3 years 5.22% 6.2 APRC £0.00 85%
Coventry BS First Time Buyer Fixed Rate 3 years 5.34% 6.3 APRC £999.00 95%
Coventry BS First Time Buyer Fixed Rate 3 years 5.40% 6.2 APRC £0.00 90%
Coventry BS First Time Buyer Fixed Rate 3 years 5.73% 6.3 APRC £0.00 95%
Coventry BS Moving Home Fixed Rate 3 years 4.55% 6.0 APRC £999.00 65%
Coventry BS Moving Home Fixed Rate 3 years 4.60% 6.0 APRC £999.00 75%
Coventry BS Moving Home Fixed Rate 3 years 4.83% 6.1 APRC £999.00 85%
Coventry BS Moving Home Fixed Rate 3 years 4.94% 6.1 APRC £0.00 65%
Coventry BS Moving Home Fixed Rate 3 years 4.99% 6.1 APRC £0.00 75%
Coventry BS Moving Home Fixed Rate 3 years 5.01% 6.1 APRC £999.00 90%
Coventry BS Moving Home Fixed Rate 3 years 5.22% 6.2 APRC £0.00 85%
Coventry BS Moving Home Fixed Rate 3 years 5.34% 6.3 APRC £999.00 95%
Coventry BS Moving Home Fixed Rate 3 years 5.40% 6.2 APRC £0.00 90%
Coventry BS Moving Home Fixed Rate 3 years 5.73% 6.3 APRC £0.00 95%
Coventry BS Remortgage Fixed Rate 3 years 4.55% 6.0 APRC £999.00 65%
Coventry BS Remortgage Fixed Rate 3 years 4.60% 6.0 APRC £999.00 75%
Coventry BS Remortgage Fixed Rate 3 years 4.83% 6.1 APRC £999.00 85%
Coventry BS Remortgage Fixed Rate 3 years 4.94% 6.1 APRC £0.00 65%
Coventry BS Remortgage Fixed Rate 3 years 4.99% 6.1 APRC £0.00 75%
Coventry BS Remortgage Fixed Rate 3 years 5.01% 6.1 APRC £999.00 90%
Coventry BS Remortgage Fixed Rate 3 years 5.22% 6.2 APRC £0.00 85%
Coventry BS Remortgage Fixed Rate 3 years 5.40% 6.2 APRC £0.00 90%
Coventry BS Existing Members Fixed Rate 3 years 4.45% 6.0 APRC £999.00 65%
Coventry BS Existing Members Fixed Rate 3 years 4.50% 6.0 APRC £999.00 75%
Coventry BS Existing Members Fixed Rate 3 years 4.73% 6.1 APRC £999.00 85%
Coventry BS Existing Members Fixed Rate 3 years 4.84% 6.0 APRC £0.00 65%
Coventry BS Existing Members Fixed Rate 3 years 4.89% 6.1 APRC £0.00 75%
Coventry BS Existing Members Fixed Rate 3 years 4.91% 6.1 APRC £999.00 90%
Coventry BS Existing Members Fixed Rate 3 years 5.12% 6.1 APRC £0.00 85%
Coventry BS Existing Members Fixed Rate (excl. Further Advance) 3 years 5.24% 6.2 APRC £999.00 95%
Coventry BS Existing Members Fixed Rate 3 years 5.30% 6.2 APRC £0.00 90%
Coventry BS Existing Members Fixed Rate (excl. Further Advance) 3 years 5.63% 6.3 APRC £0.00 95%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.89% 6.1 APRC £0.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.59% 6.3 APRC £999.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.94% 6.1 APRC £0.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.64% 6.3 APRC £999.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.94% 6.1 APRC £0.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.64% 6.3 APRC £999.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.04% 6.1 APRC £0.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.74% 6.3 APRC £999.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.09% 6.1 APRC £0.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.79% 6.3 APRC £999.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.34% 6.2 APRC £0.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 5.14% 6.4 APRC £999.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.69% 6.3 APRC £0.00 95%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.19% 6.0 APRC £0.00 95%
NATIONWIDE BS First Time Buyer Fixed Rate 3 years 4.79% 6.7 APRC £999.00 75%
NATIONWIDE BS First Time Buyer Fixed Rate 3 years 5.29% 6.8 APRC £0.00 75%
NATIONWIDE BS Remortgage Fixed Rate 3 years 4.74% 6.6 APRC £999.00 75%
NATIONWIDE BS Remortgage Fixed Rate 3 years 5.19% 6.7 APRC £0.00 75%
NATIONWIDE BS Moving Home Fixed Rate 3 years 4.79% 6.6 APRC £999.00 75%
NATIONWIDE BS Moving Home Fixed Rate 3 years 5.04% 6.7 APRC £0.00 75%
TSB Remortgage Fixed Rate 3 years 4.64% 6.6 APRC £995.00 60%
TSB Remortgage Fixed Rate 3 years 4.64% 6.6 APRC £995.00 60%-75%
Yorkshire BS First Time Buyer Fixed Rate 3 years 4.79% 5.78 APRC £495.00 75%
Yorkshire BS First Time Buyer Fixed Rate 3 years 4.85% 5.83 APRC £0.00 75%
Yorkshire BS Remortgage Fixed Rate 3 years 4.79% 5.57 APRC £495.00 75%
Yorkshire BS Remortgage Fixed Rate 3 years 4.85% 5.83 APRC £0.00 75%
Yorkshire BS Moving Home Fixed Rate 3 years 4.79% 5.78 APRC £495.00 75%
Yorkshire BS Moving Home Fixed Rate 3 years 4.85% 5.83 APRC £0.00 75%