Our database has 76 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate 3 year is 4.79% with no product fee and Virgin Money’s First Time Buyer Everyday Fixed Rate is 4.79% with no product fee
Our database has 76 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate 3 year is 4.79% with no product fee and Virgin Money’s First Time Buyer Everyday Fixed Rate is 4.79% with no product fee.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of September 26, 2022 and rates are subject to change.
3 Year Fixed Rate Mortgages
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BARCLAYS | Buy to Let (BTL) Purchase Only Fixed Rate (Not available for Portfolio Landlords) | 3 years | 3.35% | 5.6 APRC | £0.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 3.30% | 4.8 APRC | £999.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 3.46% | 4.8 APRC | £0.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 3.50% | 4.9 APRC | £999.00 | 85% |
| BARCLAYS | Existing Mortgage Customers Reward Fixed | 3 years | 3.72% | 4.8 APRC | £0.00 | 85% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.17% | 4.7 APRC | £999.00 | 75% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.27% | 4.8 APRC | £999.00 | 85% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.45% | 4.8 APRC | £0.00 | 75% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.65% | 4.9 APRC | £999.00 | 90% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 4.70% | 4.9 APRC | £0.00 | 85% |
| Coventry BS | First Time Buyer Fixed Rate (excl. Further Advance) | 3 years | 4.75% | 4.9 APRC | £999.00 | 95% |
| Coventry BS | First Time Buyer FTB Fixed Rate | 3 years | 5.20% | 5.0 APRC | £0.00 | 90% |
| Coventry BS | First Time Buyer Fixed Rate | 3 years | 5.20% | 5.0 APRC | £0.00 | 90% |
| Coventry BS | First Time Buyer FTB Fixed Rate | 3 years | 5.25% | 5.0 APRC | £0.00 | 95% |
| Coventry BS | First Time Buyer Fixed Rate (excl. Further Advance) | 3 years | 5.25% | 5.0 APRC | £0.00 | 95% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.17% | 4.7 APRC | £999.00 | 75% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.27% | 4.8 APRC | £999.00 | 85% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.45% | 4.8 APRC | £0.00 | 75% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.65% | 4.9 APRC | £999.00 | 90% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 4.70% | 4.9 APRC | £0.00 | 85% |
| Coventry BS | Moving Home Fixed Rate (excl. Further Advance) | 3 years | 4.75% | 4.9 APRC | £999.00 | 95% |
| Coventry BS | Moving Home Fixed Rate | 3 years | 5.20% | 5.0 APRC | £0.00 | 90% |
| Coventry BS | Moving Home Fixed Rate (excl. Further Advance) | 3 years | 5.25% | 5.0 APRC | £0.00 | 95% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.17% | 4.7 APRC | £999.00 | 75% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.27% | 4.8 APRC | £999.00 | 85% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.45% | 4.8 APRC | £0.00 | 75% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.65% | 4.9 APRC | £999.00 | 90% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 4.70% | 4.9 APRC | £0.00 | 85% |
| Coventry BS | Remortgage Fixed Rate | 3 years | 5.20% | 5.0 APRC | £0.00 | 90% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.07% | 4.7 APRC | £999.00 | 65% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.17% | 4.7 APRC | £999.00 | 75% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.27% | 4.8 APRC | £999.00 | 85% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.33% | 4.7 APRC | £0.00 | 65% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.43% | 4.8 APRC | £0.00 | 75% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.45% | 4.8 APRC | £0.00 | 75% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.53% | 4.8 APRC | £0.00 | 85% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.65% | 4.9 APRC | £999.00 | 90% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 4.70% | 4.9 APRC | £0.00 | 85% |
| Coventry BS | Existing Members Fixed Rate (excl. Further Advance) | 3 years | 4.75% | 4.9 APRC | £999.00 | 95% |
| Coventry BS | Existing Members Fixed Rate | 3 years | 5.20% | 5.0 APRC | £0.00 | 90% |
| Coventry BS | Existing Members Fixed Rate (excl. Further Advance) | 3 years | 5.25% | 5.0 APRC | £0.00 | 95% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.70% | 5.1 APRC | £0.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.40% | 5.2 APRC | £999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.72% | 5.1 APRC | £0.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.40% | 5.2 APRC | £999.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.72% | 5.1 APRC | £0.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.40% | 5.2 APRC | £999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.78% | 5.1 APRC | £0.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.50% | 5.3 APRC | £999.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.83% | 5.1 APRC | £0.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.50% | 5.3 APRC | £999.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.92% | 5.1 APRC | £0.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 3 years | 4.64% | 5.3 APRC | £999.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 3 years | 4.99% | 5.1 APRC | £0.00 | 95% |
| NATIONWIDE BS | First Time Buyer Fixed Rate | 3 years | 4.84% | 5.3 APRC | £0.00 | 75% |
| NATIONWIDE BS | Remortgage Fixed Rate | 3 years | 4.79% | 5.2 APRC | £0.00 | 75% |
| TSB | Remortgage Fixed Rate | 3 years | 4.49% | 5.1 APRC | £0.00 | 60% |
| TSB | Remortgage Fixed Rate | 3 years | 4.54% | 5.2 APRC | £0.00 | 60%-75% |
| TSB | Remortgage Fixed Rate | 3 years | 4.59% | 5.2 APRC | £0.00 | 75%-80% |
| TSB | Remortgage Fixed Rate | 3 years | 4.64% | 5.2 APRC | £0.00 | 80%-85% |
| TSB | Remortgage Fixed Rate | 3 years | 4.84% | 5.3 APRC | £0.00 | 85%-90% |
| Virgin Money | First Time Buyer Everyday Fixed | 3 years | 4.79% | 5.7 APRC | £0.00 | |
| Virgin Money | Moving Home Everyday Fixed | 3 years | 4.79% | 5.7 APRC | £0.00 | |
| Virgin Money | Remortgage Everyday Fixed | 3 years | 4.79% | 5.7 APRC | £0.00 | |
| Virgin Money | Purchase a Buy-to-Let Property Everyday Fixed Cashback |
3 years | 4.16% | 6.0 APRC | £1995.00 | |
| Virgin Money | Purchase a Buy-to-Let Property Everyday Fixed Cashback |
3 years | 4.41% | 6.1 APRC | £995.00 | |
| Virgin Money | Remortgage Buy-to-Let Everyday Fixed | 3 years | 4.16% | 6.0 APRC | £1995.00 | |
| Virgin Money | Remortgage Buy-to-Let Everyday Fixed Cashback | 3 years | 4.16% | 6.0 APRC | £1995.00 | |
| Virgin Money | Remortgage Buy-to-Let Everyday Fixed | 3 years | 4.41% | 6.0 APRC | £995.00 | |
| Virgin Money | Remortgage Buy-to-Let Everyday Fixed Cashback | 3 years | 4.41% | 6.1 APRC | £995.00 | |
| Yorkshire BS | First Time Buyer Fixed Rate | 3 years | 4.65% | 4.97 APRC | £495.00 | 75% |
| Yorkshire BS | First Time Buyer Fixed Rate | 3 years | 4.71% | 5.01 APRC | £0.00 | 75% |
| Yorkshire BS | Remortgage Fixed Rate | 3 years | 4.65% | 4.84 APRC | £495.00 | 75% |
| Yorkshire BS | Remortgage Fixed Rate | 3 years | 4.71% | 5.01 APRC | £0.00 | 75% |
| Yorkshire BS | Moving Home Fixed Rate | 3 years | 4.72% | 4.98 APRC | £495.00 | 85% |
| Yorkshire BS | Moving Home Fixed Rate | 3 years | 4.85% | 5.05 APRC | £0.00 | 85% |
