3 Year Fixed Rate Mortgages

Our database has 96 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate is 4.74% with a £999 product fee and Barclays Existing Mortgage Customer Fixed Reward is 5.45% with a £999 product fee

3 Year Fixed Rate Mortgages

Our database has 96 3-year fixed rate mortgages from 6 lenders, it’s worth seeing what rates available and the fees that accompany them. Although rates are a little higher than its shorter and longer term counterparts, Nationwide’s Remortgage Fixed Rate is 4.74% with a £999 product fee and Barclays Existing Mortgage Customer Fixed Reward is 5.45% with a £999 product fee.

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of June 5, 2023 and rates are subject to change. 

3 Year Fixed Rate Mortgages

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 3 years 5.45% 7.5 APRC £999.00 60%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 3 years 5.61% 7.4 APRC £0.00 60%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 3 years 5.65% 7.5 APRC £999.00 85%
BARCLAYS Existing Residential Mortgage Customers Reward Fixed 3 years 5.87% 7.5 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate 3 years 4.83% 6.5 APRC £0.00 75%
COVENTRY BS First Time Buyer Fixed Rate 3 years 5.08% 6.6 APRC £0.00 85%
COVENTRY BS First Time Buyer Fixed Rate 3 years 5.16% 6.6 APRC £0.00 90%
COVENTRY BS First Time Buyer Fixed Rate 3 years 5.51% 6.7 APRC £0.00 95%
COVENTRY BS Moving Home Fixed Rate 3 years 4.83% 6.5 APRC £0.00 75%
COVENTRY BS Moving Home Fixed Rate 3 years 5.08% 6.6 APRC £0.00 85%
COVENTRY BS Moving Home Fixed Rate 3 years 5.26% 6.6 APRC £0.00 90%
COVENTRY BS Moving Home Fixed Rate 3 years 5.61% 6.7 APRC £0.00 95%
COVENTRY BS Remortgage Fixed Rate 3 years 4.83% 6.5 APRC £0.00 75%
COVENTRY BS Remortgage Fixed Rate 3 years 5.08% 6.6 APRC £0.00 85%
COVENTRY BS Remortgage Fixed Rate 3 years 5.26% 6.6 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 3 years 4.11% 6.3 APRC £999.00 65%
COVENTRY BS Existing Members Fixed Rate 3 years 4.18% 6.3 APRC £999.00 75%
COVENTRY BS Existing Members Fixed Rate 3 years 4.28% 6.4 APRC £999.00 80%
COVENTRY BS Existing Members Fixed Rate 3 years 4.42% 6.4 APRC £999.00 85%
COVENTRY BS Existing Members Fixed Rate 3 years 4.48% 6.4 APRC £0.00 65%
COVENTRY BS Existing Members Fixed Rate 3 years 4.53% 6.4 APRC £0.00 75%
COVENTRY BS Existing Members Fixed Rate 3 years 4.68% 6.4 APRC £0.00 80%
COVENTRY BS Existing Members Fixed Rate 3 years 4.55% 6.4 APRC £999.00 90%
COVENTRY BS Existing Members Fixed Rate 3 years 4.78% 6.5 APRC £0.00 85%
COVENTRY BS Existing Members Fixed Rate 3 years 4.90% 6.6 APRC £999.00 95%
COVENTRY BS Existing Members Fixed Rate 3 years 4.96% 6.5 APRC £0.00 90%
COVENTRY BS Existing Members Fixed Rate 3 years 5.31% 6.6 APRC £0.00 95%
HSBC First Time Buyer Fixed Fee Saver 3 years 4.84% 6.6 APRC £0.00 60%
HSBC First Time Buyer Fixed Standard 3 years 4.59% 6.6 APRC £999.00 60%
HSBC First Time Buyer Fixed Fee Saver 3 years 4.89% 6.6 APRC £0.00 70%
HSBC First Time Buyer Fixed Standard 3 years 4.64% 6.6 APRC £999.00 70%
HSBC First Time Buyer Fixed Fee Saver 3 years 4.89% 6.6 APRC £0.00 75%
HSBC First Time Buyer Fixed Standards 3 years 4.64% 6.6 APRC £999.00 75%
HSBC First Time Buyer Fixed Fee Saver 3 years 4.94% 6.6 APRC £0.00 80%
HSBC First Time Buyer Fixed Standards 3 years 4.74% 6.6 APRC £999.00 80%
HSBC First Time Buyer Fixed Fee Saver 3 years 4.99% 6.6 APRC £0.00 85%
HSBC First Time Buyer Fixed Standard 3 years 4.79% 6.6 APRC £999.00 85%
HSBC First Time Buyer Fixed Fee Saver 3 years 5.19% 6.7 APRC £0.00 90%
HSBC First Time Buyer Fixed Standard 3 years 4.84% 6.7 APRC £999.00 90%
HSBC Remortgage Fixed Fee Saver 3 years 4.89% 6.6 APRC £0.00 60%
HSBC Remortgage Fixed Standard 3 years 4.59% 6.6 APRC £999.00 60%
HSBC Remortgage Fixed Fee Saver 3 years 4.99% 6.6 APRC £0.00 70%
HSBC Remortgage Fixed Standard 3 years 4.59% 6.6 APRC £999.00 70%
HSBC Remortgage Fixed Fee Saver 3 years 4.99% 6.6 APRC £0.00 75%
HSBC Remortgage Fixed Standard 3 years 4.59% 6.6 APRC £999.00 75%
HSBC Remortgage Fixed Fee Saver 3 years 5.04% 6.6 APRC £0.00 80%
HSBC Remortgage Fixed Standard 3 years 4.64% 6.6 APRC £999.00 80%
HSBC Remortgage Fixed Fee Saver 3 years 5.09% 6.7 APRC £0.00 85%
HSBC Remortgage Fixed Standard 3 years 4.69% 6.6 APRC £999.00 85%
HSBC Remortgage Fixed Fee Saver 3 years 5.29% 6.7 APRC £0.00 90%
HSBC Remortgage Fixed Standard 3 years 4.89% 6.7 APRC £999.00 90%
HSBC Moving Home Fixed Fee Saver 3 years 4.84% 6.6 APRC £0.00 60%
HSBC Moving Home Fixed Standard 3 years 4.59% 6.6 APRC £999.00 60%
HSBC Moving Home Fixed Fee Saver 3 years 4.89% 6.6 APRC £0.00 70%
HSBC Moving Home Fixed Standard 3 years 4.64% 6.6 APRC £999.00 70%
HSBC Moving Home Fixed Fee Saver 3 years 4.89% 6.6 APRC £0.00 75%
HSBC Moving Home Fixed Standard 3 years 4.64% 6.6 APRC £999.00 75%
HSBC Moving Home Fixed Fee Saver 3 years 4.94% 6.6 APRC £0.00 80%
HSBC Moving Home Fixed Standard 3 years 4.74% 6.6 APRC £999.00 80%
HSBC Moving Home Fixed Fee Saver 3 years 4.99% 6.6 APRC £0.00 85%
HSBC Moving Home Fixed Standard 3 years 4.79% 6.6 APRC £999.00 85%
HSBC Moving Home Fixed Fee Saver 3 years 5.19% 6.7 APRC £0.00 90%
HSBC Moving Home Fixed Standard 3 years 4.84% 6.7 APRC £999.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.64% 6.5 APRC £0.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.34% 6.7 APRC £999.00 60%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.68% 6.5 APRC £0.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.34% 6.7 APRC £999.00 70%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.68% 6.5 APRC £0.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.34% 6.7 APRC £999.00 75%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.74% 6.5 APRC £0.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.49% 6.8 APRC £999.00 80%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 4.79% 6.6 APRC £0.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.54% 6.8 APRC £999.00 85%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.04% 6.6 APRC £0.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Standard 3 years 4.84% 6.9 APRC £999.00 90%
HSBC Existing Customer (Switch to New Rate) Fixed Fee Saver 3 years 5.69% 6.8 APRC £0.00 95%
NATIONWIDE BS First Time Buyer Fixed Rate 3 years 4.89% 7.3 APRC £999.00 75%
NATIONWIDE BS First Time Buyer Fixed Rate 3 years 5.39% 7.4 APRC £0.00 75%
NATIONWIDE BS Remortgage Fixed Rate 3 years 4.74% 7.2 APRC £999.00 75%
NATIONWIDE BS Remortgage Fixed Rate 3 years 5.09% 7.2 APRC £0.00 75%
NATIONWIDE BS Moving Home Fixed Rate 3 years 4.84% 7.2 APRC £999.00 75%
NATIONWIDE BS Moving Home Fixed Rate 3 years 5.24% 7.3 APRC £0.00 75%
TSB Remortgage Fixed Rate 3 years 5.14% 7.4 APRc £995.00 60%
TSB Remortgage Fixed Rate 3 years 5.14% 7.4 APRc £995.00 60% to 75%
VIRGIN MONEY First Time Buyer Everyday Fixed Cashback 3 years 5.14% 7.5 APRC £995.00  
VIRGIN MONEY First Time Buyer Everyday Fixed 3 years 5.71% 7.6 APRC £0.00  
VIRGIN MONEY Moving Home Everyday Fixed Cashback 3 years 5.14% 7.5 APRC £995.00  
VIRGIN MONEY Moving Home Everyday Fixed 3 years 5.71% 7.6 APRC £0.00  
VIRGIN MONEY Remortgage Everyday Fixed 3 years 5.14% 7.5 APRC £995.00  
VIRGIN MONEY Remortgage Everyday Fixed 3 years 5.71% 7.6 APRC £0.00  
YORKSHIRE BS First Time Buyer Fixed Rate 3 years 5.32% 6.63 APRC £495.00 75%
YORKSHIRE BS First Time Buyer Fixed Rate 3 years 5.38% 6.67 APRC £0.00 75%
YORKSHIRE BS Remortgage Fixed Rate 3 years 5.32% 6.49 APRC £495.00 75%
YORKSHIRE BS Remortgage Fixed Rate 3 years 5.38% 6.67 APRC £0.00 75%
YORKSHIRE BS Moving Home Fixed Rate 3 years 5.32% 6.63 APRC £495.00 75%
YORKSHIRE BS Moving Home Fixed Rate 3 years 5.38% 6.67 APRC £0.00 75%