We have 107 2-year trackers on our database from 10 lenders. With rates being quite unpredictable and, on the increase, our database shows what is currently available and the fees that accompany them. Still offering the lowest rates across most products, our list of rates shows that HSBC’s First Time Buyer Tracker Standard is 3.04% with a £999 product fee, whilst Barclays is offering 2.50% for their Residential Remortgage Tracker with a £999 product fee
We have 107 2-year trackers on our database from 10 lenders. With rates being quite unpredictable and, on the increase, our database shows what is currently available and the fees that accompany them. Still offering the lowest rates across most products, our list of rates shows that HSBC’s First Time Buyer Tracker Standard is 3.04% with a £999 product fee, whilst Barclays is offering 2.50% for their Residential Remortgage Tracker with a £999 product fee.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of September 26, 2022 and rates are subject to change.
2 Year Tracker Mortgages
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BARCLAYS | 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset | 2 years | 2.97% | 5.0 APRC | £1749.00 | 75% |
| BARCLAYS | 2 year Tracker at BEBR + 0.75% for 2 years Premium Exclusive Rate | 2 years | 2.50% | 4.9 APRC | £999.00 | 60% |
| BARCLAYS | 2 year Tracker at BEBR + 0.95% for 2 years Premium Exclusive Rate | 2 years | 2.70% | 4.9 APRC | £999.00 | 75% |
| BARCLAYS | 2 year Tracker at BEBR + 1.29% for 2 years Premium Exclusive Rate | 2 years | 3.04% | 5.0 APRC | £999.00 | 80% |
| BARCLAYS | 2 year Tracker at BEBR + 1.20% for 2 years Premium Exclusive Rate | 2 years | 2.95% | 4.9 APRC | £0.00 | 75% |
| BARCLAYS | 2 year Tracker at BEBR + 0.98% for 2 years Premium Exclusive Rate | 2 years | 2.73% | 4.9 APRC | £1999.00 | 60% |
| BARCLAYS | 2 year Tracker at BEBR + 1.12% for 2 years Premium Exclusive Rate | 2 years | 2.87% | 4.9 APRC | £1999.00 | 70% |
| BARCLAYS | 2 year Tracker at BEBR + 1.23% for 2 years Premium Exclusive Rate | 2 years | 2.98% | 4.9 APRC | £1999.00 | 75% |
| BARCLAYS | Residential Remortgage Offset Tracker at BEBR + 1.22% | 2 years | 2.97% | 5.0 APRC | £1749.00 | 75% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 0.75% Premium Exclusive | 2 years | 2.50% | 4.9 APRC | £999.00 | 60% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 0.95% Premium Exclusive | 2 years | 2.70% | 4.9 APRC | £999.00 | 75% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 1.29% Premium Exclusive | 2 years | 3.04% | 5.0 APRC | £999.00 | 80% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 1.20% Premium Exclusive | 2 years | 2.95% | 4.9 APRC | £0.00 | 75% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 0.98% Premium Exclusive | 2 years | 2.73% | 4.9 APRC | £1999.00 | 60% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 1.12% Premium Exclusive | 2 years | 2.87% | 4.9 APRC | £1999.00 | 70% |
| BARCLAYS | Residential Remortgage Tracker at BEBR + 1.23% Premium Exclusive | 2 years | 2.98% | 4.9 APRC | £1999.00 | 75% |
| BARCLAYS | Buy to Let (BTL) Purchase & Remortgage Tracker at BEBR + 2.10% | 2 years | 3.85% | 5.9 APRC | £0.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 2.50% | 4.8 APRC | £999.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 2.74% | 4.8 APRC | £0.00 | 60% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 2.62% | 4.8 APRC | £999.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 2.75% | 4.8 APRC | £0.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 2.99% | 4.9 APRC | £999.00 | 80% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 4.39% | 5.2 APRC | £99.00 | 80% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 3.85% | 5.0 APRC | £0.00 | 80% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 4.02% | 5.2 APRC | £999.00 | 85% |
| BARCLAYS | Existing Mortgage Customers Reward Tracker | 2 years | 4.20% | 5.1 APRC | £0.00 | 85% |
| BARCLAYS | Existing Mortgage Customers Reward Offset Tracker | 2 years | 2.97% | 5.0 APRC | £1749.00 | 80% |
| BARCLAYS | Existing Mortgage Customers Reward Offset Tracker | 2 years | 3.75% | 5.1 APRC | £499.00 | 80% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Tracker | 2 years | 3.09% | 5.8 APRC | £1795.00 | 65% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Tracker | 2 years | 3.34% | 5.9 APRC | £1795.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Tracker | 2 years | 3.85% | 5.8 APRC | £0.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Tracker | 2 years | 4.39% | 6.0 APRC | £299.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Tracker | 2 years | 3.30% | 5.7 APRC | £1795.00 | 60% |
| HSBC | First Time Buyer Tracker Standard | 2 years | 3.04% | 4.8 APRC | £999.00 | 60% |
| HSBC | First Time Buyer Tracker Standard | 2 years | 3.24% | 4.9 APRC | £999.00 | 70% |
| HSBC | First Time Buyer Tracker Standard | 2 years | 3.24% | 4.9 APRC | £999.00 | 75% |
| HSBC | First Time Buyer Tracker Standard | 2 years | 3.54% | 4.9 APRC | £999.00 | 80% |
| HSBC | First Time Buyer Tracker Standard | 2 years | 3.59% | 5.0 APRC | £999.00 | 85% |
| HSBC | First Time Buyer Tracker Standard | 2 years | 3.64% | 5.0 APRC | £999.00 | 90% |
| HSBC | Remortgage Tracker Standard | 2 years | 3.04% | 4.8 APRC | £999.00 | 60% |
| HSBC | Remortgage Tracker Standard | 2 years | 3.24% | 4.9 APRC | £999.00 | 70% |
| HSBC | Remortgage Tracker Standard | 2 years | 3.24% | 4.9 APRC | £999.00 | 75% |
| HSBC | Remortgage Tracker Standard | 2 years | 3.59% | 5.0 APRC | £999.00 | 80% |
| HSBC | Remortgage Tracker Standard | 2 years | 3.59% | 5.0 APRC | £999.00 | 85% |
| HSBC | Remortgage Tracker Standard | 2 years | 3.89% | 5.0 APRC | £999.00 | 90% |
| HSBC | Buy-to-Let Purchase Tracker Standard | 2 years | 3.99% | 5.3 APRC | £1999.00 | 60% |
| HSBC | Buy-to-Let Remortgage Tracker Standard | 2 years | 3.99% | 5.3 APRC | £1999.00 | 60% |
| HSBC | Buy-to-Let Purchase Tracker Standard | 2 years | 3.99% | 5.3 APRC | £1999.00 | 65% |
| HSBC | Buy-to-Let Remortgage Tracker Standard | 2 years | 3.99% | 5.3 APRC | £1999.00 | 65% |
| HSBC | Moving Home Tracker Standard | 2 years | 3.04% | 4.8 APRC | £999.00 | 60% |
| HSBC | Moving Home Tracker Standard | 2 years | 3.24% | 4.9 APRC | £999.00 | 70% |
| HSBC | Moving Home Tracker Standard | 2 years | 3.24% | 4.9 APRC | £999.00 | 75% |
| HSBC | Moving Home Tracker Standard | 2 years | 3.54% | 4.9 APRC | £999.00 | 80% |
| HSBC | Moving Home Tracker Standard | 2 years | 3.59% | 5.0 APRC | £999.00 | 85% |
| HSBC | Moving Home Tracker Standard | 2 years | 3.64% | 5.0 APRC | £999.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard | 2 years | 3.04% | 5.0 APRC | £999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard BTL | 2 years | 3.99% | 5.6 APRC | £1999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard BTL | 2 years | 3.99% | 5.4 APRC | £1999.00 | 65% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard | 2 years | 3.24% | 5.1 APRC | £999.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard | 2 years | 3.24% | 5.1 APRC | £999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard | 2 years | 3.54% | 5.1 APRC | £999.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard | 2 years | 3.59% | 5.1 APRC | £999.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Tracker Standard | 2 years | 3.64% | 5.2 APRC | £999.00 | 90% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 2.39% | 5.74% | £1995.00 | 65% |
| NATIONWIDE BS | Buy to Let Remortgage Tracker | 2 years | 2.49% | 5.74% | £1995.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 2.49% | 5.74% | £1995.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 2.84% | 5.74% | £0.00 | 65% |
| NATIONWIDE BS | Buy to Let Remortgage Tracker | 2 years | 3.04% | 5.74% | £0.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 3.04% | 5.74% | £0.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 2.49% | 6.24% | £1995.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 2.59% | 6.24% | £1995.00 | 75% |
| NATIONWIDE BS | Buy to Let Remortgage Tracker | 2 years | 2.59% | 6.24% | £1995.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 2.94% | 6.24% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Remortgage Tracker | 2 years | 3.14% | 6.24% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Tracker | 2 years | 3.14% | 6.24% | £0.00 | 75% |
| NATIONWIDE BS | First Time Buyer Tracker | 2 years | 3.44% | 5.0 APRC | £0.00 | 75% |
| NATIONWIDE BS | Remortgage Tracker | 2 years | 3.39% | 5.0 APRC | £0.00 | 75% |
| Santander UK PLC. | First Time Buyer Tracker | 2 years | 5.19% | 5.2 APRC | £0.00 | 90% |
| Santander UK PLC. | First Time Buyer Tracker | 2 years | 5.24% | 5.2 APRC | £0.00 | 95% |
| Santander UK PLC. | Moving Home Tracker | 2 years | 5.19% | 5.2 APRC | £0.00 | 90% |
| Santander UK PLC. | Moving Home Tracker | 2 years | 5.24% | 5.2 APRC | £0.00 | 95% |
| TSB | First Time Buyer Tracker | 2 years | 3.29% | 4.2 APRC | £995.00 | 60% |
| TSB | First Time Buyer Tracker | 2 years | 3.39% | 4.2 APRC | £995.00 | 60%-75% |
| TSB | First Time Buyer Tracker | 2 years | 3.44% | 4.3 APRC | £995.00 | 75%-80% |
| TSB | First Time Buyer Tracker | 2 years | 3.49% | 4.3 APRC | £995.00 | 80%-85% |
| TSB | First Time Buyer Tracker | 2 years | 3.84% | 4.3 APRC | £995.00 | 85%-90% |
| TSB | Remortgage Tracker | 2 years | 3.29% | 5.0 APRC | £995.00 | 60% |
| TSB | Remortgage Tracker | 2 years | 3.34% | 5.0 APRC | £995.00 | 60%-75% |
| TSB | Remortgage Tracker | 2 years | 3.49% | 5.1 APRC | £995.00 | 75%-80% |
| TSB | Remortgage Tracker | 2 years | 3.64% | 5.1 APRC | £995.00 | 80%-85% |
| TSB | Remortgage Tracker | 2 years | 4.04% | 5.2 APRC | £995.00 | 85%-90% |
| TSB | Moving Home Tracker | 2 years | 3.29% | 5.1 APRC | £995.00 | 60% |
| TSB | Moving Home Tracker | 2 years | 3.39% | 5.1 APRC | £995.00 | 60%-75% |
| TSB | Moving Home Tracker | 2 years | 3.44% | 5.1 APRC | £995.00 | 75%-80% |
| TSB | Moving Home Tracker | 2 years | 3.49% | 5.1 APRC | £995.00 | 80%-85% |
| TSB | Moving Home Tracker | 2 years | 3.84% | 5.2 APRC | £995.00 | 85%-90% |
| TSB | Existing Customers Tracker | 2 years | 3.29% | 5.1 APRC | £995.00 | 60% |
| TSB | Existing Customers Tracker | 2 years | 3.34% | 5.1 APRC | £995.00 | 60%-75% |
| TSB | Existing Customers Tracker | 2 years | 3.49% | 5.1 APRC | £995.00 | 75%-80% |
| TSB | Existing Customers Tracker | 2 years | 3.64% | 5.2 APRC | £995.00 | 80%-85% |
| TSB | Existing Customers Tracker | 2 years | 3.74% | 5.2 APRC | £995.00 | 85%-90% |
| TSB | BTL Existing Customers Tracker | 2 years | 3.34% | 5.8 APRC | £995.00 | 60% |
| TSB | BTL Existing Customers Tracker | 2 years | 3.44% | 5.8 APRC | £995.00 | 60%-75% |
| TSB | Buy-to-Let 2 years Tracker (For Buy to Let House Purchases Only) | 2 years | 3.64% | 5.9 APRC | £995.00 | 60% |
| TSB | Buy-to-Let 2 years Tracker (For Remortgaging Only) | 2 years | 3.64% | 5.8 APRC | £995.00 | 60% |
| TSB | Buy-to-Let 2 years Tracker (For Buy to Let House Purchases Only) | 2 years | 3.79% | 5.9 APRC | £995.00 | 60%-70% |
| TSB | Buy-to-Let 2 years Tracker (For Remortgaging Only) | 2 years | 3.79% | 5.8 APRC | £995.00 | 60%-70% |
