2 Year Tracker Mortgages

We have 107 2-year trackers on our database from 10 lenders. With rates being quite unpredictable and, on the increase, our database shows what is currently available and the fees that accompany them. Still offering the lowest rates across most products, our list of rates shows that HSBC’s First Time Buyer Tracker Standard is 3.04% with a £999 product fee, whilst Barclays is offering 2.50% for their Residential Remortgage Tracker with a £999 product fee

2 Year Tracker Mortgages

We have 107 2-year trackers on our database from 10 lenders. With rates being quite unpredictable and, on the increase, our database shows what is currently available and the fees that accompany them. Still offering the lowest rates across most products, our list of rates shows that HSBC’s First Time Buyer Tracker Standard is 3.04% with a £999 product fee, whilst Barclays is offering 2.50% for their Residential Remortgage Tracker with a £999 product fee.

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of September 26, 2022 and rates are subject to change. 

2 Year Tracker Mortgages

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
BARCLAYS 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 2.97% 5.0 APRC £1749.00 75%
BARCLAYS 2 year Tracker at BEBR + 0.75% for 2 years Premium Exclusive Rate 2 years 2.50% 4.9 APRC £999.00 60%
BARCLAYS 2 year Tracker at BEBR + 0.95% for 2 years Premium Exclusive Rate 2 years 2.70% 4.9 APRC £999.00 75%
BARCLAYS 2 year Tracker at BEBR + 1.29% for 2 years Premium Exclusive Rate 2 years 3.04% 5.0 APRC £999.00 80%
BARCLAYS 2 year Tracker at BEBR + 1.20% for 2 years Premium Exclusive Rate 2 years 2.95% 4.9 APRC £0.00 75%
BARCLAYS 2 year Tracker at BEBR + 0.98% for 2 years Premium Exclusive Rate 2 years 2.73% 4.9 APRC £1999.00 60%
BARCLAYS 2 year Tracker at BEBR + 1.12% for 2 years Premium Exclusive Rate 2 years 2.87% 4.9 APRC £1999.00 70%
BARCLAYS 2 year Tracker at BEBR + 1.23% for 2 years Premium Exclusive Rate 2 years 2.98% 4.9 APRC £1999.00 75%
BARCLAYS Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 2.97% 5.0 APRC £1749.00 75%
BARCLAYS Residential Remortgage Tracker at BEBR + 0.75% Premium Exclusive 2 years 2.50% 4.9 APRC £999.00 60%
BARCLAYS Residential Remortgage Tracker at BEBR + 0.95% Premium Exclusive 2 years 2.70% 4.9 APRC £999.00 75%
BARCLAYS Residential Remortgage Tracker at BEBR + 1.29% Premium Exclusive 2 years 3.04% 5.0 APRC £999.00 80%
BARCLAYS Residential Remortgage Tracker at BEBR + 1.20% Premium Exclusive 2 years 2.95% 4.9 APRC £0.00 75%
BARCLAYS Residential Remortgage Tracker at BEBR + 0.98% Premium Exclusive 2 years 2.73% 4.9 APRC £1999.00 60%
BARCLAYS Residential Remortgage Tracker at BEBR + 1.12% Premium Exclusive 2 years 2.87% 4.9 APRC £1999.00 70%
BARCLAYS Residential Remortgage Tracker at BEBR + 1.23% Premium Exclusive 2 years 2.98% 4.9 APRC £1999.00 75%
BARCLAYS Buy to Let (BTL) Purchase & Remortgage Tracker at BEBR + 2.10% 2 years 3.85% 5.9 APRC £0.00 75%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 2.50% 4.8 APRC £999.00 60%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 2.74% 4.8 APRC £0.00 60%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 2.62% 4.8 APRC £999.00 75%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 2.75% 4.8 APRC £0.00 75%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 2.99% 4.9 APRC £999.00 80%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 4.39% 5.2 APRC £99.00 80%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 3.85% 5.0 APRC £0.00 80%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 4.02% 5.2 APRC £999.00 85%
BARCLAYS Existing Mortgage Customers Reward Tracker 2 years 4.20% 5.1 APRC £0.00 85%
BARCLAYS Existing Mortgage Customers Reward Offset Tracker 2 years 2.97% 5.0 APRC £1749.00 80%
BARCLAYS Existing Mortgage Customers Reward Offset Tracker 2 years 3.75% 5.1 APRC £499.00 80%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 3.09% 5.8 APRC £1795.00 65%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 3.34% 5.9 APRC £1795.00 75%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 3.85% 5.8 APRC £0.00 75%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 4.39% 6.0 APRC £299.00 75%
BARCLAYS Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 3.30% 5.7 APRC £1795.00 60%
HSBC First Time Buyer Tracker Standard 2 years 3.04% 4.8 APRC £999.00 60%
HSBC First Time Buyer Tracker Standard 2 years 3.24% 4.9 APRC £999.00 70%
HSBC First Time Buyer Tracker Standard 2 years 3.24% 4.9 APRC £999.00 75%
HSBC First Time Buyer Tracker Standard 2 years 3.54% 4.9 APRC £999.00 80%
HSBC First Time Buyer Tracker Standard 2 years 3.59% 5.0 APRC £999.00 85%
HSBC First Time Buyer Tracker Standard 2 years 3.64% 5.0 APRC £999.00 90%
HSBC Remortgage Tracker Standard 2 years 3.04% 4.8 APRC £999.00 60%
HSBC Remortgage Tracker Standard 2 years 3.24% 4.9 APRC £999.00 70%
HSBC Remortgage Tracker Standard 2 years 3.24% 4.9 APRC £999.00 75%
HSBC Remortgage Tracker Standard 2 years 3.59% 5.0 APRC £999.00 80%
HSBC Remortgage Tracker Standard 2 years 3.59% 5.0 APRC £999.00 85%
HSBC Remortgage Tracker Standard 2 years 3.89% 5.0 APRC £999.00 90%
HSBC Buy-to-Let Purchase Tracker Standard 2 years 3.99% 5.3 APRC £1999.00 60%
HSBC Buy-to-Let Remortgage Tracker Standard 2 years 3.99% 5.3 APRC £1999.00 60%
HSBC Buy-to-Let Purchase Tracker Standard 2 years 3.99% 5.3 APRC £1999.00 65%
HSBC Buy-to-Let Remortgage Tracker Standard 2 years 3.99% 5.3 APRC £1999.00 65%
HSBC Moving Home Tracker Standard 2 years 3.04% 4.8 APRC £999.00 60%
HSBC Moving Home Tracker Standard 2 years 3.24% 4.9 APRC £999.00 70%
HSBC Moving Home Tracker Standard 2 years 3.24% 4.9 APRC £999.00 75%
HSBC Moving Home Tracker Standard 2 years 3.54% 4.9 APRC £999.00 80%
HSBC Moving Home Tracker Standard 2 years 3.59% 5.0 APRC £999.00 85%
HSBC Moving Home Tracker Standard 2 years 3.64% 5.0 APRC £999.00 90%
HSBC Existing Customer (Switch to New Rate) Tracker Standard 2 years 3.04% 5.0 APRC £999.00 60%
HSBC Existing Customer (Switch to New Rate) Tracker Standard BTL 2 years 3.99% 5.6 APRC £1999.00 60%
HSBC Existing Customer (Switch to New Rate) Tracker Standard BTL 2 years 3.99% 5.4 APRC £1999.00 65%
HSBC Existing Customer (Switch to New Rate) Tracker Standard 2 years 3.24% 5.1 APRC £999.00 70%
HSBC Existing Customer (Switch to New Rate) Tracker Standard 2 years 3.24% 5.1 APRC £999.00 75%
HSBC Existing Customer (Switch to New Rate) Tracker Standard 2 years 3.54% 5.1 APRC £999.00 80%
HSBC Existing Customer (Switch to New Rate) Tracker Standard 2 years 3.59% 5.1 APRC £999.00 85%
HSBC Existing Customer (Switch to New Rate) Tracker Standard 2 years 3.64% 5.2 APRC £999.00 90%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 2.39% 5.74% £1995.00 65%
NATIONWIDE BS Buy to Let Remortgage Tracker 2 years 2.49% 5.74% £1995.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 2.49% 5.74% £1995.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 2.84% 5.74% £0.00 65%
NATIONWIDE BS Buy to Let Remortgage Tracker 2 years 3.04% 5.74% £0.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 3.04% 5.74% £0.00 65%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 2.49% 6.24% £1995.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 2.59% 6.24% £1995.00 75%
NATIONWIDE BS Buy to Let Remortgage Tracker 2 years 2.59% 6.24% £1995.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 2.94% 6.24% £0.00 75%
NATIONWIDE BS Buy to Let Remortgage Tracker 2 years 3.14% 6.24% £0.00 75%
NATIONWIDE BS Buy to Let Purchase Remortgage Tracker 2 years 3.14% 6.24% £0.00 75%
NATIONWIDE BS First Time Buyer Tracker 2 years 3.44% 5.0 APRC £0.00 75%
NATIONWIDE BS Remortgage Tracker 2 years 3.39% 5.0 APRC £0.00 75%
Santander UK PLC. First Time Buyer Tracker 2 years 5.19% 5.2 APRC £0.00 90%
Santander UK PLC. First Time Buyer Tracker 2 years 5.24% 5.2 APRC £0.00 95%
Santander UK PLC. Moving Home Tracker 2 years 5.19% 5.2 APRC £0.00 90%
Santander UK PLC. Moving Home Tracker 2 years 5.24% 5.2 APRC £0.00 95%
TSB First Time Buyer Tracker 2 years 3.29% 4.2 APRC £995.00 60%
TSB First Time Buyer Tracker 2 years 3.39% 4.2 APRC £995.00 60%-75%
TSB First Time Buyer Tracker 2 years 3.44% 4.3 APRC £995.00 75%-80%
TSB First Time Buyer Tracker 2 years 3.49% 4.3 APRC £995.00 80%-85%
TSB First Time Buyer Tracker 2 years 3.84% 4.3 APRC £995.00 85%-90%
TSB Remortgage Tracker 2 years 3.29% 5.0 APRC £995.00 60%
TSB Remortgage Tracker 2 years 3.34% 5.0 APRC £995.00 60%-75%
TSB Remortgage Tracker 2 years 3.49% 5.1 APRC £995.00 75%-80%
TSB Remortgage Tracker 2 years 3.64% 5.1 APRC £995.00 80%-85%
TSB Remortgage Tracker 2 years 4.04% 5.2 APRC £995.00 85%-90%
TSB Moving Home Tracker 2 years 3.29% 5.1 APRC £995.00 60%
TSB Moving Home Tracker 2 years 3.39% 5.1 APRC £995.00 60%-75%
TSB Moving Home Tracker 2 years 3.44% 5.1 APRC £995.00 75%-80%
TSB Moving Home Tracker 2 years 3.49% 5.1 APRC £995.00 80%-85%
TSB Moving Home Tracker 2 years 3.84% 5.2 APRC £995.00 85%-90%
TSB Existing Customers Tracker 2 years 3.29% 5.1 APRC £995.00 60%
TSB Existing Customers Tracker 2 years 3.34% 5.1 APRC £995.00 60%-75%
TSB Existing Customers Tracker 2 years 3.49% 5.1 APRC £995.00 75%-80%
TSB Existing Customers Tracker 2 years 3.64% 5.2 APRC £995.00 80%-85%
TSB Existing Customers Tracker 2 years 3.74% 5.2 APRC £995.00 85%-90%
TSB BTL Existing Customers Tracker 2 years 3.34% 5.8 APRC £995.00 60%
TSB BTL Existing Customers Tracker 2 years 3.44% 5.8 APRC £995.00 60%-75%
TSB Buy-to-Let 2 years Tracker (For Buy to Let House Purchases Only) 2 years 3.64% 5.9 APRC £995.00 60%
TSB Buy-to-Let 2 years Tracker (For Remortgaging Only) 2 years 3.64% 5.8 APRC £995.00 60%
TSB Buy-to-Let 2 years Tracker (For Buy to Let House Purchases Only) 2 years 3.79% 5.9 APRC £995.00 60%-70%
TSB Buy-to-Let 2 years Tracker (For Remortgaging Only) 2 years 3.79% 5.8 APRC £995.00 60%-70%