With 475 2-year fixed rate mortgages available from 10 lenders, it is worth seeing what rates are available alongside the fees they entail. With lenders being keen to not fix rates for too long a term, our list of rates shows that Coventry Building Society is offering 3.89% with a £999 product fee for their Moving Home Fixed rate. Nationwide is offering rates from 4.06% with a £999 product fee for their First Time Buyer Fixed rate.
Contents
- Barclays 2-year fixed rate mortgage
- Coventry BS 2-year fixed rate mortgage
- HSBC 2-year fixed rate mortgage
- Lloyds Bank 2-year fixed rate mortgage
- Nationwide BS 2-year fixed rate mortgage
- NatWest Bank 2-year fixed rate mortgage
- Santander Bank BS 2-year fixed rate mortgage
- TSB 2-year fixed rate mortgage
- Virgin Money 2-year fixed rate mortgage
- 2 Year Fixed Rate FAQs
With 475 2-year fixed rate mortgages available from 10 lenders, it is worth seeing what rates are available alongside the fees they entail. With lenders being keen to not fix rates for too long a term, our list of rates shows that Coventry Building Society is offering 3.89% with a £999 product fee for their Moving Home Fixed rate. Nationwide is offering rates from 4.06% with a £999 product fee for their First Time Buyer Fixed rate.
Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of May 21, 2025 and rates are subject to change.
Barclays 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BARCLAYS | Fixed Rate Residential Purchase (Premium Exclusive) | 2 years | 3.91% | 6.0 APRC | £899.00 | 60% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 3.92% | 6.0 APRC | £899.00 | 60% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.18% | 6.0 APRC | £0.00 | 60% |
| BARCLAYS | Fixed Rate Residential Purchase (Premium Exclusive) | 2 years | 3.98% | 6.0 APRC | £899.00 | 75% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 3.99% | 6.0 APRC | £899.00 | 75% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.27% | 6.0 APRC | £0.00 | 75% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.25% | 6.1 APRC | £899.00 | 85% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.45% | 6.1 APRC | £0.00 | 85% |
| BARCLAYS | Fixed Rate Residential Purchase (Premium Exclusive) | 2 years | 4.64% | 6.2 APRC | £899.00 | 90% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.65% | 6.2 APRC | £899.00 | 90% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.84% | 6.1 APRC | £0.00 | 90% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.21% | 6.0 APRC | £1999.00 | 60% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.36% | 6.1 APRC | £1999.00 | 70% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.52% | 6.1 APRC | £1999.00 | 75% |
| BARCLAYS | Fixed Rate Residential Purchase | 2 years | 4.67% | 6.1 APRC | £1999.00 | 85% |
| BARCLAYS | Green Home Mortgages Fixed Rate | 2 years | 4.08% | 6.0 APRC | £0.00 | 60% |
| BARCLAYS | Green Home Mortgages Fixed Rate | 2 years | 4.17% | 6.0 APRC | £0.00 | 75% |
| BARCLAYS | Green Home Mortgages Fixed Rate | 2 years | 4.15% | 6.1 APRC | £899.00 | 85% |
| BARCLAYS | Green Home Mortgages Fixed Rate | 2 years | 4.74% | 6.1 APRC | £0.00 | 90% |
| BARCLAYS | Mortgage Guarantee Scheme Fixed Rate | 2 years | 4.90% | 6.2 APRC | £0.00 | 95% |
| BARCLAYS | Residential Remortgage Fixed Rate (Premium Exclusive) | 2 years | 3.95% | 6.0 APRC | £999.00 | 60% |
| BARCLAYS | Residential Remortgage Fixed Rate | 2 years | 3.96% | 6.0 APRC | £999.00 | 60% |
| BARCLAYS | Residential Remortgage Fixed Rate | 2 years | 4.19% | 6.1 APRC | £999.00 | 75% |
| BARCLAYS | Residential Remortgage Fixed Rate | 2 years | 5.09% | 6.3 APRC | £999.00 | 85% |
| BARCLAYS | Residential Remortgage Fixed Rate | 2 years | 4.21% | 6.0 APRC | £1999.00 | 60% |
| BARCLAYS | Residential Remortgage Fixed Rate | 2 years | 4.36% | 6.1 APRC | £1999.00 | 70% |
| BARCLAYS | Residential Remortgage Fixed Rate | 2 years | 4.52% | 6.1 APRC | £1999.00 | 75% |
| BARCLAYS | Residential Remortgage Fixed Rate Great Escape | 2 years | 4.37% | 6.1 APRC | £0.00 | 60% |
| BARCLAYS | Residential Remortgage Fixed Rate Great Escape | 2 years | 4.62% | 6.1 APRC | £0.00 | 75% |
| BARCLAYS | Green Home Buy to Let (BTL) Fixed Rate | 2 years | 5.28% | 8.4 APRC | £1295.00 | 75% |
| BARCLAYS | Buy to Let (BTL) Purchase & Remortgage Fixed Rate (Not available for Portfolio Landlords) | 2 years | 5.15% | 8.3 APRC | £2495.00 | 60% |
| BARCLAYS | Buy to Let (BTL) Purchase Only Fixed Rate (Not available for Portfolio Landlords) | 2 years | 5.38% | 8.4 APRC | £1295.00 | 75% |
| BARCLAYS | Buy to Let (BTL) Remortgage Only Fixed (Not available for Portfolio Landlords) | 2 years | 5.15% | 8.3 APRC | £0.00 | 60% |
| BARCLAYS | Buy to Let (BTL) Remortgage Only Fixed (Not available for Portfolio Landlords) | 2 years | 5.01% | 8.4 APRC | £1795.00 | 75% |
| BARCLAYS | Buy to Let (BTL) Portfolio Landlords Purchase & Remortgage Fixed Rate (Available for Portfolio Landlords* Only) | 2 years | 5.01% | 8.4 APRC | £2495.00 | 75% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 3.95% | 6.0 APRC | £999.00 | 60% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.30% | 6.0 APRC | £0.00 | 60% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.18% | 6.0 APRC | £999.00 | 75% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.48% | 6.0 APRC | £0.00 | 75% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.75% | 6.2 APRC | £999.00 | 85% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.97% | 6.1 APRC | £0.00 | 85% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.98% | 6.2 APRC | £999.00 | 90% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 5.19% | 6.2 APRC | £0.00 | 90% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 5.82% | 6.3 APRC | £0.00 | Over 90% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed | 2 years | 4.15% | 5.9 APRC | £1999.00 | 70% |
| BARCLAYS | Existing Residential Mortgage Customers Reward Fixed - Rate Switch Only | 2 years | 4.29% | 6.0 APRC | £1999.00 | Over 70% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Fixed | 2 years | 4.40% | 8.1 APRC | £1795.00 | 65% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Fixed | 2 years | 4.78% | 8.1 APRC | £0.00 | 65% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Fixed | 2 years | 4.55% | 8.2 APRC | £1795.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Fixed | 2 years | 5.05% | 8.2 APRC | £0.00 | 75% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Fixed | 2 years | 5.64% | 8.3 APRC | £0.00 | Over 75% |
| BARCLAYS | Existing Mortgage Customers Reward Buy-to-Let Fixed | 2 years | 5.15% | 8.2 APRC | £1795.00 | 60% |
Coventry BS 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| COVENTRY BS | First Time Buyer Fixed Rate Offset | 2 years | 4.31% | 6.7 APRC | £999.00 | 75% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 3.89% | 6.6 APRC | £999.00 | 65% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 4.01% | 6.6 APRC | £999.00 | 75% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 4.30% | 6.7 APRC | £999.00 | 80% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 4.38% | 6.7 APRC | £999.00 | 85% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 4.60% | 6.8 APRC | £999.00 | 90% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 5.03% | 6.9 APRC | £999.00 | 95% |
| COVENTRY BS | First Time Buyer Fixed Rate FTB | 2 years | 4.29% | 6.7 APRC | £0.00 | 65% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 4.39% | 6.7 APRC | £0.00 | 75% |
| COVENTRY BS | First Time Buyer Fixed Rate | 2 years | 4.56% | 6.7 APRC | £0.00 | 80% |
| COVENTRY BS | First Time Buyer Fixed Rate FTB | 2 years | 4.56% | 6.7 APRC | £0.00 | 80% |
| COVENTRY BS | First Time Buyer Fixed Rate FTB | 2 years | 4.61% | 6.7 APRC | £0.00 | 85% |
| COVENTRY BS | First Time Buyer Fixed Rate CV | 2 years | 4.61% | 6.7 APRC | £0.00 | 85% |
| COVENTRY BS | First Time Buyer Fixed Rate CV | 2 years | 4.90% | 6.8 APRC | £0.00 | 90% |
| COVENTRY BS | First Time Buyer Fixed Rate FTB | 2 years | 4.90% | 6.8 APRC | £0.00 | 90% |
| COVENTRY BS | First Time Buyer Fixed Rate CV | 2 years | 5.27% | 6.9 APRC | £0.00 | 95% |
| COVENTRY BS | First Time Buyer Fixed Rate FTB | 2 years | 5.27% | 6.9 APRC | £0.00 | 95% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 3.89% | 6.6 APRC | £999.00 | 65% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.01% | 6.6 APRC | £999.00 | 75% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.30% | 6.7 APRC | £999.00 | 80% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.38% | 6.7 APRC | £999.00 | 85% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.60% | 6.8 APRC | £999.00 | 90% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 5.03% | 6.9 APRC | £999.00 | 95% |
| COVENTRY BS | Moving Home Fixed Rate Offset | 2 years | 4.31% | 6.7 APRC | £999.00 | 75% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.29% | 6.7 APRC | £0.00 | 65% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.39% | 6.7 APRC | £0.00 | 75% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.56% | 6.7 APRC | £0.00 | 80% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.61% | 6.7 APRC | £0.00 | 85% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 4.90% | 6.8 APRC | £0.00 | 90% |
| COVENTRY BS | Moving Home Fixed Rate | 2 years | 5.27% | 6.9 APRC | £0.00 | 95% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 4.06% | 6.7 APRC | £999.00 | 65% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 4.24% | 6.7 APRC | £999.00 | 75% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 4.83% | 6.8 APRC | £999.00 | 80% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 4.92% | 6.9 APRC | £999.00 | 85% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 5.37% | 7.0 APRC | £999.00 | 90% |
| COVENTRY BS | Remortgage Fixed Rate Offset | 2 years | 4.54% | 6.8 APRC | £999.00 | 75% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 4.46% | 6.7 APRC | £0.00 | 65% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 4.61% | 6.7 APRC | £0.00 | 75% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 5.19% | 6.9 APRC | £0.00 | 80% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 5.29% | 6.9 APRC | £0.00 | 85% |
| COVENTRY BS | Remortgage Fixed Rate | 2 years | 5.78% | 7.0 APRC | £0.00 | 90% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 3.89% | 6.6 APRC | £999.00 | 65% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.01% | 6.6 APRC | £999.00 | 75% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.30% | 6.7 APRC | £999.00 | 80% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.38% | 6.7 APRC | £999.00 | 85% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.60% | 6.8 APRC | £999.00 | 90% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 5.03% | 6.9 APRC | £999.00 | 95% |
| COVENTRY BS | Existing Members Fixed Rate Offset | 2 years | 4.19% | 6.7 APRC | £999.00 | 65% |
| COVENTRY BS | Existing Members Fixed Rate Offset | 2 years | 4.31% | 6.7 APRC | £999.00 | 75% |
| COVENTRY BS | Existing Members Fixed Rate Offset | 2 years | 4.59% | 6.7 APRC | £0.00 | 65% |
| COVENTRY BS | Existing Members Fixed Rate Offset | 2 years | 4.69% | 6.7 APRC | £0.00 | 75% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.29% | 6.7 APRC | £0.00 | 65% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.39% | 6.7 APRC | £0.00 | 75% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.56% | 6.7 APRC | £0.00 | 80% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.61% | 6.7 APRC | £0.00 | 85% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 4.90% | 6.8 APRC | £0.00 | 90% |
| COVENTRY BS | Existing Members Fixed Rate | 2 years | 5.27% | 6.9 APRC | £0.00 | 95% |
HSBC 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.19% | 6.4 APRC | £0.00 | 60% |
| HSBC | First Time Buyer Fixed Standard | 2 years | 3.91% | 6.4 APRC | £999.00 | 60% |
| HSBC | First Time Buyer Fixed Premier Standard | 2 years | 3.88% | 6.4 APRC | £999.00 | 60% |
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 70% |
| HSBC | First Time Buyer Fixed Standard | 2 years | 4.04% | 6.5 APRC | £999.00 | 70% |
| HSBC | First Time Buyer Fixed Premier Standard | 2 years | 3.99% | 6.5 APRC | £999.00 | 70% |
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 75% |
| HSBC | First Time Buyer Fixed Standards | 2 years | 4.04% | 6.5 APRC | £999.00 | 75% |
| HSBC | First Time Buyer Fixed Premier Standard | 2 years | 3.99% | 6.5 APRC | £999.00 | 75% |
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.49% | 6.5 APRC | £0.00 | 80% |
| HSBC | First Time Buyer Fixed Standards | 2 years | 4.24% | 6.5 APRC | £999.00 | 80% |
| HSBC | First Time Buyer Fixed Premier Standard | 2 years | 4.14% | 6.5 APRC | £999.00 | 80% |
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.49% | 6.5 APRC | £0.00 | 85% |
| HSBC | First Time Buyer Fixed Standard | 2 years | 4.24% | 6.5 APRC | £999.00 | 85% |
| HSBC | First Time Buyer Fixed Premier Standard | 2 years | 4.14% | 6.5 APRC | £999.00 | 85% |
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.79% | 6.6 APRC | £0.00 | 90% |
| HSBC | First Time Buyer Fixed Standard | 2 years | 4.54% | 6.6 APRC | £999.00 | 90% |
| HSBC | First Time Buyer Fixed Premier Standard | 2 years | 4.44% | 6.6 APRC | £999.00 | 90% |
| HSBC | First Time Buyer Fixed Fee Saver | 2 years | 4.99% | 6.6 APRC | £0.00 | 95% |
| HSBC | Remortgage Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 60% |
| HSBC | Remortgage Fixed Fee Saver (Cashback) | 2 years | 4.29% | 6.4 APRC | £0.00 | 60% |
| HSBC | Remortgage Fixed Standard | 2 years | 3.89% | 6.4 APRC | £999.00 | 60% |
| HSBC | Remortgage Fixed Standard (Cashback) | 2 years | 3.89% | 6.4 APRC | £999.00 | 60% |
| HSBC | Remortgage Fixed Premier Standard | 2 years | 3.84% | 6.4 APRC | £999.00 | 60% |
| HSBC | Remortgage Fixed Fee Saver | 2 years | 4.59% | 6.5 APRC | £0.00 | 70% |
| HSBC | Remortgage Fixed Fee Saver (Cashback) | 2 years | 4.59% | 6.5 APRC | £0.00 | 70% |
| HSBC | Remortgage Fixed Standard | 2 years | 4.19% | 6.5 APRC | £999.00 | 70% |
| HSBC | Remortgage Fixed Standard (Cashback) | 2 years | 4.19% | 6.5 APRC | £999.00 | 70% |
| HSBC | Remortgage Fixed Premier Standard | 2 years | 4.14% | 6.5 APRC | £999.00 | 70% |
| HSBC | Remortgage Fixed Fee Saver | 2 years | 4.59% | 6.5 APRC | £0.00 | 75% |
| HSBC | Remortgage Fixed Fee Saver (Cashback) | 2 years | 4.59% | 6.5 APRC | £0.00 | 75% |
| HSBC | Remortgage Fixed Standard | 2 years | 4.19% | 6.5 APRC | £999.00 | 75% |
| HSBC | Remortgage Fixed Standard (Cashback) | 2 years | 4.19% | 6.5 APRC | £999.00 | 75% |
| HSBC | Remortgage Fixed Premier Standard | 2 years | 4.14% | 6.5 APRC | £999.00 | 75% |
| HSBC | Remortgage Fixed Fee Saver | 2 years | 5.06% | 6.6 APRC | £0.00 | 80% |
| HSBC | Remortgage Fixed Fee Saver (Cashback) | 2 years | 5.06% | 6.6 APRC | £0.00 | 80% |
| HSBC | Remortgage Fixed Standard | 2 years | 4.65% | 6.6 APRC | £999.00 | 80% |
| HSBC | Remortgage Fixed Standard (Cashback) | 2 years | 4.65% | 6.6 APRC | £999.00 | 80% |
| HSBC | Remortgage Fixed Premier Standard | 2 years | 4.55% | 6.6 APRC | £999.00 | 80% |
| HSBC | Remortgage Fixed Fee Saver | 2 years | 5.11% | 6.6 APRC | £0.00 | 85% |
| HSBC | Remortgage Fixed Fee Saver (Cashback) | 2 years | 5.11% | 6.6 APRC | £0.00 | 85% |
| HSBC | Remortgage Fixed Standard | 2 years | 4.76% | 6.6 APRC | £999.00 | 85% |
| HSBC | Remortgage Fixed Standard (Cashback) | 2 years | 4.76% | 6.6 APRC | £999.00 | 85% |
| HSBC | Remortgage Fixed Premier Standard | 2 years | 4.66% | 6.6 APRC | £999.00 | 85% |
| HSBC | Remortgage Fixed Fee Saver | 2 years | 5.24% | 6.6 APRC | £0.00 | 90% |
| HSBC | Remortgage Fixed Fee Saver (Cashback) | 2 years | 5.24% | 6.6 APRC | £0.00 | 90% |
| HSBC | Remortgage Fixed Standard | 2 years | 4.89% | 6.6 APRC | £999.00 | 90% |
| HSBC | Remortgage Fixed Standard (Cashback) | 2 years | 4.89% | 6.6 APRC | £999.00 | 90% |
| HSBC | Remortgage Fixed Premier Standard | 2 years | 4.79% | 6.6 APRC | £999.00 | 90% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver | 2 years | 4.49% | 7.2 APRC | £0.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Standard | 2 years | 4.09% | 7.4 APRC | £1999.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Standard | 2 years | 3.84% | 7.6 APRC | £3999.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Standard Premier Fee Saver | 2 years | 4.44% | 7.2 APRC | £0.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Standard Premier Fee Saver | 2 years | 4.04% | 7.4 APRC | £1999.00 | 60% |
| HSBC | Buy-to-Let Remortgage Fixed Fee Saver | 2 years | 4.59% | 7.2 APRC | £0.00 | 60% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 4.04% | 7.4 APRC | £1999.00 | 60% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 3.79% | 7.6 APRC | £3999.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Standard Premier Fee Saver | 2 years | 4.54% | 7.2 APRC | £0.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Standard Premier Fee Saver | 2 years | 3.99% | 7.4 APRC | £1999.00 | 60% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver | 2 years | 4.64% | 7.2 APRC | £0.00 | 65% |
| HSBC | Buy-to-Let Purchase Fixed Standard | 2 years | 4.29% | 7.4 APRC | £1999.00 | 65% |
| HSBC | Buy-to-Let Purchase Fixed Standard | 2 years | 4.04% | 7.7 APRC | £3999.00 | 65% |
| HSBC | Buy-to-Let Purchase Fixed Standard Premier Fee Saver | 2 years | 4.59% | 7.2 APRC | £0.00 | 65% |
| HSBC | Buy-to-Let Purchase Fixed Standard Premier Fee Saver | 2 years | 4.24% | 7.4 APRC | £1999.00 | 65% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 4.79% | 7.3 APRC | £0.00 | 65% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 4.24% | 7.4 APRC | £1999.00 | 65% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 3.99% | 7.7 APRC | £3999.00 | 65% |
| HSBC | Buy-to-Let Remortgage Fixed Standard Premier Fee Saver | 2 years | 4.74% | 7.3 APRC | £0.00 | 65% |
| HSBC | Buy-to-Let Remortgage Fixed Standard Premier Fee Saver | 2 years | 4.19% | 7.4 APRC | £1999.00 | 65% |
| HSBC | Buy-to-Let Purchase Fixed Standard | 2 years | 4.64% | 7.2 APRC | £0.00 | 75% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver | 2 years | 4.29% | 7.4 APRC | £1999.00 | 75% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver | 2 years | 4.04% | 7.7 APRC | £3999.00 | 75% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver Premier Fee Saver | 2 years | 4.59% | 7.2 APRC | £0.00 | 75% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver Premier Fee Saver | 2 years | 4.24% | 7.4 APRC | £1999.00 | 75% |
| HSBC | Buy-to-Let Remortgage Fixed Fee Saver | 2 years | 4.79% | 7.3 APRC | £0.00 | 75% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 4.24% | 7.4 APRC | £1999.00 | 75% |
| HSBC | Buy-to-Let Remortgage Fixed Standard | 2 years | 3.99% | 7.7 APRC | £3999.00 | 75% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver Premier Fee Saver | 2 years | 4.74% | 7.3 APRC | £0.00 | 75% |
| HSBC | Buy-to-Let Purchase Fixed Fee Saver Premier Fee Saver | 2 years | 4.19% | 7.4 APRC | £1999.00 | 75% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.19% | 6.4 APRC | £0.00 | 60% |
| HSBC | Moving Home Fixed Standard | 2 years | 3.91% | 6.4 APRC | £999.00 | 60% |
| HSBC | Moving Home Fixed Premier Standard | 2 years | 3.88% | 6.4 APRC | £999.00 | 60% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 70% |
| HSBC | Moving Home Fixed Standard | 2 years | 4.04% | 6.5 APRC | £999.00 | 70% |
| HSBC | Moving Home Fixed Premier Standard | 2 years | 3.99% | 6.5 APRC | £999.00 | 70% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 75% |
| HSBC | Moving Home Fixed Standard | 2 years | 4.04% | 6.5 APRC | £999.00 | 75% |
| HSBC | Moving Home Fixed Premier Standard | 2 years | 3.99% | 6.5 APRC | £999.00 | 75% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.49% | 6.5 APRC | £0.00 | 80% |
| HSBC | Moving Home Fixed Standard | 2 years | 4.24% | 6.5 APRC | £999.00 | 80% |
| HSBC | Moving Home Fixed Premier Standard | 2 years | 4.14% | 6.5 APRC | £999.00 | 80% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.49% | 6.5 APRC | £0.00 | 85% |
| HSBC | Moving Home Fixed Standard | 2 years | 4.24% | 6.5 APRC | £999.00 | 85% |
| HSBC | Moving Home Fixed Premier Standard | 2 years | 4.14% | 6.5 APRC | £999.00 | 85% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.79% | 6.6 APRC | £0.00 | 90% |
| HSBC | Moving Home Fixed Standard | 2 years | 4.54% | 6.6 APRC | £999.00 | 90% |
| HSBC | Moving Home Fixed Premier Standard | 2 years | 4.44% | 6.6 APRC | £999.00 | 90% |
| HSBC | Moving Home Fixed Fee Saver | 2 years | 4.99% | 6.6 APRC | £0.00 | 95% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.14% | 6.4 APRC | £0.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 2 years | 3.84% | 6.6 APRC | £999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver Buy to Let | 2 years | 4.49% | 7.2 APRC | £0.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard Buy to Let | 2 years | 3.99% | 7.7 APRC | £1999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard | 2 years | 3.79% | 6.6 APRC | £999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard Buy To Let | 2 years | 4.44% | 7.2 APRC | £0.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard Buy To Let | 2 years | 4.94% | 7.4 APRC | £1999.00 | 60% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver Buy to Let | 2 years | 4.64% | 7.2 APRC | £0.00 | 65% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard Buy to Let | 2 years | 4.24% | 7.7 APRC | £1999.00 | 65% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Fee Saver Buy To Let | 2 years | 4.59% | 7.2 APRC | £0.00 | 65% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Fee Saver Buy To Let | 2 years | 4.19% | 7.4 APRC | £1999.00 | 65% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 2 years | 4.04% | 6.7 APRC | £999.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard | 2 years | 3.99% | 6.7 APRC | £999.00 | 70% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.29% | 6.4 APRC | £0.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 2 years | 4.04% | 6.7 APRC | £999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver Buy to Let | 2 years | 4.64% | 7.2 APRC | £0.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard Buy to Let | 2 years | 4.24% | 7.7 APRC | £1999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard | 2 years | 3.99% | 6.7 APRC | £999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Fee Saver Buy To Let | 2 years | 4.59% | 7.2 APRC | £0.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Fee Saver Buy To Let | 2 years | 4.19% | 7.4 APRC | £1999.00 | 75% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.49% | 6.5 APRC | £0.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 2 years | 4.24% | 6.7 APRC | £999.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard | 2 years | 4.14% | 6.7 APRC | £999.00 | 80% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.49% | 6.5 APRC | £0.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 2 years | 4.24% | 6.7 APRC | £999.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard | 2 years | 4.14% | 6.7 APRC | £999.00 | 85% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.79% | 6.6 APRC | £0.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Standard | 2 years | 4.54% | 6.8 APRC | £999.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Premier Standard | 2 years | 4.44% | 6.8 APRC | £999.00 | 90% |
| HSBC | Existing Customer (Switch to New Rate) Fixed Fee Saver | 2 years | 4.99% | 6.6 APRC | £0.00 | 95% |
Lloyds Bank 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| LLOYDS BANK | Club Lloyds New Buy to Let Fixed Rate | 2 years | 4.37% | undefined | £0.00 | 0-70% |
| LLOYDS BANK | Non-Club Lloyds New Buy to Let Fixed Rate | 2 years | 4.52% | undefined | £0.00 | 0-70% |
| LLOYDS BANK | Club Lloyds Buy to Let Remortgages Fixed Rate | 2 years | 4.45% | undefined | £0.00 | 0-70% |
| LLOYDS BANK | Non-Club Lloyds Buy to Let Remortgages Fixed Rate | 2 years | 4.60% | undefined | £0.00 | 0-70% |
| LLOYDS BANK | Club Lloyds First Time Buyer Fixed Rate | 2 years | 4.12% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Club Lloyds First Time Buyer Fixed Rate Cashback | 2 years | 4.12% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Non-Club Lloyds First Time Buyer Fixed Rate | 2 years | 4.27% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Non-Club Lloyds First Time Buyer Fixed Rate Cashback | 2 years | 4.27% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Club Lloyds Moving Home Fixed Rate | 2 years | 4.12% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Club Lloyds Moving Home Fixed Rate Cashback | 2 years | 4.12% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Non-Club Lloyds Moving Home Fixed Rate | 2 years | 4.27% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Non-Club Lloyds Moving Home Fixed Rate Cashback | 2 years | 4.27% | undefined | £0.00 | 60%-75% |
| LLOYDS BANK | Club Lloyds Remortgage Fixed Rate | 2 years | 4.46% | undefined | £0.00 | 75% |
| LLOYDS BANK | Club Lloyds Remortgage Fixed Rate Cashback | 2 years | 4.46% | undefined | £0.00 | 75% |
| LLOYDS BANK | Non-Club Lloyds Remortgage Fixed Rate | 2 years | 4.61% | undefined | £0.00 | 75% |
| LLOYDS BANK | Non-Club Lloyds Remortgage Fixed Rate Cashback | 2 years | 4.61% | undefined | £0.00 | 75% |
Nationwide BS 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 2.79% | 8.24% | 3% of loan | 65% |
| NATIONWIDE BS | Buy to Let Further Advance Fixed | 2 years | 3.09% | 8.24% | 3% of loan | 65% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 3.09% | 8.24% | 3% of loan | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 3.69% | 8.24% | £3995.00 | 65% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 3.79% | 8.24% | £3995.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 3.99% | 8.24% | £1495.00 | 65% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 4.14% | 8.24% | £1495.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 4.19% | 8.24% | £1495.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 4.29% | 8.24% | £0.00 | 65% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 4.59% | 8.24% | £0.00 | 65% |
| NATIONWIDE BS | Buy to Let Further Advance Fixed | 2 years | 4.59% | 8.24% | £0.00 | 65% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 2.99% | 8.74% | 3% of loan | 75% |
| NATIONWIDE BS | Buy to Let Further Advance Fixed | 2 years | 3.29% | 8.74% | 3% of loan | 75% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 3.29% | 8.74% | 3% of loan | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 3.74% | 8.74% | £3995.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 4.19% | 8.74% | £1495.00 | 75% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 3.89% | 8.74% | £3995.00 | 75% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 4.34% | 8.74% | £1495.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed Cashback | 2 years | 4.39% | 8.74% | £1495.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Fixed (HMO) | 2 years | 4.74% | 8.74% | 3% of loan | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Fixed (HMO) | 2 years | 5.84% | 8.74% | £1495.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Fixed | 2 years | 4.49% | 8.74% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Remortgage Fixed | 2 years | 4.79% | 8.74% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Further Advance Fixed | 2 years | 4.79% | 8.74% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Fixed (HMO) | 2 years | 6.74% | 8.74% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Fixed | 2 years | 5.29% | 8.74% | 2% of loan | 80% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Fixed | 2 years | 5.84% | 8.74% | £0.00 | 80% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Limited Company Fixed | 2 years | 4.14% | 8.74% | 3% of loan | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Limited Company Fixed (HMO) | 2 years | 4.74% | 8.74% | 3% of loan | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Limited Company Fixed | 2 years | 4.99% | 8.74% | £3995.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Limited Company Fixed | 2 years | 5.34% | 8.74% | £1495.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Limited Company Fixed | 2 years | 5.79% | 8.74% | £0.00 | 75% |
| NATIONWIDE BS | Buy to Let Purchase Remortgage Further Advance Limited Company Fixed | 2 years | 5.99% | 8.74% | 2% of loan | 80% |
| NATIONWIDE BS | First Time Buyer Fixed Rate | 2 years | 4.06% | 6.7 APRC | £999.00 | 75% |
| NATIONWIDE BS | First Time Buyer Fixed Rate | 2 years | 4.49% | 6.7 APRC | £0.00 | 75% |
| NATIONWIDE BS | Remortgage Fixed Rate | 2 years | 4.14% | 6.7 APRC | £999.00 | 75% |
| NATIONWIDE BS | Remortgage Fixed Rate | 2 years | 4.54% | 6.7 APRC | £0.00 | 75% |
| NATIONWIDE BS | Moving Home Fixed Rate | 2 years | 4.14% | 6.7 APRC | £999.00 | 75% |
| NATIONWIDE BS | Moving Home Fixed Rate | 2 years | 4.54% | 6.7 APRC | £0.00 | 75% |
NatWest Bank 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| NATWEST BANK PLC | First Time Buyer Fixed Rate Online Only | 2 years | 3.98% | 7.24% | £1495.00 | 75% |
| NATWEST BANK PLC | First Time Buyer Green Mortgage Fixed Rate | 2 years | 3.98% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | First Time Buyer Fixed Rate | 2 years | 4.03% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | First Time Buyer Fixed Rate | 2 years | 4.23% | 7.24% | £995.00 | 80% |
| NATWEST BANK PLC | First Time Buyer Shared Equity Exclusive Cashback Fixed Rate | 2 years | 4.18% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | First Time Buyer Fixed Rate Online Only | 2 years | 4.18% | 7.24% | £1495.00 | 80% |
| NATWEST BANK PLC | First Time Buyer Fixed Rate | 2 years | 4.27% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | First Time Buyer Shared Equity Exclusive Fixed Rate | 2 years | 4.42% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | First Time Buyer Fixed Rate | 2 years | 4.47% | 7.24% | £0.00 | 80% |
| NATWEST BANK PLC | Moving Home Fixed Rate Online Only | 2 years | 3.98% | 7.24% | £1495.00 | 75% |
| NATWEST BANK PLC | Moving Home Fixed Rate Green Mortgage | 2 years | 3.98% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 4.03% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 4.23% | 7.24% | £995.00 | 80% |
| NATWEST BANK PLC | Moving Home Fixed Rate Shared Equity Exclusive Cashback | 2 years | 4.18% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | Moving Home Fixed Rate Online Only | 2 years | 4.18% | 7.24% | £1495.00 | 80% |
| NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 4.27% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | Moving Home Fixed Rate Shared Equity Exclusive | 2 years | 4.42% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | Moving Home Fixed Rate | 2 years | 4.47% | 7.24% | £0.00 | 80% |
| NATWEST BANK PLC | Remortgage Fixed Rate Green Mortgage | 2 years | 4.21% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate Online Only | 2 years | 4.21% | 7.24% | £1495.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate | 2 years | 4.72% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate | 2 years | 4.26% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate Help to Buy Shared Equity Cashback | 2 years | 4.41% | 7.24% | £995.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate Online Only | 2 years | 4.59% | 7.24% | £1495.00 | 80% |
| NATWEST BANK PLC | Remortgage Fixed Rate | 2 years | 4.64% | 7.24% | £995.00 | 80% |
| NATWEST BANK PLC | Remortgage Fixed Rate Help to Buy Shared Equity Cashback | 2 years | 4.81% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate Online Only | 2 years | 4.85% | 7.24% | £0.00 | 75% |
| NATWEST BANK PLC | Remortgage Fixed Rate | 2 years | 4.97% | 7.24% | £0.00 | 80% |
Santander Bank BS 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 4.04% | 6.5 APRC | £999.00 | 75% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate | 2 years | 4.04% | 6.5 APRC | £999.00 | 75% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 4.29% | 6.6 APRC | £999.00 | 85% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate Cashback | 2 years | 4.29% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 4.32% | 6.5 APRC | £0.00 | 75% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate | 2 years | 4.32% | 6.5 APRC | £0.00 | 75% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 4.56% | 6.6 APRC | £999.00 | 90% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate | 2 years | 4.56% | 6.6 APRC | £999.00 | 90% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 4.58% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate Cashback | 2 years | 4.58% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 4.82% | 6.6 APRC | £0.00 | 90% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate Cashback | 2 years | 4.82% | 6.6 APRC | £0.00 | 90% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate New Build Exclusive | 2 years | 5.04% | 6.7 APRC | £0.00 | 95% |
| SANTANDER UK PLC. | First Time Buyer Fixed Rate Cashback | 2 years | 5.04% | 6.7 APRC | £0.00 | 95% |
| SANTANDER UK PLC. | Remortgage Fixed Rate | 2 years | 4.16% | 6.5 APRC | £999.00 | 75% |
| SANTANDER UK PLC. | Remortgage Fixed Rate | 2 years | 4.47% | 6.5 APRC | £999.00 | 85% |
| SANTANDER UK PLC. | Remortgage Fixed Rate | 2 years | 4.56% | 6.5 APRC | £0.00 | 75% |
| SANTANDER UK PLC. | Remortgage Fixed Rate | 2 years | 4.86% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | Remortgage Fixed Rate | 2 years | 4.84% | 6.6 APRC | £999.00 | 90% |
| SANTANDER UK PLC. | Remortgage Fixed Rate | 2 years | 5.17% | 6.7 APRC | £0.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed Rate | 2 years | 4.02% | 6.5 APRC | £999.00 | 75% |
| SANTANDER UK PLC. | Moving Home Fixed Rate New Build Exclusive | 2 years | 4.02% | 6.5 APRC | £999.00 | 75% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.25% | 6.5 APRC | £999.00 | 85% |
| SANTANDER UK PLC. | Moving Home Fixed Rate New Build Exclusive | 2 years | 4.25% | 6.5 APRC | £999.00 | 85% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.25% | 6.5 APRC | £749.00 | 85% |
| SANTANDER UK PLC. | Moving Home Fixed Rate | 2 years | 4.28% | 6.5 APRC | £0.00 | 75% |
| SANTANDER UK PLC. | Moving Home Fixed Rate New Build Exclusive | 2 years | 4.31% | 6.5 APRC | £0.00 | 75% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.45% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.50% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | Moving Home Fixed New Build Exclusive | 2 years | 4.50% | 6.6 APRC | £0.00 | 85% |
| SANTANDER UK PLC. | Moving Home Fixed New Build Exclusive | 2 years | 4.56% | 6.6 APRC | £999.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.56% | 6.6 APRC | £999.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.56% | 6.6 APRC | £799.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.77% | 6.6 APRC | £0.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed New Build Exclusive | 2 years | 4.82% | 6.6 APRC | £0.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.82% | 6.6 APRC | £0.00 | 90% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.95% | 6.7 APRC | £0.00 | 95% |
| SANTANDER UK PLC. | Moving Home Fixed New Build Exclusive | 2 years | 4.99% | 6.7 APRC | £0.00 | 95% |
| SANTANDER UK PLC. | Moving Home Fixed Rate Cashback | 2 years | 4.99% | 6.7 APRC | £0.00 | 95% |
TSB 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| TSB | First Time Buyer Fixed Rate | 2 years | 4.19% | 6.8 APRC | £995.00 | 60% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.49% | 6.8 APRC | £0.00 | 60% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.34% | 6.8 APRC | £995.00 | 60% to 75% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.64% | 6.8 APRC | £0.00 | 60% to 75% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.34% | 6.8 APRC | £995.00 | 75% to 80% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.64% | 6.8 APRC | £0.00 | 75% to 80% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.34% | 6.8 APRC | £995.00 | 80% to 85% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.64% | 6.8 APRC | £0.00 | 80% to 85% |
| TSB | First Time Buyer Fixed Rate | 2 years | 4.89% | 6.9 APRC | £995.00 | 85% to 90% |
| TSB | First Time Buyer Fixed Rate | 2 years | 5.04% | 6.9 APRC | £0.00 | 85% to 90% |
| TSB | First Time Buyer Fixed Rate | 2 years | 5.39% | 6.9 APRC | £0.00 | 90% to 95% |
| TSB | Remortgage Fixed Rate | 2 years | 3.89% | 7.5 APRC | £1495.00 | 60% |
| TSB | Remortgage Fixed Rate | 2 years | 4.09% | 7.5 APRC | £995.00 | 60% |
| TSB | Remortgage Fixed Rate | 2 years | 4.39% | 7.5 APRC | £0.00 | 60% |
| TSB | Remortgage Fixed Rate | 2 years | 4.14% | 7.5 APRC | £1495.00 | 60% to 75% |
| TSB | Remortgage Fixed Rate | 2 years | 4.24% | 7.5 APRC | £995.00 | 60% to 75% |
| TSB | Remortgage Fixed Rate | 2 years | 4.59% | 7.5 APRC | £0.00 | 60% to 75% |
| TSB | Remortgage Fixed Rate | 2 years | 4.59% | 7.6 APRC | £995.00 | 75% to 80% |
| TSB | Remortgage Fixed Rate | 2 years | 4.89% | 7.6 APRC | £0.00 | 75% to 80% |
| TSB | Remortgage Fixed Rate | 2 years | 4.59% | 7.6 APRC | £995.00 | 80% to 85% |
| TSB | Remortgage Fixed Rate | 2 years | 4.89% | 7.6 APRC | £0.00 | 80% to 85% |
| TSB | Remortgage Fixed Rate | 2 years | 5.19% | 7.7 APRC | £0.00 | 85% to 90% |
| TSB | Moving Home Fixed Rate | 2 years | 3.99% | 7.3 APRC | £995.00 | 60% |
| TSB | Moving Home Fixed Rate | 2 years | 4.29% | 7.3 APRC | £0.00 | 60% |
| TSB | Moving Home Fixed Rate | 2 years | 4.04% | 7.4 APRC | £995.00 | 60% to 75% |
| TSB | Moving Home Fixed Rate | 2 years | 4.34% | 7.4 APRC | £0.00 | 60% to 75% |
| TSB | Moving Home Fixed Rate | 2 years | 4.29% | 7.4 APRC | £995.00 | 75% to 80% |
| TSB | Moving Home Fixed Rate | 2 years | 4.59% | 7.4 APRC | £0.00 | 75% to 80% |
| TSB | Moving Home Fixed Rate | 2 years | 4.29% | 7.4 APRC | £995.00 | 80% to 85% |
| TSB | Moving Home Fixed Rate | 2 years | 4.59% | 7.4 APRC | £0.00 | 80% to 85% |
| TSB | Moving Home Fixed Rate | 2 years | 4.69% | 7.7 APRC | £995.00 | 85% to 90% |
| TSB | Moving Home Fixed Rate | 2 years | 4.84% | 7.7 APRC | £0.00 | 85% to 90% |
| TSB | Moving Home Fixed Rate | 2 years | 5.14% | 7.7 APRC | £0.00 | 90% to 95% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 3.89% | 7.5 APRC | £1495.00 | 60% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.09% | 7.5 APRC | £995.00 | 60% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.39% | 7.4 APRC | £0.00 | 60% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.14% | 7.5 APRC | £1495.00 | 60% to 75% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.24% | 7.5 APRC | £995.00 | 60% to 75% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.59% | 7.5 APRC | £0.00 | 60% to 75% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.59% | 7.6 APRC | £995.00 | 75% to 80% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.89% | 7.5 APRC | £0.00 | 75% to 80% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.59% | 7.6 APRC | £995.00 | 80% to 85% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.89% | 7.5 APRC | £0.00 | 80% to 85% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 4.94% | 7.7 APRC | £995.00 | 85% to 90% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 5.14% | 7.6 APRC | £0.00 | 85% to 90% |
| TSB | Existing Customers Product Transfer Residential Fixed Rate | 2 years | 5.64% | 7.7 APRC | £0.00 | 90% to 120% |
| TSB | Existing Customers Additional Borrowing Residential Fixed Rate | 2 years | 4.49% | 7.4 APRC | £0.00 | 60% |
| TSB | Existing Customers Additional Borrowing Residential Fixed Rate | 2 years | 4.59% | 7.4 APRC | £0.00 | 60% to 75% |
| TSB | Existing Customers Additional Borrowing Residential Fixed Rate | 2 years | 4.89% | 7.5 APRC | £0.00 | 75% to 80% |
| TSB | Existing Customers Additional Borrowing Residential Fixed Rate | 2 years | 4.89% | 7.6 APRC | £0.00 | 80% to 85% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 4.34% | 8.2 APRC | £995.00 | 60% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 4.64% | 8.2 APRC | £0.00 | 60% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 4.54% | 8.3 APRC | £995.00 | 60% to 75% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 4.84% | 8.2 APRC | £0.00 | 60% to 75% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 4.84% | 8.3 APRC | £995.00 | 75% to 80% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 5.24% | 8.3 APRC | £0.00 | 75% to 80% |
| TSB | Existing Customers Product Transfer Buy-to-Let Fixed Rate | 2 years | 5.74% | 8.4 APRC | £0.00 | 80% to 120% |
| TSB | Existing Customers Additional Borrowing Buy-to-Let Fixed Rate | 2 years | 4.64% | 8.1 APRC | £0.00 | 60% |
| TSB | Existing Customers Additional Borrowing Buy-to-Let Fixed Rate | 2 years | 4.84% | 8.2 APRC | £0.00 | 60% to 75% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 4.14% | 8.2 APRC | £1995.00 | 60% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 4.44% | 8.2 APRC | £995.00 | 60% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 4.74% | 8.1 APRC | £0.00 | 60% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 4.39% | 8.4 APRC | £1995.00 | 60% to 75% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 4.69% | 8.4 APRC | £995.00 | 60% to 75% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 4.99% | 8.4 APRC | £0.00 | 60% to 75% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 5.09% | 8.6 APRC | £1995.00 | 75% to 80% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 5.39% | 8.6 APRC | £995.00 | 75% to 80% |
| TSB | Buy-to-Let House Purchase Fixed Rate | 2 years | 5.79% | 8.6 APRC | £0.00 | 75% to 80% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 4.19% | 8.1 APRC | £1995.00 | 60% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 4.49% | 8.1 APRC | £995.00 | 60% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 4.79% | 8.1 APRC | £0.00 | 60% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 4.44% | 8.3 APRC | £1995.00 | 60% to 75% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 4.74% | 8.3 APRC | £995.00 | 60% to 75% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 5.04% | 8.3 APRC | £0.00 | 60% to 75% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 5.14% | 8.5 APRC | £0.00 | 75% to 80% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 5.44% | 8.5 APRC | £0.00 | 75% to 80% |
| TSB | Buy-to-Let Remortgage Fixed Rate | 2 years | 5.84% | 8.5 APRC | £0.00 | 75% to 80% |
Virgin Money 2-year fixed rate mortgage
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| VIRGIN MONEY | First Time Buyer Greener NewBuild Fixed Cashback Everyday | 2 years | 4.12% | 6.9 APRC | £995.00 | undefined |
| VIRGIN MONEY | First Time Buyer Everyday Fixed Cashback | 2 years | 4.14% | 6.9 APRC | £995.00 | undefined |
| VIRGIN MONEY | First Time Buyer Greener NewBuild Fixed Cashback Everyday | 2 years | 4.33% | 6.9 APRC | £0.00 | undefined |
| VIRGIN MONEY | First Time Buyer Everyday Fixed | 2 years | 4.35% | 6.9 APRC | £0.00 | undefined |
| VIRGIN MONEY | Moving Home Greener NewBuild Fixed Cashback Everyday | 2 years | 4.12% | 6.9 APRC | £995.00 | undefined |
| VIRGIN MONEY | Moving Home Everyday Fixed Cashback | 2 years | 4.14% | 6.9 APRC | £995.00 | undefined |
| VIRGIN MONEY | Moving Home Everyday Fixed | 2 years | 4.35% | 6.9 APRC | £0.00 | undefined |
| VIRGIN MONEY | Moving Home Greener NewBuild Fixed Cashback Everyday | 2 years | 4.33% | 6.9 APRC | £0.00 | undefined |
| VIRGIN MONEY | Remortgage Everyday Fixed | 2 years | 4.28% | 7.0 APRC | £995.00 | undefined |
| VIRGIN MONEY | Remortgage Everyday Fixed | 2 years | 4.65% | 7.0 APRC | £0.00 | undefined |
| VIRGIN MONEY | Purchase a Buy-to-Let Property CA Rewards Everyday Fixed |
2 years | 4.32% | 7.7 APRC | £1495.00 | undefined |
| VIRGIN MONEY | Purchase a Buy-to-Let Property Everyday Fixed Cashback |
2 years | 4.54% | 7.8 APRC | £995.00 | undefined |
| VIRGIN MONEY | Purchase a Buy-to-Let Property Everyday Fixed Cashback |
2 years | 4.78% | 7.7 APRC | £0.00 | undefined |
| VIRGIN MONEY | Remortgage Buy-to-Let CA Rewards Everyday Fixed | 2 years | 4.32% | 7.7 APRC | £1495.00 | undefined |
| VIRGIN MONEY | Remortgage Buy-to-Let Everyday Fixed | 2 years | 4.54% | 7.7 APRC | £995.00 | undefined |
| VIRGIN MONEY | Remortgage Buy-to-Let Everyday Fixed Cashback | 2 years | 4.54% | 7.7 APRC | £995.00 | undefined |
| VIRGIN MONEY | Remortgage Buy-to-Let Everyday Fixed | 2 years | 4.78% | 7.7 APRC | £0.00 | undefined |
| VIRGIN MONEY | Remortgage Buy-to-Let Everyday Fixed Cashback | 2 years | 4.78% | 7.7 APRC | £0.00 | undefined |
2 Year Fixed Rate FAQs
What is a 2-year fixed mortgage rate?
A two-year fixed mortgage rate in the UK refers to a type of mortgage loan where the interest rate is fixed for a period of two years. This means that the interest rate you pay on your mortgage payments will not change during the two-year fixed period, regardless of any fluctuations in the Bank of England's base rate or other market factors.
At the end of the two-year fixed period, the interest rate on your mortgage will revert to the lender's standard variable rate unless you switch to another fixed or variable rate deal. It's important to note
that the interest rate on a two-year fixed mortgage in the UK can vary depending on the lender, the size of the deposit you can put down, your credit score, and other factors.
It's also worth noting that fixed-rate mortgages in the UK can offer borrowers peace of mind knowing that their monthly mortgage payments will remain the same for the fixed period, which can help with budgeting and financial planning. However, fixed-rate mortgages may come with early repayment charges or exit fees if you decide to pay off your mortgage early or switch to another deal before the end of the fixed period.
Is a 2-year fixed-rate mortgage good?
Whether a two-year fixed mortgage rate is good or not depends on your individual financial circumstances, goals and preferences. Here are some factors to consider when deciding if a two-year fixed mortgage rate is good for you:
- Interest rates: Interest rates on two-year fixed mortgages can vary depending on the lender, but generally speaking, they can be more competitive than longer fixed-rate deals. You should compare rates from multiple lenders to see what the average interest rate is for a two-year fixed mortgage, and whether it is a good deal compared to other mortgage products.
- Flexibility: A two-year fixed mortgage may be a good option if you want flexibility and the ability to remortgage or switch to another mortgage product after the two-year fixed period has ended. However, you may face early repayment charges or exit fees if you switch before the end of the fixed term.
- Future plans: If you plan to move or sell your property within the next two years, a two-year fixed mortgage may be a good choice. However, if you plan to stay in your home for a longer period, you may want to consider longer fixed-rate deals or variable rate mortgages, as these could provide more stability over a longer period.
- Affordability: You should make sure that the monthly payments on a two-year fixed mortgage are affordable for your budget, taking into account your income and expenses. Remember that monthly payments may increase after the two-year fixed period ends, so you should also consider how you will manage this potential increase in payments.
Overall, a two-year fixed mortgage rate may be a good choice if you want flexibility and competitive interest rates, and you plan to move or sell your property within the next two years. However, you should carefully consider your individual financial circumstances and future plans before making a decision.
Is 2 years or 5 years fixed mortgage better?
Whether a two-year or five-year fixed mortgage is better for you depends on your individual circumstances and preferences. Here are some factors to consider when deciding between a two-year and five-year fixed mortgage:
- Interest rates: Generally, longer-term fixed mortgages (such as five-year fixed mortgages) may have higher interest rates than shorter-term fixed mortgages (such as two-year fixed mortgages). You should compare interest rates from multiple lenders to see which option provides you with a better deal.
- Stability: A longer-term fixed mortgage may offer more stability and certainty as you will know what your monthly mortgage payments will be for a longer period. However, shorter-term fixed mortgages may provide more flexibility as they allow you to remortgage or switch to a new mortgage product sooner.
- Affordability: You should ensure that you can afford the monthly mortgage payments on the fixed mortgage term that you choose, considering your income, expenses, and future financial plans. Longer-term fixed mortgages may have higher monthly payments but may provide more stability in the long run.
- Future plans: If you plan to move or sell your property within the next few years, a shorter-term fixed mortgage may be more suitable. However, if you plan to stay in your home for a longer period, a longer-term fixed mortgage may be a better option.
- Early repayment charges: Some fixed mortgages may have early repayment charges or exit fees if you decide to switch to a new mortgage product before the end of the fixed term. You should check the terms and conditions of each mortgage product before deciding.
Overall, the decision between a two-year and five-year fixed mortgage depends on your individual circumstances and priorities. You should compare different mortgage products and consult with a financial advisor to determine which option is best for you.
What happens when your 2-year fixed-rate mortgage ends?
When your two-year fixed rate mortgage deal ends, your interest rate will revert to your lender's Standard Variable Rate (SVR), unless you choose to switch to a new mortgage product or renegotiate a new fixed-rate deal with your lender. The SVR is the default rate that your lender offers to its existing customers after their initial fixed or discounted rate period ends.
The SVR is typically higher than the fixed or discounted rates that you may have been paying during your initial two-year fixed rate period. This means that your monthly mortgage payments may increase if you do not take any action when your fixed rate period ends.
To avoid paying the higher SVR, you can shop around for a new mortgage deal and switch to a new lender or a new product with your existing lender. You may be able to find a more competitive rate or a new fixed-rate deal that better suits your financial needs and preferences. However, you should be aware that some lenders may charge an early repayment fee if you switch to a new deal before the end of your fixed-rate term.
Before your fixed-rate term ends, it's a good idea to start exploring your options and considering whether to switch to a new deal. You can speak to a mortgage advisor or use an online mortgage comparison tool to help you find the best deal for your individual circumstances.
