Steve Collins

Banks are refusing 95% mortgages to buyers of new builds

Here’s why it will hit low-income first-time-buyers the hardest.

Banks are refusing 95% mortgages to buyers of new builds

95% LTV mortgages can only go so far in helping first-time buyers

While it is welcome news that the Chancellor has committed to addressing the deposit barrier via the 95% mortgage guarantee scheme, the scheme can only do so much for first-time-buyers.

95% LTV mortgages can only go so far in helping first-time buyers

Privately funded rent-to-buy providers can widen access to homeownership in 2021

Since July, the UK has been witnessing a mini boom, with transaction volumes rising as buyers have sought to take advantage of the stamp duty cut.

Privately funded rent-to-buy providers can widen access to homeownership in 2021