When the pandemic took hold last year, a host of second-charge lenders pulled back on their lending. As a result, the market struggled. However, there’s no denying that the second-charge market is now booming.
The sad reality of the last year is that an awful lot of people have had to take on a host of different forms of credit to get by.
We’re nearly 18 months into a new decade but, given how 2020/2021 has worked out, I suspect there are many of us who would like to start afresh.
In a year in which positivity has been at a premium, it’s difficult not to feel a little optimistic at the moment.