Here are a few examples of what we think a good old-fashioned conversation might cover, and we await to see just what answers and progress we might get.
Watching Prime Minister’s questions last week, you couldn’t help but be struck how important action (or perhaps inaction) and behaviour is.
Last month, via Mortgage Introducer, we instigated something of a call to action in terms of what we can all do to lower our carbon emissions, to get to a point of carbon neutrality for every case we write.
The longest journey always starts with a single step; from small acorns do big oaks grow; and any other change maxim you want to come up with, can be thrown at a mortgage market, which can often seem very reluctant to do anything a little bit different.
There’s an old joke about people who invest in football which runs along the lines of, how do you take £1m out of a football club? Put in £2m.
A few weeks into the new year and we can’t help feel there’s a sense of other worldliness about the mortgage market at present.
Essentially for some lenders at present – large, mainstream operators in a number of cases – self-employed borrowers are not welcome.
With just days to go until the announcement, to say that a lot of water has flown under the bridge would be a gross understatement.
The date? 31 January 2020. The time? Late afternoon. The reasoning? As the saying goes, ‘A good day to bury bad news’.
There is also a strong argument to suggest that the predictions made by the Bank of England, and others, have actually already happened.