Ultimately, the vast majority of second-charge borrowers fall into one of two categories: those looking to carry out home improvements, and those looking to consolidate existing debts.
Ask a mortgage adviser about why clients turn to second-charge mortgages, and you’ll likely hear similar responses almost every time.
There’s no escaping the fact that lenders in the second-charge market are raising their game and revamping, not only by product, but also by the way they lend.
The second-charge market is gearing up for a big 2021. There’s no denying that, for a lot of the market, the last 12 months have been difficult.
There is no shortage of would-be borrowers for whom a second-charge mortgage would be a good fit.
After a difficult 12 months, prospects for the second-charge market in 2021 look encouraging.
A new year means a fresh start, a chance to make some positive changes to the way you operate.
