Quantum Mortgages

Office address: Challenge House, Sherwood Drive, Bletchey, Milton Keynes MK3 6DP 
Website: www.quantummortgages.co.uk 
Year established: 2022 
Company type: financial services 
Employees: 37 
Expertise: buy to let mortgages, HMO mortgages, multi-unit freehold block mortgages, refurbishment buy-to-let mortgages, expats buy-to-let mortgages 
Parent company: N/A 
CEO and key people: Jason Neale (MD), Gautam Pandey (capital markets director), Manish Shah (NED), Harsha Dahyea (head of sales), Stuart Munro (head of compliance and risk), Caroline Williams (head of underwriting), Paul Ormonde (national account manager) 
Financing status: venture capital-backed 

Quantum Mortgages is a specialist buy-to-let lender based in Milton Keynes, specialising in BTL lending for experienced landlords with an underwriting approach. The company has quickly grown to manage assets exceeding £650 million. With a workforce of over 37 employees, the firm has partnered with numerous distribution channels, including 38 networks, 13 mortgage clubs, and 39 packager panels. 

History of Quantum Mortgages 

Quantum Mortgages was founded and soft-launched in 2022. By May, it was fully operational. In 2023, it saw record revenues and profits, significantly increasing applications and completions. That year, it also won significant awards and expanded to over 3 employees.  

By 2024, the company appointed a new head of bridging finance and has added more companies to their panel. Quantum Mortgages also celebrated its second anniversary in March, with notable performance milestones. 

Products and Services of Quantum Mortgages 

Quantum Mortgages provides an array of offerings that are tailored to meet the customers’ needs. These include: 

  • buy-to-let mortgages: tailored for landlords looking to purchase or remortgage rental properties 

  • HMO mortgages: designed for properties rented out to multiple tenants 

  • multi-unit freehold block mortgages: suitable for freehold blocks with multiple, separate units 

  • refurbishment buy-to-let mortgages: for properties requiring refurbishment before being let out 

  • expats buy-to-let mortgages: catering to expatriates investing in UK property 

Culture at Quantum Mortgages 

Quantum Mortgages values entrepreneurial spirit and common sense in lending decisions and employee relations. The company believes in caring for its employees, fostering a culture where looking after their team translates to excellent customer service. It promotes a supportive work environment to enhance productivity, providing a suite of employee benefits including: 

  • hybrid working (3 days in office, 2 days at home) 
  • 23 days holiday plus 2 extra days over Christmas 
  • up to 10% discretionary bonus 
  • contributory pension scheme
  • death in service (4 x salary) 
  • vitality private medical insurance, including dental and optical 

Quantum Mortgages is committed to charity and community engagement, supporting organisations that aid children and address homelessness. Their efforts reflect a deep commitment to social responsibility and community well-being. The companies involve themselves in many charities, including: 

  • Save The Children: supporting children's welfare globally 

  • Shelter: assisting those facing housing challenges 

  • The Bus Shelter Milton Keynes: providing support for the homeless 

About Quantum Mortgages Managing Director Jason Neale and Key People 

Jason Neale has been the Managing Director of Quantum Mortgages since 2022. Neale previously held directorial roles at Magellan Homeloans, PRIMIS Mortgage Network, and Infinity Mortgages, and senior positions at Axis Bank and Advantage Home Loans. With over 24 years of industry experience, he brings expertise in start-up ventures, ABS, bridge financing, and mortgages, among others. 

Key people assisting Neale in leading the company include: 

  • Gautam Pandey, a capital markets director, oversees capital market activities and strategies 

  • Manish Shah, as non-executive director, provides strategic oversight and guidance 

  • Harsha Dahyea, serving as head of sales, leads the sales team and drives revenue growth 

  • Stuart Munro, as head of compliance & risk, manages compliance and risk frameworks 

  • Caroline Williams, head of underwriting, ensures robust underwriting practices 

  • Paul Ormonde, as national account manager - Kent, East Anglia, and North London, manages client relationships in his regions 

The Future at Quantum Mortgages 

Quantum Mortgages has recently expanded its product offerings and market presence by entering the bridging finance sector, led by the newly appointed head of bridging finance, Wes Friedel. They launched a range of bridging products, including investment and refurbishment loans, providing a seamless exit to their BTL term range.  

Also, they welcomed L&C Mortgages to their distribution panel, strengthening their market reach. These initiatives are designed to enhance their service diversity and market competitiveness. By continuously innovating and expanding, Quantum Mortgages is well-positioned for sustainable growth and market leadership. 

Property investors are working smarter in the rental market, suggests bank

It will actively support brokers and their customers to realise complex sales, it says

Mortgage lenders announce key leadership changes

New leaders take key roles at Catalyst Property Finance, Beverley BS and Together

Quantum Mortgages boosts loan options for landlords

New changes target landlords seeking to finance complex or non-standard properties

Mansfield BS, Molo boost BDM teams

Strategic hires to enhance support for brokers in their assigned regions

Quantum Mortgages completes £234 million debut securitisation

It aims to become a sustained issuer in the capital markets

Quantum Mortgages adds L&C Mortgages to panel

More brokers can source Quantum’s entire product range

Quantum Mortgages marks anniversary with record month

Lender reports best month for new applications, offers, and loan completions

Quantum Mortgages recruits head of bridging

Lender aims to launch bridging product range by April

Quantum Mortgages introduces limited edition single unit product

The offer, with a 4.99% rate, is available at up to 75% LTV

Quantum Mortgages drops buy-to-let rates

It also reduces rates on its green range