Fergal McAlinden

Fergal McAlinden

Fergal McAlinden is managing editor at Canadian Mortgage Professional, Mortgage Professional America, and Mortgage Introducer, where he leads coverage of the Canadian, US, and UK mortgage and housing markets. With more than a decade of professional journalism experience, Fergal has reported on interest rate cycles, regulatory shifts, market trends, and housing affordability challenges across North America and the United Kingdom.

Since joining the company in 2021, he has interviewed hundreds of senior industry figures — including lenders, brokers, economists, and policymakers — and his work has been cited as a trusted source of insight across the mortgage sector. Prior to his current role, Fergal worked as a reporter for a B2B trade publication in Toronto. He holds a First-Class Honours degree in Journalism.

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No need for June or July rate hikes, says BoE deputy governor

Sarah Breeden says the central bank is in no rush to act, as policymakers weigh the inflationary impact of the Iran conflict

No need for June or July rate hikes, says BoE deputy governor

Where each of Starmer's potential successors as PM stand on housing

The mortgage and property industries could face a significant policy shift if Keir Starmer is replaced. Here's the track record of each rumoured contender for Number 10

Where each of Starmer's potential successors as PM stand on housing

Motor finance redress scheme faces collapse as legal challenges mount

Separate legal challenges force regulator to instruct lenders to draw up contingency plans for other outcomes

Motor finance redress scheme faces collapse as legal challenges mount

HSBC profits dip amid Iran war, private credit sector strain

Banking giant posts lower earnings in Q1 as geopolitical and domestic challenges bite

HSBC profits dip amid Iran war, private credit sector strain

RECAP: BoE's latest rate decision, as it happened

Central bank poised to deliver latest rate announcement as economic storm clouds gather

RECAP: BoE's latest rate decision, as it happened

Monthly Spotlight: Buy-to-Let

Every month, Mortgage Introducer produces a series of articles on a theme affecting mortgage professionals across the UK. All coverage through the month can be found here

Monthly Spotlight: Buy-to-Let

Bank of England officials sound an increasingly worried tone on private lending risks

Deputy governor for financial stability sees a possible 'private credit crunch' ahead if the sector suffers a further downturn

Bank of England officials sound an increasingly worried tone on private lending risks

Yet another major homebuilder cuts forecasts, sees share value slump amid construction crisis

Crest Nicholson now expects higher debt as Iran chaos continues to drive up prices and quell demand

Yet another major homebuilder cuts forecasts, sees share value slump amid construction crisis

BoE chief economist blasts ‘wait and see’ approach, appears to favour early rate hikes

Inflation risks mean the central bank can’t afford to sit on the sidelines, suggests Pill

BoE chief economist blasts ‘wait and see’ approach, appears to favour early rate hikes

Family Building Society slashes rates, announces 60% OO mortgage LTV

Move arrives amid a flurry of rate cuts by other lenders as positive news on Iran conflict emerges

Family Building Society slashes rates, announces 60% OO mortgage LTV