Top 75 Brokers 2022

Weathering a turbulent market

In spite of predictions to the contrary, COVID-19 did not bring the mortgage sector to a screeching halt. Throughout 2021, despite new virus variants and a roller coaster of lockdowns, the volume of mortgage deals kept brokers working overtime to keep up with the demand. 

This year is shaping up to be a productive one with the same volume of business for brokers across the country. Arguably, several broader economic factors have coincided with the pandemic’s positive mortgage spinoffs, including continuing historically low mortgage rates, a lack of supply of housing inventory, and jaw-dropping housing appreciation in Canadian housing markets of all sizes. 

“It’s a time-sensitive business. You have to be quick on your feet. You have to be fast and efficient”
Drew Donaldson, Donaldson Capital



As offers come across brokers’ desks without any contingencies and the requirement to work quickly to secure the best deal for their clients, to say that brokers from coast to coast have been kept busy is an understatement. 

“If you had asked me back in 2019 what is something that could cause the collapse of the real estate market, I would have said a global pandemic,” says Daniel Patton, mortgage agent with BM Select and one of CMP’s Top 75 Brokers. 

Add into the mix recent developments, including the backlog of supplies at major ports and disruptions to the supply chain as well as inflation hovering at levels not seen since the early 1990s, and brokers still feel very positive about the direction of the mortgage space in 2022. 

The long-anticipated Bank of Canada announcement of a quarter of a percent increase to the overnight lending rate has not derailed broker enthusiasm. The flurry of interest in the mortgage space is expected to continue. 

“Our real estate went crazy. People can say whatever they want about economics, but it is all about supply and demand, so I anticipate the sales continuing to be strong as inventory comes available,” Patton states. 

“For us, the client approach is that we really try to have the same process for every client so that everyone gets the same positive experience from our team”
Chris Allard, Smart Debt Mortgages 



Effective solutions 

When asked how it feels to be recognized by CMP as a top mortgage performer in a field rife with competition, the winners could agree that it is a thrill just to be nominated among one’s peers. 

“This is my 21st year of doing mortgages. I just would say that it’s really nice to be recognized and to have done so over my career and that all that hard work has paid off,” says Scott Brown, mortgage broker and owner at Ultimate Mortgage Group. 

For Tracy Valko, broker-owner at Valko Financial, it’s an honor to be recognized for the hard work and dedication she puts into the industry. “I am always humbled and grateful for the brokerage to be recognized. It’s not just one individual, it’s us together. I would say that we are a family, and we have to do it together,” she says. 

James Harrison, mortgage broker at and another top performer in 2022, remarks: “It feels great. We work so hard at what we do and to be recognized, and for our clients to see that we are recognized, is really great, too.” 

“This is my 21st year of doing mortgages. It’s really nice to be recognized and to have done so over my career and all that hard work has paid off”
Scott Brown, Ultimate Mortgage Group


Top qualities

The ability to navigate the sometimes harsh realities of the brokerage world is a skill that takes years to develop. Becoming a Top 75 Broker requires certain attributes to be brought to the mortgage table. 

“It takes a lot of hard work. I know that sounds cliché, but it’s the truth. Also, it involves being proactive with clients rather than reactive,” says Collin Bruce, mortgage broker at DLC Mortgage Mentors. 

Drew Donaldson, founder and principal broker at Donaldson Capital, says: “It’s a time-sensitive business. You have to be quick on your feet. You have to be fast and efficient.”  

Other qualities that the Top 75 Brokers considered important are being responsive, patient, and willing to listen to their client’s needs. 

“One thing that comes to mind is resilience. It’s not always the good times,” Clinton Wilkins, team leader at Centum Home Lenders, says. “In this industry, it can be very challenging with a lot of moving parts, so being organized is important as well.” 


Successful approaches 

The approach that each broker takes when dealing with their valued clients can vary. The winners provided insight into what approach works best for them to get the deal done while putting the client front and center. 

“For us, the client approach is that we really try to have the same process for every client so that everyone gets the same positive experience from our team,” Chris Allard, mortgage broker with Smart Debt Mortgages, states. He adds that this experience is built around the first client phone call when the broker asks what the clients hope to achieve and what their long-term goals are. 

Patton believes that being a top-performing broker means having a balance of sales and underwriting. “You have to be honest and direct with your client and in a fast-moving market it certainly helps to give direct answers,” he says. 

Not to leave out the lending relationship, Donaldson drew attention to the approach needed to create a seamless lender submission. 

“We have what’s called the Donaldson difference. One of the four pillars on which it rests is the key relationships that we have with our lending partners. It has taken 15-plus years to develop those relationships,” he explains. 


Running the long race 

When asked what lies ahead for 2022, the winners unanimously agree that despite recent rate hikes that have directly impacted variable rates, the mortgage race will not be slowing anytime soon. 

“It’s a rising interest rate environment. People may be taking a more conservative approach and may pay a bit of a premium and lock in their rates with a fixed mortgage,” Donaldson predicts. 

Patton adds that “although inventory may be low right now, I anticipate the sales to remain very strong because there is such a backdrop of buyers.”

And in Harrison’s view: “I don’t see rates skyrocketing. I think a lot of people will continue to refinance because most people are staying in their homes and wanting to be doing a major renovation or maybe buying a second property like an investment property.”

Their piece of winning advice for 2022? 

“Believe in yourself and love yourself,” Valko concludes. 


Top 75 Brokers 2022 

  • 1. Daniel Patton 
    BM Select
  • 2. Alex McFadyen 
  • 3. Scott Travelbea  
    DLC Travelbea & Associates 
  • 4. Vu Le 
    Clear Trust Mortgages 
  • 5. Collin Bruce 
    DLC Mortgage Mentors
  • 6. Nick L’Ecuyer 
    Mortgage Wellness 
  • 7. Joanna Lang 
    Outline Financial
  • 8. Dalia Barsoum 
    Streetwise Mortgages 
  • 9. Asim Ali 
    Royalty Financial
  • 10. Win Lui 
    Clear Trust Mortgages
  • 11. Mackenzie Gartside 
    Mackenzie Gartside & Associates –  
    Select Mortgage Corp
  • 12. Tracy Valko 
    Valko Financial
  • 13. Lev Keselman 
    Peak Mortgage Company 
  • 14. Kyle Green 
    Green Mortgage Team
  • 15. Clinton Wilkins 
    Centum Home Lenders
  • 16. Chris Allard 
    Smart Debt Mortgages
  • 17. Shawn Stillman 
    Mortgage Outlet
  • 18. Eitan Pinsky 
    Origin Mortgages
  • 19. Dave Griffin 
    Griffin Financial Group
  • 21. Kirk Bryan 
    Genesis Financial Investment Group
  • 22. James Harrison
  • 23. Jason Anbara 
    Mortgage Alliance
  • 24. Matthew O’Neil 
    Axiom Mortgage Solutions
  • 25. Denis Gagné Nadeau 
    Dominion Financement Commercial
  • 26. Sharnjit Singh Gill 
    Verico Superior Mortgage
  • 27. Brandon Woodward  
    Mortgage Financial (Independent)
  • 28. Brad Unrau 
    Maximum Mortgage Solutions
  • 29. Dion Beg 
    BM Select
  • 30. Tyler Wilson 
    Pilot Mortgage Group
  • 31. Varan Karunanantham 
    iConnect Mortgages
  • 32. Christian Amurao 
    DLC - Canadian Mortgage Experts
  • 33. Drew Donaldson 
    Donaldson Capital
  • 34 Rakhi Madan 
    Key Mortgage Partners
  • 35. Raj Singh 
    Mortgage Architects
  • 36. Scott H Bentley 
    Premiere Mortgage Centre
  • 37. Derek MacLean 
    Capital Mortgages
  • 38. Vikramjit Singh Sran 
    Sandhu & Sran Mortgages
  • 39. Harry Toor 
    Mortgage Wisdom Corporation
  • 40. Paul Meredith 
    CityCan Financial
  • 42. Janna Dawdy
  • 43. Josh Perez 
    Synergy Mortgage Group
  • 44. Hiren Patel 
    Affinity Mortgage Solutions
  • 45. Rakhee Dhingra 
    Mortgage Savvy
  • 46. Grace (Yuhong) Bi 
    Verico Fortune Effect Financial Group
  • 47. Peter Puzzo 
    Dominion Lending Centres - Top Producers
  • 48. Scott Brown 
    Ultimate Mortgage Group 
  • 49. Danny Ibrahim 
    KeyRate Corp
  • 50. Jeff Ingram 
    Canadian Mortgage Experts
  • 51. Gurvinder Sidhu 
    Elite Lending 
  • 52. Serguei Totrov 
    DLC - Your Mortgage Choice 
  • 53. Hugo Dos Reis 
    Vine Group - Mortgage Alliance
  • 54. Barry Baboolal 
    Complete Mortgage Solutions
  • 55. Pearl Kwan 
  • 56. Daniel Finkelberg  
    Clear Trust Mortgages
  • 57. Phil Cragg 
    Mortgage Outlet
  • 58. Sandra Allard 
  • 59. Jacob Perez 
    Synergy Mortgage Group
  • 60. Satbir Bhullar 
    DLC Satbir Bhullar Mortgages
  • 61. Miguel Oliveira  
    Clear Trust Mortgages
  • 62. Kevin Liddiard 
    DLC Easy Street Mortgages
  • 63. John Yeo 
    Keystart Mortgage
  • 64. Rob Vellinga 
    YBM Group
  • 65. Luisa Hough 
    Xeva Mortgage
  • 66. Angela Calla 
    Angela Calla Mortgage Team
  • 67. Lena Ohanjanians 
    Fuse Mortgage
  • 68. Tracy Luciani-Price
    Forest City Funding
  • 69 (tie). Christopher Darwiche 
    Vine Group - Mortgage Alliance
  • 69 (tie). Vincent Tong  
    Signature Mortgages, a division of  
    DLC Clear Trust Mortgages
  • 70. Viktor Schaefer 
    One Link Mortgage & Financial
  • 71. Varun Chaudhry
    Kraft Mortgages Canada
  • 72. Cecilia Ramos 
    Ultimate Mortgage Group
  • 73. Adam Bazuk 
    YBM Group
  • 74. Stanimir Rashev
    Continental Mortgage



Top 20 Small Market Brokers 2022

  • 1. Vu Le 
    Clear Trust Mortgages
  • 2. Kirk Bryan 
    Genesis Financial Investment Group
  • 3. Sandra Allard 
  • 4. Tracy Luciani-Price
    Forest City Funding
  • 5. Viktor Schaefer 
    One Link Mortgage & Financial
  • 6. Gert Martens 
    DLC HT Mortgage Group
  • 7. Robert Jennings 
    East Coast Mortgage Brokers
  • 8. Shawna MacDonald 
    The Mortgage Associates EST
  • 9. Cyrus Habibi 
    Premiere Mortgage Centre
  • 10. Todd Payzant 
    Neighborhood Dominion Lending Centre
  • 11. Deb White 
    White House Mortgages
  • 12. Chad Wilson
    Axiom Mortgage Solutions
  • 13. Mark Goode 
    Mortgage Man
  • 14. Derek Vaillant 
    TMG The Mortgage Group 
  • 15. Graham Reimer 
    DLC Mortgage Excellence
  • 16. Kent Bittner 
    Axiom Mortgage Solutions
  • 17. Steve Ryan 
    TMG Prairies
  • 18. Riel Syrenne 
    Fresh Mortgage Co.
  • 19. Ken Lankin 
    MCC - Your Mortgage Professionals
  • 20. Kim Nguyen 
    Vine Group - Mortgage Alliance


The nominations opened once again in January for this year’s Top 75 Brokers 2022. After receiving more than 200 nominations from across the country, the industry experts at CMP narrowed down the list based on specific, outlined criteria. To be eligible, nominees must have been licensed and employed as brokers in 2022. They were asked to submit a breakdown of their deals that included verifiable contact information. All mortgage deals and volumes had to be personally initiated and could only include residential-based mortgage deals. To qualify, brokers could not share in the commission earned from the deals that were submitted to CMP. Overall funded volume for 2022 formed the basis of the Top 75 selections. 

In the Top 20 Small Market Brokers, CMP also showcased those who are breaking new volume barriers in markets where at least 80% of the broker’s business is from average home prices of $365,000 or under. 


15th year of CMP’s Top 75 Brokers list

$194.5 million – average annual volume among the Top 75 Brokers

360 – average number of deals funded by the Top 75