"Kiwis like supporting Kiwis," mortgage adviser says
Arrangements struck include mortgage repayment holidays, longer mortgage terms, and switching to interest-only payments
The industry finds itself in an uncertain situation looking ahead, and getting back to normal will take some adjustment after the flush pandemic years – but mortgage specialists are up to the challenge
Banks are now competing strongly with cashback offers
The move will further shrink buyer pool and reduce house prices, broker says
Data released a few months after new housing reforms and LVR reinstatement
Mortgage advisers note concerning changes in investor loans
Environment remains tight due to the COVID-19 pandemic
They are focusing on existing customers and processing hardship and deferral requests
The gap between market rates and banks' servicing test rates continues to widen
