The move gives developers, lenders, and brokerages access to the infrastructure behind one of Canada's largest mortgage technology platforms
The mortgage industry's technology conversation is shifting from adoption to creation. With AI dramatically lowering the barriers to software development, brokerages, financial institutions, and technology firms are increasingly building proprietary workflows, borrower experiences, and internal tools that reflect their own processes rather than relying solely on standardized platforms.
But while creating custom mortgage experiences is becoming more accessible, connecting them into the mortgage ecosystem remains a different challenge.
For more than a decade, Lendesk has been building that foundation.
Through products like Finmo, its mortgage origination platform, Lender Spotlight, its lender data platform, and a lender network connecting more than 350 lenders, Lendesk has helped mortgage professionals and financial institutions operate more efficiently and stay connected.
The approach has already enabled companies to build products around their own workflows while relying on Lendesk's underlying infrastructure.
David Nataf, Co-Founder, Zero2File found that, “The Finmo API gave us the flexibility to build Zero2File exactly the way we envisioned it. What started as an idea quickly became a powerful workflow and well integrated work steps that helps mortgage brokers operate significantly faster and stay organized. Beyond the technology, we’ve appreciated working with a team that shares our passion for innovation, data security and raising the bar for our industry."
Now, the company is expanding access to that infrastructure through a growing suite of APIs and connectivity solutions designed for organizations building the next generation of mortgage technology.
The offering includes:
- Finmo API, providing access to mortgage origination capabilities including application intake, document collection, and underwriting workflows
- The Bridge, enabling direct connectivity into Lendesk's lender network for organizations that already have their own origination experience
- Lender Spotlight APIs, providing access to lender rates, policies, documents, contacts, and product information
Together, these capabilities allow organizations to build experiences that fit their needs while leveraging proven mortgage infrastructure behind the scenes.
"We're seeing a fundamental shift in how mortgage technology gets built," said Frank Bessette, VP Sales at Lendesk. "Organizations can now use AI and modern development tools to create experiences tailored to their own workflows. Our role is to provide the connectivity, origination capabilities, and lender data that plug into those experiences, so teams can focus on innovation instead of rebuilding mortgage infrastructure."
Lendesk's approach is built around openness. Underlying each of those integrations is the same objective: give organizations the freedom to build the experience they want without replacing the systems they already rely on.
"We set out to build INFIN8 to advance the digital revolution in the broker channel. The Finmo API and Lender Spotlight's rates and policy data gave us the foundation we needed to move fast — and focus our energy on innovation, not on rebuilding what already existed,” said Gary Fooks, CEO of 8Twelve Mortgage.
Rather than forcing organizations into a single platform, the company's APIs are designed to work alongside existing systems, proprietary technology, and custom-built experiences.
That approach is already being used by companies across the mortgage ecosystem, including MyBrokerPro, Ownwell, and 8Twelve, which leverage Lendesk's infrastructure as part of their technology strategy.
"The next generation of mortgage technology will come from an ecosystem of companies building great experiences that work together — and we're built to support both paths,” added Frank, “Whether organizations want to build and integrate on top of our infrastructure, or lean on Lendesk end-to-end, we're the partner that makes either possible."
As investment in AI and mortgage technology continues to accelerate, Lendesk expects demand for open integrations and trusted mortgage data to continue growing.
To learn more about Finmo API, The Bridge, and Lender Spotlight APIs, visit lendesk.com/partners.
This article was produced in partnership with Lendesk
