Office address: 2175 Sheppard Avenue East, Suite 307, North York, Ontario M2J 1W8, Canada 
Year established: 2008 
Company type: Education 
Employees: 30 
Expertise: Mortgage agent licensing courses, e-Learning 
Parent company: N/A 
CEO and key people: Joseph White, President and CEO 
Financing status: -   

The Real Estate and Mortgage Institute of Canada (REMIC) is a leading provider of mortgage agent licensing courses in the country. It also offers continuing education and life insurance agent courses.  

REMIC is the only certified educational institution in Ontario that provides mortgage agent courses. The institute is approved by the Financial Services Regulatory Authority of Ontario (FSRA) and the Human Resources and Skills Development Canada (HRSDC). 

History of REMIC 

REMIC was founded by Joseph J. White in 2008. It was established to address the educational needs of aspiring mortgage agents and financial services professionals. Over the years, REMIC has expanded its educational offerings. In 2016, the institute launched its Harmonized Life License Qualification Program (HLLQP) for those what to pursue a career in life insurance. REMIC’s HLLQP courses are approved in all provinces, except Québec.   

Products and Services of REMIC 

REMIC offers a range of courses designed for professionals in the mortgage and life insurance industries:   

  • Mortgage Agent Level 1 Course: this is REMIC's flagship course, required for licensing as a mortgage agent in Ontario 

  • Mortgage Agent Level 2 Course: aimed at professionals looking to upgrade to a Level 2 license or maintain their mortgage broker license 

  • Mortgage Broker Course: essential for those seeking to upgrade to a mortgage broker license in Ontario 

  • Life Insurance (HLLQP) Course: a comprehensive program for becoming a life insurance agent, starting with the Harmonized Life Licensing Qualification Program   

Culture at REMIC 

REMIC fosters a culture of continuous learning and professional development. The institute values innovation in education and is committed to providing courses that are not only regulatory compliant but also practical and relevant to industry needs. REMIC focuses on student success, offering various support systems, including dedicated instructors and an award-winning academic support team.   

About REMIC President and CEO Joseph White 

Joseph J. White is the founder and president of REMIC. He has been a significant figure in Canada’s mortgage industry since 1988. White started his career as a mortgage agent. Since then, he has held various leadership roles, including national sales manager and vice-president of sales at national mortgage lenders.  

As an educator, White has instructed over 15,000 students, many of whom are now industry leaders. His contributions have been pivotal in making REMIC the largest mortgage educator in the country, teaching over 6,000 students annually. White's leadership extends to the development of AI in the mortgage sector, further demonstrating his commitment to innovation and growth in the industry. He is also a co-founder and serves as president of Conversational Artificial Intelligence Technologies (CaiT). 

The Future at REMIC 

REMIC is set to continue its role as a leading educational institution in the mortgage and life insurance sectors. With a strong emphasis on adapting to industry changes and technological advancements, the institute shows its commitment to equipping professionals with the skills and knowledge needed to succeed in an evolving landscape. The future at REMIC is one of growth, innovation, and continued excellence in mortgage education and professional development. 

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