Non-bank lender cuts rates across its product range ahead of spring
Bluestone Home Loans has introduced a limited-time rate reduction for brokers following the Reserve Bank of Australia's decision to leave the cash rate on hold.
From 17 August to 25 September 2026, the lender is offering 0.25 percentage points off rates across all products up to 80% loan-to-value ratio. The discount applies to eligible new loan applications submitted within the promotional window and settled within six months.
The offer spans Bluestone's full product suite, covering residential, commercial and SMSF loans. The lender said the promotion is aimed at brokers working with a broad range of borrowers, including investors, refinancers, self-employed customers and those with more complex financial profiles.
Chief commercial officer Tony MacRae (pictured right) said the timing was intended to give brokers a practical tool for re-engaging clients who had delayed their plans.
"While the RBA has left rates unchanged, many borrowers may still be weighing up when the right time is to make their next move," MacRae said. "This offer gives brokers a timely reason to reconnect with customers and revisit plans that may have been put on hold and could be just enough to help them take another look at what's possible.
"For more than 26 years, we've worked alongside brokers to support customers whose circumstances don't always fit the traditional lending mould. Whether they're self-employed, rebuilding after a credit event, or navigating a more complex financial situation, we're focused on helping brokers find a way forward for more customers."
The promotion comes as Bluestone expands its broker distribution. The lender is joining the LMG Lending panel next month, operating under the name Bluestone for LMG. LMG is the largest aggregator group across Australia and New Zealand, with more than 6,000 brokers across residential, commercial and asset finance, and a combined loan book of $370 billion.
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