Brokers highlight fast funding and hands-on underwriting support at Calvert Home Mortgage
For Calvert Home Mortgage Investment Corporation, being named among Canadian Mortgage Professional’s Brokers on Lenders 2026 winners confirms something the company has worked at for decades: treating every interaction with its broker partners as a chance to make their jobs a little easier. Rather than positioning itself purely as a funding source, it has built its reputation on being the team standing behind every broker relationship, pairing underwriting expertise with responsive business development and operational support.
That reputation has been decades in the making. Calvert Home Mortgage was founded in 1975 by Everett Koeller as a family-owned private lender headquartered in Calgary, Alberta, and has since grown into one of the country’s established names in alternative mortgage financing.
A five-decade track record in exit-driven lending
The lender reports it has funded more than 12,000 deals and loaned in excess of $2.9 billion, supporting over 11,000 real estate investors, mortgage brokers, and homeowners across Alberta and Ontario.
Calvert Home Mortgage points to five core values as the foundation of that growth, namely service, trust, education, people, and solutions. That philosophy starts with trust. “Our philosophy is simple: be available, honest, and solutions-oriented,” says Ryan Day, Head of Business Development at Calvert Home Mortgage. “That’s how you earn a broker’s trust, and that’s how their clients end up having a great experience.”
For Day, the stakes go beyond a single transaction. “A mortgage broker’s reputation is built one client experience at a time,” he says. “We see our role as making sure every one of those experiences is seamless so brokers can consistently deliver the kind of outcomes that keep clients coming back.”
That focus on speed shows up in how Calvert Home Mortgage structures its lending. The firm advertises funding turnaround as fast as one to two business days in Alberta and one to three business days in Ontario once all required documents are received, a pace built specifically around the time-sensitive nature of the deals brokers bring to the table. Its product range, spanning flip financing, bridge loans, equity take-out debt consolidation, and transitional closed-term mortgages, is designed to give brokers flexibility when a client’s circumstances do not fit a standard lending model.
What Calvert Home Mortgage’s underwriting team brings to the table
On the underwriting side, Garrett LaBarre, Underwriter Manager, frames the relationship in similar terms. “I believe mortgage brokers value our underwriting support because we don’t approach their files as paperwork,” LaBarre says. “Behind each deal is a client counting on their broker, and we take that responsibility very seriously. To me, this result reflects that mortgage brokers see us as true partners in the process, working alongside them to achieve the best outcome rather than just processing the submissions.”
That approach, he adds, depends on listening as much as processing. “Brokers have a deep understanding of their clients, and our role is to ensure that insight is fully reflected throughout the underwriting process. Success comes from genuinely listening to the context and expertise they bring to each file, rather than simply working through a checklist. When we do that well, we can make more informed decisions and deliver better outcomes for everyone involved.”
Calvert Home Mortgage’s Net Promoter Score sits at 85 percent as of fall 2025, drawn from its broker and real estate investor client base. Its annual customer feedback survey points to four consistent themes behind why brokers choose the lender.
Why brokers choose Calvert Home Mortgage
- Speed and responsiveness: rapid file review, quick turnarounds, and dependable communication
- Ease of doing business: common-sense underwriting, clarity of process, and the ability to speak with decision-makers
- People and partnership: consistent praise for knowledgeable, collaborative underwriters who help solve problems rather than create friction
- Product fit: Flexible mortgage solutions for real estate investment opportunities and borrowers on the path to traditional financing
For LaBarre, the significance lies less in any single strength and more in its consistency. “What stands out to me is not any single category, but the consistency of broker feedback across turnaround time, underwriter support, service levels, business development support, and transparency,” he says.
“That level of consistency suggests this isn’t the result of one team performing well; it reflects a coordinated effort across the entire organization. When mortgage brokers bring us a complex file, they’re not just looking for a quick response; they’re looking for a partner who will take the time to understand the client’s unique circumstances, collaborate on solutions, and find a way to make the deal work.”
That coordination, both spokespeople suggest, is what brokers are really looking for when a complex file lands on their desk, not just a fast answer but a partner willing to work through a client’s circumstances alongside them. For Calvert Home Mortgage, this year’s recognition reinforces a standard the lender intends to keep building on, one file and one broker relationship at a time.
