Mortgage rates

The latest stories on mortgage rates in Canada.

See the news stories below to know what's going on, right now, with Candian mortgage rates. Our team interviews the people gathering the data in Canada's housing sector, and get the real answers you need to know. With reports on mortgage rate changes from the Bank of Canada as they happen.

Bookmark this page now and come back tomorrow to see what's new!

Women in Mortgage: Exhaustion isn't proof of commitment, says industry leader

A bank executive says women in mortgage wear burnout like a badge, and it needs to stop

Women in Mortgage: Exhaustion isn't proof of commitment, says industry leader

The fine print that can turn a 6% private loan into 14%

One lender says he's seen payout statements that are "eye-watering"

The fine print that can turn a 6% private loan into 14%

Canadian homebuyers cite affordability, not uncertainty, as chief barrier

55% of non-owners have no plans to buy despite easing rates

Canadian homebuyers cite affordability, not uncertainty, as chief barrier

Most Canadians say homes are overpriced as demand weakens, survey finds

High costs, not economic anxiety, are blocking Canadian homebuyers, new NerdWallet research reveals

Most Canadians say homes are overpriced as demand weakens, survey finds

It’s official: Canada is one of the world’s least affordable housing markets

Canada recorded no affordability improvement in 2025 — a complicated picture for brokers

It’s official: Canada is one of the world’s least affordable housing markets

Toronto and Vancouver slump masks stronger housing markets across Canada

Sales and prices are expected to fall further in the country’s two priciest cities, but prospects are better elsewhere

Toronto and Vancouver slump masks stronger housing markets across Canada

Vancouver leads surprise rebound in home affordability across Canada

Ratehub data showed prices, not rates, drove January's affordability shift

Vancouver leads surprise rebound in home affordability across Canada

Housing market poised for gradual recovery, not a boom, in 2026: Desjardins

Forecasters sees gradual rebound ahead as affordability kept buyers on edge

Housing market poised for gradual recovery, not a boom, in 2026: Desjardins

Boost for buyers as most big Canadian cities see 2025 affordability improve

But five major markets saw the outlook worsen for hopeful purchasers

Boost for buyers as most big Canadian cities see 2025 affordability improve

Mortgage industry, economist reaction pours in as BoC reveals latest decision

Here's how experts are viewing the housing and mortgage outlook after the central bank's last scheduled rate decision of 2025

Mortgage industry, economist reaction pours in as BoC reveals latest decision