Lending expert believes 99% and 100% deals benefit few
Mutuals generally offer more competitive rates than high street banks, data shows
Brokers play a crucial role here, Coventry exec says
Newly reintroduced products are designed to assist first-time buyers, self-employed individuals, and those with adverse credit history
Lenders reducing rates to start the year drove surge in first-time buyer figures
It proposes government collaboration with lenders, industry professionals, and the public
