The name does the product no favours, but the case for second-charge lending has never been stronger, says Pepper Money's Rob Barnard
Deliver a seamless client solution that boosts your business and builds long-term trust
With 297 products currently available in our database from 8 lenders, Buy to Let customers have a lot of potential choice with products generally being available over all terms with interest rates sitting between 2.79% and 6.74%.
With 297 products currently available in our database from 8 lenders, Buy to Let customers have a lot of potential choice with products generally being available over all terms with interest rates sitting between 2.79% and 6.74%.
Moving home rates are very similar to first time buyer rates with most available between 3.75% and 5.60% with varying product fees and LTV percentages. There are currently 237 products available from 9 lenders.
With customers looking to find the best rates, remortgaging is becoming the busiest area of the business for many brokers. Our database currently has 391 products from 10 lenders, initial fixed rates are between 2.79% and 6.74% with varying LTV percentages.
First time buyer fixed rates are currently sitting between 3.75% and 5.60% for those customers looking to get on the property ladder. There are 244 first time buyer products from 9 lenders on our database, product fees start from £0 and LTV percentages vary.
With competitiveness returning to the mortgage market, client conversations are finally starting to feel different
