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Freddie Mac: Mortgage rates lower… New York set to become most important for world’s wealthy… Realtors among the ‘most phished’… Texas construction and real estate workers happiest?
As much as Cordray tried to used his most recent report to Congress to boast about recent achievements of the bureau in the mortgage industry, Republicans appeared not pleased.
Homeownership rates in 2014 were the lowest they have been in over 20 years while the number of renter-occupied residences grew by 2 million last year.
Industry pros say that housing finance reform is not a priority for the White House and as long as Fannie and Freddie are returning steady profits to the U.S. Treasury, there will be no incentive to reform them.
While the clock is ticking on the refi market, smart mortgage pros are preparing now to target the next generation of buyers. Kelly Booth of El Segundo, California-based Velocify provides a four-step plan to successfully target younger borrowers.
The new regulations require investors to consider modifying borrowers’ mortgages before foreclosing.