• Marketing to Millennials by MPA

    It’s a strategy many originators are currently grappling with – and one of growing importance given how much influence they have on the housing market – so here are some tips on reaching this large buying cohort

  • Hensarling: Cordray’s resignation was ‘long overdue’ by Ryan Smith

    The powerful Republican says the CFPB director’s resignation is “an excellent opportunity” to reform a “rogue agency”

  • Can Fannie Mae and Freddie Mac Sustain Their Profits? by

    A recent opinion piece by Matthew C. Klein and published by Bloomberg View argues that recent healthy profits posted by Fannie Mae and Freddie Mac could come to a stop once interest rates start to climb. Mr. Klein supports the reform of both government-sponsored entities (GSEs) even as they continue to post profits in the next few years. He argues that current profits at Fannie and Freddie may not last and could evaporate unless lawmakers and public officials agree on comprehensive reform.

  • Days on Market Longer Than Last Year for Home Flips by

    Two of my most active real estate investors in the Utah market both called me this week with a conundrum. They both have properties that have been purchased, fixed up, and are now re-listed for sale. Both investors are still sitting on these properties after nearly 6 months, and they are still not resold. They've both been under contract several times, but no sale has yet consummated. But what is the conundrum?

  • The Red-Hot U.S. Rental Market Begins to Level Off by

    Apartment hunters in the United States found average rent prices higher than expected in the first quarter of 2013. The cost of renting a home could still go up a little more in the near future, but not by much. Landlords have been enjoying several months of rent increases, but this windfall seems on the verge of finishing.

  • 50 Easy Ways For Real Estate Investors To Find Motivated Sellers by

    Real Estate Investing can be very lucrative when dealing with "MOTIVATED SELLERS". Working with Motivated Sellers opens up more creative investing possibilities, increases the number real estate investment deals you do, keeps more money in your pockets in terms of upfront costs and profit potential and its just simply easier to work with sellers who are emotionally committed to off loading their real estate property by any means necessary.

  • Americans Exit the Housing Crisis with New Appreciation for Renting by

    Six years of crisis have changed forever the way Americans think about housing. It’s good news for rental housing and not so good news for the home ownership industry, according to a massive new study conducted by Hart Research for the MacArthur Foundation.

  • New CFPB Complaint Report Shows Mortgage Brokers Are the Best Originators by

    The National Association of Mortgage Brokers (NAMB) has come out in support of the Consumer Financial Protection Bureau’s (CFPB) release of the Consumer Complaint Database, a public database of federal consumer financial complaints, containing more than 90,000 individual complaints on financial products and services. One of NAMB's core beliefs is the protection of consumers and their rights to fair and equal credit as it pertains to the residential mortgage market. It is NAMB’s belief that the CFPB’s Consumer Complaint Database will assist consumers in identifying reputable and efficient sources for obtaining credit needed to purchase a home in today's heavily regulated market.


Should CFPB have more supervision over credit agencies?