• INFOGRAPHIC: The Government Housing Policy-Driven Fall of Fannie Mae & Freddie Mac by

    Many of the interest groups that directly benefit from large subsidizations in the housing market continue to state that Fannie and Freddie fell victim to the bad private market participants. This suggestion is completely false. It was government housing policy, coupled with loose money from the Federal Reserve, that caused the housing bubble and those are the areas where we must focus reform.

  • Rise in Household Debt Hints at End of Deleveraging by

    (Reuters) - Household debt grew at its fastest pace since early 2008 in the fourth quarter of last year, a possible sign that the painful process of paring back borrowing in the aftermath of the financial crisis may have run its course.

  • How to Buy a Family Member Out of a Real Estate Investment by

    A real estate investor that I know has a saying, “Your most expensive money is your own money, and your second most expensive money is your family’s money.” For those of you who have made a real estate investment with a family member, you can probably understand very well the meaning of that saying.

  • The Dangers of the Qualified Mortgage Rule by

    Could the new Qualified Mortgage (QM) rule bring about a dangerous housing bubble?

  • How To Buy Family Owned Real Estate by

    An alternative to purchasing a house onn the open market is to purchase family-owned property. Buying a family-owned home allows the buyer and the seller to directly set the purchase price between themselves.

  • Fannie and Freddie Get Closer to Privatization by

    Privatization of Fannie Mae and Freddie Mac, the two government-sponsored mortgage investment giants that together are carrying close to 80 percent of U.S. housing credit risk, is a step closer to reality. The words of Edward DeMarco, acting director of the Federal Housing Finance Agency (FHFA), at the National Association of Business Economics hinted towards a merger of Fannie and Freddie that could later become a single private entity.


Is TILA-RESPA a good or bad thing long term?