• Household Buying Power Up the Most in 7 Years Fueled by Growing Home Equity by

    (CNBC) -- Household buying power exploded by $2.3 trillion in 2012, the biggest increase since 2005, led by a surge in homeowners' equity, according to a report by Deutsche Bank.

  • Don't Make DeMarco a Scapegoat for the Housing Mess by

    (Bloomberg) -- Nine state attorneys general have just asked President Obama to fire Edward DeMarco, acting head of the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac. They say: "FHFA's refusal to adjust its policies to allow for principal forgiveness and forbearance stands as a major impediment to addressing the foreclosure crisis."

  • More Regulations, Fewer Community Banks Due to Dodd-Frank by

    (The Committee on Financial Services) Nearly three years after the enactment of the Dodd-Frank Act, community banks continue to struggle with navigating the confusing, complex, voluminous, and harmful rules and regulations of this law according to a recent report from the Federal Deposit Insurance Corporation (FDIC) reviewed at today’s Financial Institutions Subcommittee hearing.

  • Seven Habits of Highly Successful Loan Officers by

    This is the first article in a series written by Ralph Lovuolo and Kabir Mahadeva, inspired by Steven Covey’s book The Seven Habits of Highly Successful People. We believe that highly successful loan officers have the self-discipline to repeat certain behaviors until they become habits. If you learn these and follow them on a daily basis, you will achieve success beyond your expectations. This series deals with fundamentals, requiring only your self-discipline, a pen and paper, and your desire to become a highly successful loan officer.

  • Finally, More Homes for Sale by

    (CNBC) - For the first time in over six months, the supply of homes for sale is beginning to rise.

  • Growing Labor Shortages Impeding Housing and Economic Recovery by

    (NAR) -- Growing labor shortages in all facets of the residential construction sector are impeding the housing and economic recovery, according to a new survey conducted by the National Association of Home Builders (NAHB).


Is TILA-RESPA a good or bad thing long term?