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    President Obama’s nomination of a Democratic congressman to head the Federal Housing Finance Agency has been met with mixed reactions

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    They are young, tech-savvy, debt-burdened, and cash-strapped. The entire American housing market economy depends on their participation, but the credit markets see them with apprehension.

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    The mortgage market will likely have a difficult time making its business model work around the giant student debt bubble growing in the United States, mortgage and real estate experts say.


Is TILA-RESPA a good or bad thing long term?