• Obstacles Remain for the Housing Recovery by

    Considering how quickly the housing market has paced a recovery over the past three quarters, it would be tempting to assume that the rebound is so strong as to not face likely economic opposition. Property values have risen in tandem with new home sales, and America’s property sector has become so appealing that it is even attracting aggressive foreign investment. Homebuilder earnings have also jumped drastically, suggesting that positive gains in the housing market are having ripples across other sectors, especially corporate profits. In fact, much of the gains in the housing market seem to have emerged in the wake of dissipating anxieties, as consumer confidence has largely sustained positive housing sector behavior through the first months of 2013.

  • Real Estate and Mortgage Joint Ventures Make a Cautious Return by

    Joint ventures between real estate agents and mortgage brokers, also known as in-house loan services, are once again gaining popularity among home buyers as the United States housing market recovers. These joint ventures were once considered to be very profitable for operators and a good option for house shoppers; these days, however, the regulatory climate and options available to house shoppers and borrowers are forestalling the success of new real estate and mortgage partnerships.

  • Unpaid School Loans Weigh Down on Housing Recovery by

    Many first-time home buyers in the United States face more than just a difficult mortgage lending environment that prevents them from achieving the American Dream of homeownership. Student loans are increasingly becoming insurmountable obstacles that reduce home-buying opportunities at a time when the U.S. housing market needs first-time home buyers to sustain the ongoing recovery.

  • Apartment Markets Still Look Good by

    Neither an upswing in home sales nor a wave of new multifamily construction is affecting apartment vacancy rates so far this year. Rates are down and rents are strong across the nation.

  • Mortgage Relief Checks Go Out, Only to Bounce by

    (New York Times) -- When the bank account is running dry and the mortgage payment is coming due, the phrase “insufficient funds” is the last thing you want to hear.

  • Survey: Homeowners’ Biggest Regret? Didn’t Buy Bigger by

    (WSJ) With the worst of the housing bust still fresh in homeowners’ minds, it’s a small wonder what some owners are saying they most regret: not buying bigger. It’s just one finding from a new survey by real-estate website Trulia TRLA -1.25%. The survey, which is scheduled to be released in full on Wednesday, also highlights the changing tide for home sellers, who now have the upper hand in markets amid rising prices and low inventory. Jed Kolko, chief economist at Trulia, sat down with the WSJ’s “Lunch Break” to discuss some of the findings.


Is TILA-RESPA a good or bad thing long term?