• Non-QM origination nearly doubles in third quarter by MPA

    However, the QM rule is continuing to dog lenders, overlays, documentation and DTI were the largest headwinds to the market, according to a survey conducted by NAR.

  • Home prices, inflation keep rising while wages stay the same by MPA

    Rising home prices and stagnant wages have cemented a system where more and more household disposable income is going to housing, something that is unsustainable. Since 1975, home prices and inflation have continued to skyrocket, while real wage growth has remained mostly stagnant.

  • Senate confirms HUD deputy secretary by MPA

    The United States Senate confirmed President Obama’s nomination of deputy secretary of HUD in a 68-28 vote on Tuesday.


Is TILA-RESPA a good or bad thing long term?