Zurich enhances its protection product

Zurich is now offering intermediaries and their clients the option to select critical illness at a lower level than the life cover also offered within the plan. This option allows customers with limited budgets to protect their mortgage fully against the risk of death whilst retaining some element of critical illness cover.

It has also repriced its term assurance and critical illness cover, in particular its integrated income protection benefit. This benefit can be selected alongside life cover, life and earlier critical illness cover and standalone critical illness cover. When purchased with either of the critical illness benefits the cost of the integrated income protection is up to 30% cheaper than when purchased with life cover.

Zurich has also increased its non-medical underwriting limits to ease the underwriting process and speed time to issue. Plus, the maximum sum assured for critical illness cover for both personal and business cover has been increased to £1.5 million and £2 million respectively.