Stamp duty plans? Not likely...

This is not all, the battle of the sexes wages on when it comes to this British tax. A third of men will draw upon their savings but the same is true for only 22 per cent of women.

Instead women favour adding their stamp duty to their mortgage, with women over 55 the most likely to go down this route.

When respondents did have an idea of how they would source the cash for the UK's fourth most hated tax, most opted for savings. This was followed by adding it onto the mortgage loan, with 2 per cent asking the parents for help or taking out a personal loan to cover it.

Paul Chafer, Stroud & Swindon's commercial director said that the government needed to do more.

He said: "We have long argued that stamp duty should be treated as a proportional tax, similar to income tax. This would involve introducing a tiered interest rate where consumers are only taxed on the proportion of their property value that exceeds the stamp duty threshold.

"By introducing such a scheme, the ‘price bunching’ effect that stamp duty can have around thresholds will be reduced, allowing properties to sell for their true values.

"With property sales slowing and forecast to continue to slow throughout 2008, people must be encouraged to keep entering the property market. This measure would prevent those wishing to climb the property ladder but who are ultimately discouraged by a potentially unaffordable tax bill.”