Charles Haresnape, head of NatWest Mortgage Services, said: "With flexible all-in-one accounts such as NatWest One, you can give yourself more financial breathing space after the January sales by taking a repayment holiday now and then use that hard-earned bonus later in the year to reduce your mortgage payments."
The mortgage is available up to 95 per cent of the loan value, income and savings reduce the amount of the outstanding balance and interest is calculated daily.
