The research found that 48% of mums don't have any life insurance cover.
The main excuses behind their lack of protection were not understanding it (30%), not having time to sort it out (30%) and believing it was an unnecessary cost (36%).
The comparison site also asked mums to rank a list of tasks in order of preference and found that most would rather change a dirty nappy than organise life insurance cover.
However, mums admitted that sorting our protection would be preferable to cleaning hair out of a plug-hole, going to the dentist and doing two weeks' worth of ironing!
Mums were asked if there were any other reasons they had decided not to take life insurance cover and revealed the following excuses:
- Failing to find the right provider
- A lack of trust in the insurance providers
- Finding it hard to find a policy because of pre-existing medical conditions
- Having death in service benefit cover at work
- ‘My husband has it so I don't need to'
"While death in service benefits at work and the breadwinner having protection are good to have in place, neither of these things will provide the same level of protection if the worst should happen. Families should make sure they fully take into account the value that both parents contribute and recognise that by ensuring they have sufficient life insurance in place."
