Nationwide has cut its proc fees on all products by two bips to 0.33% for DAs.
Lloyds Banking Group meanwhile has made a variety of changes across several brands affecting both DAs and appointed representatives.
DAs submitting business to BM Solutions will see their product fees drop on average while tiering bands have changed.
The gross fee for a mortgage, product transfer and further advance at BM Solutions is now 0.47% with a £200 minimum and £5,000 maximum. The net fee is 0.42%.
Halifax is cutting gross proc fees on product transfers and further advances down to 0.31% up to 75% loan to value; 0.2% between 75% and 85% LTV; and 0.1% on loans above 85% LTV.
Net proc fees are 0.01% less than gross in each case while the maximum payable is now £2,500.
Lloyds TSB Scotland has cut its proc fees five bips down to a gross fee of 0.35% + £25 on mortgages and further advances. Net fees are also 0.35%.
Scottish Widows is now applying a flat fee of £100 on all further advances while gross proc fees on mortgages are 0.37% +£50 with a maximum of £3,000.
The move affects all DAs in the market across Legal & General mortgage club, PMS and Pink Home Loans. Lloyds Banking Group said some of the changes affect appointed representatives as well but would not confirm which ones.
Robert Sinclair, director of Association of Mortgage Intermediaries, said: "I think this might be a reflection of the limited amount of business that comes from smaller DA firms.
"Most business is now routed through mortgage clubs and networks.
"However any significant reduction in income for brokers in difficult times must be a serious cause for concern. Lenders need to take care not to choke off distribution which might be required in the not too distant future."
John Malone, executive chairman of PMS, said: “This affects the whole community of DAs and I think it will be seen by brokers as more negativity at this time.”
And David Copland, chief executive of Pink, said: “This seems like a distribution decision and lenders are entitled to make commercial choices like this.
“It may also be a reflection of the volumes they’re getting in and I wonder if pressure from the regulator to “know your broker” has affected this move.
“It’s easier to know ARs and in practice lenders just don’t have the infrastructure to deal with thousands of DAs and know them in the same way.”
A Lloyds Banking Group spokeswoman said: "We regularly review proc fees to ensure that they remain aligned with our business strategy, and in line with the market.
"We have recently communicated some changes across our brands, which were effective from 1 April, as a result some fees have reduced, but others have increased."
A Nationwide spokeswoman said: “We are confident that our procuration fees are competitive. We still pay more than some other major lenders. This is commercially sensitive information. However, they are competitive.”
