The lender is offering 2-year first-time buyer fixes at 2.39% to 85% loan to value, 3.68% to 90% LTV and 4.69% to 95% LTV.
Its 2-year fixes for homemovers stand at 2.44% to 85% LTV, 3.68% to 90% LTV and 4.69% to 95% LTV and for remortgagers 2.49% to 85% LTV.
The bank’s 5-year fixes are identical for first-time buyers and homemovers, with rates standing at 4.14% to 85% LTV and 4.49% to 90% LTV.
For remortgagers the lender’s 5-year fix has been cut to 4.09% to 85% LTV.
All of the products come with a £495 fee.
Craig McKinlay, mortgages director at Halifax, said: “The reduction of rates within our 2 and 5-year range demonstrates our ongoing dedication to helping homemovers and customers planning to remortgage save money by taking out a mortgage with Halifax.
“In addition to our current 1% cashback offer, these reductions further supports our commitment to helping one in four first-time buyers in 2015.”
