QM news

  • Regulators reassure lenders on QM rules by Ryan Smith

    Federal regulators try to reassure lenders that as long as they issue sound mortgages, they shouldn’t worry about regulatory action.

  • HUD releases final QM rule by Ryan Smith

    The Department of Housing and Urban Development on Wednesday released its final rule defining “qualified mortgages” that the agency insures

  • Half of defaults could have been prevented by QM rule by Ryan Smith

    Almost half of the mortgage defaults triggered by the housing crisis could have been prevented if upcoming consumer protection rules had been in effect at the time, according to a new study


Should CFPB have more supervision over credit agencies?