Prior to co-founding FirstClose, Tim Smith founded and served as VP of Flood Zones, where he managed all operations and secured a large percentage of business for the company. Following TransUnion’s acquisition of Flood Zones in 1996, Smith was reassigned to manage the automated flood zone determination database, now known as FloodWare. As the FloodWare manager, Smith led his team of 110 employees to build the company into a leader in the industry. Smith went on to pursue additional business ventures, including Mall.com, Demandex, Trinidad Financial Group and Home Equity Loan Corporation; he was an integral part of promoting and building each business. Currently, Smith serves as president of FirstClose and is a member of its board of directors.