Senior vice president of mortgage lending
Loan volume: $289 million
Number of loans: 720

Joe Caltabiano’s customer base ranges from first-time homebuyers to experienced investors who have worked with him on 20 or more loans. He prides himself on listening to the needs of his customers and offering guidance on the various programs available to them. By providing information specific to their situation, he believes he can put borrowers in a better position to make an informed decision.

Caltabiano started in the mortgage business in 2001 and joined Guaranteed Rate in 2003. Since then, his business has seen annual growth – he has closed more than $100 million in loans every year since 2004 and has totaled over $2.5 billion in funded loans since 2001. A member of Guaranteed Rate’s Chairman’s Circle, Caltabiano has been the company’s top producer on numerous occasions, most recently in 2013 and 2014, and has been among the top loan officers in the country every year since 2005.