Some people are hot for all the wrong reasons. As the only individual named as a defendant in this year's government lawsuit against Bank of America, Rebecca Mairone was found liable, along with BOA, for for bank subsidiary COuntrywide Financial defrauding Fannie Mae and Freddie Mac through the sale of defective mortgages. The fraud cost Fannie and Freddie more than a billion dollars, but the Feds are only demanding $864 million from BOA -- and damages from former Countrywide exec Mairone "commensurate with her ability to pay." To add insult to injury, the New York Times has called Mairone "the new face of the housing crisis." Ouch.