Lenders wanted

NJ, Investment Property (Residential), Purchase, $131K, FICO, 70% LTV
Posted on 8/9/2016 11:08:50 AM

I've got a deal in NJ that I need to get funded.
We are trying to close in a week. Can you help?

This borrower has $80K in the bank. Has done 3 flips and has 2 other homes listed for sale.

Has a felony of 2 years.
Has NSF fees from the past 30 days. He sold a home that gave him the 150K. Got in a cash crunch until a home sold.
He lives in WA state and doing flips in NJ. Out of state borrower.
Credit score is about 620
Homes are simi- rural.

Let me know if you have any interest in these deals.
Deal 1: 2 Highview Rd Fredon NJ 07860 "Loan
Type" Fix and flip
Purchase Price" $124,500
Rehab Estimate" $39,000
ARV "Estimated $239,000
Loan Amount" $130,800
Estimated Total Cash To Close Down + Reserves" $53,180
"Projected Profit" $44,580

  • by aaron on 9/2/2016 11:35:59 AM

    If you are still interested in the loan contact me via the email below.


  • by pamela on 8/25/2016 10:54:36 PM

    Do you still need the loan?
    Contact me via the email below


  • by Ryan Thomas on 8/16/2016 2:20:21 PM


    Good day to you, on behalf of Atosmax Lending Firm, I would like to draw your intention to your recent post in search of a loan 

    Well I can help you with the loan you're urgently seeking for at 5.6% interest Rate for the requested term, do not hesitate to get back to me with your direct email address and phone number so I can provide you with our funding procedures 

    Need your response soon

    (+1) 560-262-9097

    Best Regard
    Ryan Thomas

  • by Eugene Carpenter on 8/16/2016 1:14:23 PM





    * 100% Financing & No LTV Restrictions
    * Purchase, Purchase/Rehab, Refinance: No Cash Out
    * Refinance/Rehab: Debt Consolidation
    * Construction
    * 30 Year Term, No Pre-Payment Penalty
    * Approximately (+/-) 1% Fixed Rate. No Rate Restriction
    * No Credit Check (FICO): Asset Based
    * Minimum Loan Amount is: $350,000.00 and upward. No maximum
    * 2nd Home/Vacation Home is underwritten case by case


    4.5% of the loan amount/loan request; includes Bond Premium, Lender, Underwriting, and Appraisal Report & Survey Fees.

    Client: Needs to provide (Proof of Funds of: 4.5%) to start submission.

    Client pays invoice after receiving their loan quote from underwriting upon approval “Must be paid in Order to proceed”.

    Funds are wired to: Trust Account @ Wells Fargo Bank (BCL: Bank Capability Letter: Generated at the time).

    Brokerage Commission: 4% of loan request; is due at the time of funding. Purchase/Re-finances: This fee can be built into the loan request. (Brokers are protected).

    30-45 days for closing.


    1. Submit the Uniform Residential Loan Application 1003 along with Proof of Funds to Dawnn L. Long, Alexis Realty Solutions at dawnnlong@gmail.com along with your referring Alexis Consultant’s name. You will also need to provide Purchase Agreement.

    2. The underwriter will require the following:

    A. Purchase Agreement
    B. Financials
    C. Appraisal
    D. Title work
    E. May ask: Land Survey

    3. After approval of your loan, you will receive a Funding Addendum that you will need to have your client sign and notarize and wire the 4.5% bond money within 24 hours.

    4. Upon client’s request you will receive an Approval letter.

    Please note the following:

    • Closing cost is a tax write-off.

    • Broker fees are also a write-off; tell your clients keep all statements and receipts we provide to them.

    • 4.5% bond funding is also a tax write-off.

    • Inspection Fee Included.

    • You can use this loan product to refinance current home as well as follows: (Use the same 1003 Application)

    - You can pay off your current mortgage by providing lender’s name and home owner insurance company, agent, address and phone number.

    - You can pay off your debts

    - You cannot get cash back on this loan product

    Account Executive
    (414) 770-4730 cell
    Email: creditconcepts365@gmail.com

  • by Mr James on 8/12/2016 1:10:55 PM

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    General Inquiries

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Should CFPB have more supervision over credit agencies?