MPA TV

MPA TV brings you closer to the industry's most influential leaders and thinkers. Click on the videos below to watch the interviews:

Showing 28 - 36 of 36

Titan Capital Solutions: bracing for the future

The government may not be out of the mortgage industry yet, nor may they ever be, but companies are already beginning to brace themselves for a day when they might not be able to rely on the government guarantee for originations.
Companies like Titan Capital Solutions, we speak to Mike Eberl for his insights.

Video transcript below:

Reporter:  The government may not be out of the mortgage business yet, nor will they ever, but companies in the mortgage industry are already preparing for the day when they won’t be able to rely on a government guarantee for originations. Companies like Titan Capital Solutions, a private correspondent investor, Mike Eberl, Head of its regional correspondent sales explains that the days of Fannie and Freddie may not be over, but relying on public financing for housing will not last for ever.

Mike Eberl, Head of Regional Correspondent Sales, Titan
Mike Eberl:
 Of all of the news and perhaps over the last few years about Fannie Mae and Freddie Mac and you know what their long-term viability is going to be, I think more and more companies are kind of looking to the future to non-agency products.  

So we happen to be after non-agency jumbos, but I think there’s going to be a swing more in that direction where more and more companies are going to be looking at non-agency products just because you know we don’t have the baggage that’s connected with a lot of that old type of lending.

Reporter:  Eberl explains that originators should be looking at opportunities beyond government backed products and that it’s not very difficult to understand all the reasons why a transition to the private market is on the horizon.

Mike Eberl:  We have an advantage selling portfolio products is our pricing isn’t reacting to the day to day market fluctuations that you are running into if you’re selling direct to one of the agencies.  They price by the minute just about so we just don’t run into that.

Reporter:  Unlike giant investors, Eberl explains that there is a lot less stress involved with doing business with a correspondent investor like Titan, because they do not have minimum production requirements.

Mike Berl:  We’re kind of going after a little bit smaller market and opening those doors for a lot of companies that aren’t able to sell one investor 15 to 25 million dollars a month, you know.  But they could very well originate you know 5 to 10 million dollars a month and not really be able to play on that, that arena and that’s where Titan Capital comes in by kind of filling that gap.

  • MPA Week in Review 2/14 MPA Week in Review 2/14

    A famous whistleblower sues 22 big banks, consumers become more optimistic about mortgage credit, and mortgage delinquencies hit a 5-year low. MPA takes a look at the stories that shape our industry.

  • MPA Week in Review MPA Week in Review

    A look back at the stories that shaped your week.

  • Your weekly MBS wrap, July 15 Your weekly MBS wrap, July 15

    Bryan McNee, senior bond analyst for MBS Authority, presents your weekly MBS update, explaining moves on the mortgage bond market, what you can expect for the week ahead and how to adjust your business to stay ahead of the curve.

  • MPA Weekly News Roundup MPA Weekly News Roundup

    Take a look back at the stories that shaped the week and impacted the industry with MPA's Weekly News Roundup

  • Your weekly MBS wrap Your weekly MBS wrap

    Bryan McNee, senior bond analyst for MBS Authority, presents your weekly MBS update, explaining moves on the mortgage bond market, what you can expect for the week ahead and how to adjust your business to stay ahead of the curve.

  • Standing out online a must for originators Standing out online a must for originators

    As consumers head online first to decide who to do business with, content marketing has become crucial for originators wishing to make a good first, and lasting, impression. This week MPA talks to Scott Schang of Broadview Mortgage who maintains earning trust by empowering consumers is the best way to stand out online.

  • Lead generation: Staying ahead Lead generation: Staying ahead

    Staying one step ahead of the curve in sourcing new business is paramount in today's competitive market, so how can originators be certain they're generating the best leads? We find out this week's Big Story on MPA.

  • Hard money offers solid opportunity for originators who do their research Hard money offers solid opportunity for originators who do their research

    The hard money industry is constantly evolving, having seen a number of changes over the last few years alone. There is more opportunity than ever for originators as more lenders enter the scene, but each deal comes with its own challenges. This week we talk to Glen Weinberg, COO of Fairview Commercial Lending for his advice on how to close a successful hard money deal.

Poll

Is TILA-RESPA a good or bad thing long term?