Not all regulation is bad, says Gateway Funding’s Sandi Sicilia. The problem with the current regulatory environment is that it lacks clarity and consistency – and too much regulation has led to deserving borrowers being turned away
With the advent of the CFPB’s qualified mortgage rule in January, many originators worried that QM restrictions would deal a deathblow to their businesses. But with the proper precautions, there’s no reason why non-QM loans can’t be a profitable channel for brokers
One of the biggest names in the industry sounds off on a reader's contention that brokers are 'lazy and complacent'
When you’re looking for a branch network, you want one that separates itself from the pack and opens up opportunities for new business. That’s why Carrington, one of the only mortgage companies specifically pursuing the underserved market, might be the right choice for you
Community bankers are urging the Consumer Financial Protection Bureau to revise the current qualified mortgage rule, saying it's too burdensome for smaller institutions
Among the most difficult issues facing lenders today is staying ready for compliance investigations from auditors