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One thing can't be argued: the Fed, economists and analyists have been way off when forecasting economic growth. The Q1 GDP saw a huge decline. Mortgage apps are also down this week. All this and more in today's rate snapshot
Jumbo mortgages are traditionally associated with luxury homes and other residential properties typically located in neighborhoods where higher costs of living tend to keep middle and working class house hunters away.
Many first-time home buyers in the United States face more than just a difficult mortgage lending environment that prevents them from achieving the American Dream of homeownership. Student loans are increasingly becoming insurmountable obstacles that reduce home-buying opportunities at a time when the U.S. housing market needs first-time home buyers to sustain the ongoing recovery.
The jumbo mortgage market in the United States was virtually non-existent from 2008 until late 2010, but this was not due to a complete lack of demand or drastic property price reduction.