SVP of strategic products
Mountain West Financial
As senior vice president of strategic products at Mountain West Financial [MWF], Tonya Todd is responsible for the company’s participation and involvement in down payment assistance programs and works closely with nonprofit organizations and housing finance agencies to develop lending products that meet their constituents’ needs. Operationally, Todd is responsible for the implementation, administration and maintenance of these programs and works daily with internal divisions, including loan underwriting, loan purchasing and secondary marketing, to ensure programs are successful for both MWF and its housing partners.
Todd got her start in the affordable housing side of the mortgage industry in 2003 while working for Countrywide. “I do have a passion for helping first-time homebuyers get into a home,” she says. “That’s what affordable housing specializes in – helping someone [get into a home] who has the means to make the mortgage payment, but may not have the means for the down payment, and is qualified for the mortgage itself and is deserving of the home.”
In addition to her role at MWF, Todd is a co-founder of The Cuisinistas Club, where she helps produce a weekly blog that shares advice on party planning. Last year, Todd also participated in the California Mortgage Bankers Association Future Leaders Program at Pepperdine University, an educational and networking program for select members in the industry; she will return this year as a mentor for the new group.
Mountain West Financial, Inc
1209 Nevada St STE 200 Redlands CA 92374