Your next great source of clients

by MPA20 Aug 2015
By Julie Broad

After 15 years of investing in rental properties – many of those years we purchased as many as ten houses – I’ve always wondered why more mortgage brokers weren’t focused on helping real estate investors.

Investors can be more difficult to work with because fewer lenders will finance investment properties and there can be a lot more paperwork involved, but it’s also rare for an investor to find a great broker to work with.

It took us years to find a great mortgage broker. When we did find a great guy we followed him around from company to company as he changed jobs because he understood our business, stayed current with the lender programs that would help us qualify for financing, and was always willing to work until he exhausted all possibilities. He also did his best to streamline the process for us to reduce the hours we spent trying to get a deal done.

We never once asked him to buy down a rate.

We never shopped our financing around anywhere else unless it looked like he wasn’t going to be able to finance our deal. And, we always referred lots of other real estate investors to him because he knew the programs that worked for investors.

Numbers are important to a real estate investor, but many investors will pay private lenders as much as 7-10% to finance their deals, so they aren’t as worried about saving half a point on a deal as they are about whether they can get financing at all. The mortgage money also doesn’t come out of an investor’s pocket directly so they are less sensitive than a home owner that sees every penny as their own. For an investor, the tenant is paying the mortgage, so as long as the property will cash flow and the terms of the mortgage work for their investment strategy, the interest rate will be less of a concern.

The lending landscape is a challenging place for investors. If you take the time to find programs that will work, stay up to date on them and do a little networking you could find yourself with a very loyal and active base of clients who will never ask for a rate buy down.

Admittedly, my husband and I are not average investors and have built a much larger portfolio than most investors, but many active real estate investors will still do at least one deal a year. As the market value increases real estate investors actively seek to leverage their equity to purchase more properties so refinancing is common. Plus, real estate investors will also usually be homeowners who will need financing on their own homes.

In a five year period, a decent real estate investor will probably come to you with a minimum of five deals plus they will certainly be referring other investors your way. How many deals will you do through a normal home owner in a five year period?

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" style="margin-left: 10px; margin-right: 10px; float: left;" />Julie Broad can help you get more done in a day and have more influence in everyday conversations.  She’s an Amazon #1 Best Selling author, has published over 400 articles online and offline and is a sought after speaker on real estate investing and having more influence. For monthly webinar training and more impact and influence tips visit HaveMoreInfluence.com.

COMMENTS

  • by Bill | 8/20/2015 2:21:37 PM

    Julie,

    Great article. I thought you may be interested in what Connected Investors is doing to help real estate investors access asset-based lending through the Connected investors eXchange. We have developed a "Lending Tree" model to match borrowers with lenders. You can check out the borrower URL @ cix.com and the lender page @ https://new.connectedinvestors.com/leads

    Keep up the great work!

    Thanks,
    Bill Brinkley
    COO
    Connected Investors

  • by John R | 8/24/2015 10:00:17 AM

    Pretty simple, they are difficult to do and you can't make any money on them.

Poll

Is TILA-RESPA a good or bad thing long term?